Credit Cards and Loans

Guides and tools to help you get the best credit card or loan

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Credit Cards

Help to pick the best credit cards for you

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Credit Card Eligibility Calculator

Calculate your take-home pay given income tax rates, national insurance, tax-free…

Credit Cards

Loans

How to get the cheapest loan

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Car Finance

How to pick the best car finance deal

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Cashback & Rewards

How to max your rewards

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Debt Help

Support and tips if you've debts

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Cards & Loans

In this cards and loans section we guide you through the different types of credit cards and loans and the best products currently available. As there are so many, it’s important you find the right one for your needs, whether you want to transfer an existing credit or store card balance you’re paying interest on to another card at 0%, borrow at 0% interest, improve your credit rating, earn cashback or reward points for doing your everyday spending, or spend money abroad.

If you’re unsure which cards you’ll be accepted for, our Credit Card Eligibility Calculator uses a ‘soft search’ to show you your likelihood of being accepted for most of the best credit cards.

If you’re looking for a loan for a planned purchase or to cut your existing loan costs, we also have a range of guides to help inform your decision. Our Cheap Personal Loans guide details the personal loan best buys, but also addresses whether other finance options – such as credit cards – might be cheaper. You can also use our handy Loans Eligibility Calculator to find which unsecured loans you're most likely to be accepted for – while protecting your credit score.

If you’re looking for help handling debt we also have Debt Solutions and Debt Help guides packed with important information and debt-fighting solutions.