Credit Cards and Loans
Guides and tools to help you get the best credit card or loan
Balance Transfer Credit Cards
Cheap Personal Loans
Credit Card Eligibility Calculator
Loans Eligibility Calculator
Best 0% Credit Cards
Persistent debt help
Travel Credit Cards
Credit Card Rewards
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Credit Cards
Help to pick the best credit cards for you
0% Balance Transfer & Spending
Best 0% Credit Cards
Popular Guides
- Credit Card Rewards
Get flights, points, cashback & more
- Money Transfers
Shift cash from a card to your bank account at 0% interest
- Travel Credit Cards
One of the cheapest ways to spend abroad
Credit Card Eligibility Calculator
Loans
How to get the cheapest loan
Cheap Personal Loans
Loans Eligibility Calculator
Popular Guides
- Cut existing loan costs
Unique free calc shows if you'll save
- Debt Solutions
Formal debt resolution tools
- Credit Unions
Local community savings & loans
Car Finance
How to pick the best car finance deal
Cheap Personal Contract Purchase
19 Tips for Buying a Used Car
Popular Guides
- Cheap Car Leasing
Find the cheapest long-term car rentals
- Cheap Personal Car Loans
Borrow at 2.8% for £7.5k+
- Cheap Hire Purchase
Spread the cost of buying your car
Cashback & Rewards
How to max your rewards
Airline Credit Cards
Credit Card Rewards
Popular Guides
- Airline Credit Cards
Earn points for flights and upgrades
- Travel Credit Cards
One of the cheapest ways to spend abroad
- ID Fraud Protection
Cut the costs of ID theft cover
Debt Help
Support and tips if you've debts
Debt Problems
Popular Guides
- Payday loan best buys?
Check cheaper alternatives first
- Credit Cards For Bad Credit
Top cards for rebuilding your credit score
- Mental Health & Debt
Free PDF booklet to download
Cards & Loans
In this cards and loans section we guide you through the different types of credit cards and loans and the best products currently available. As there are so many, it’s important you find the right one for your needs, whether you want to transfer an existing credit or store card balance you’re paying interest on to another card at 0%, borrow at 0% interest, improve your credit rating, earn cashback or reward points for doing your everyday spending, or spend money abroad.
If you’re unsure which cards you’ll be accepted for, our Credit Card Eligibility Calculator uses a ‘soft search’ to show you your likelihood of being accepted for most of the best credit cards.
If you’re looking for a loan for a planned purchase or to cut your existing loan costs, we also have a range of guides to help inform your decision. Our Cheap Personal Loans guide details the personal loan best buys, but also addresses whether other finance options – such as credit cards – might be cheaper. You can also use our handy Loans Eligibility Calculator to find which unsecured loans you're most likely to be accepted for – while protecting your credit score.
If you’re looking for help handling debt we also have Debt Solutions and Debt Help guides packed with important information and debt-fighting solutions.