Credit Cards and Loans

Cards Eligibility Calc

Find your odds of getting top cards

Travel Credit Cards

One of the cheapest ways to spend abroad

Going abroad or spending on foreign websites? Get a specialist travel credit card for near-perfect exchange rates worldwide. This guide includes best-buy cards, the cards to avoid, and how to check what your card's charging you when you use it overseas.

Warning! Don’t use PayPal to pay on a credit card

You’re losing valuable Section 75 rights

An ever-growing number of retailers now encourage customers to pay via PayPal, but if you’re doing it on a credit card – for items that cost £100+ – you’re missing out on valuable extra protection. That’s because using PayPal scuppers your Section 75 rights.

Payday loan best buys?

Check cheaper alternatives first

Need some quick and easy cash? A payday loan feels easy, but even now the amount of interest you pay has been capped, these loans are still an expensive nightmare. Take one out and you risk scarring your finances, and the possibility of paying back double what you borrowed.

Prepaid Travel Cards

Lock in a top rate before you go

Prepaid travel cards, also known as currency cards, allow you to load them before you go abroad then just use them as you would a debit card to spend or withdraw cash as you wish. And because they're pre-loaded, it allows you to keep tight control of your spending. Some also allow you to lock in a rate in advance.

Credit cards for bad credit

Top cards for rebuilding your credit score

Applied for a credit card and been rejected? FREEZE! Assess why you've been knocked back, then find cards that fit your profile or try to rebuild your credit rating using the top 'bad credit' credit card – and always pay it off in full.

0% Balance Transfer & Spend

Get up to 29 months 0%

Most credit cards are either good for new spending OR cutting the cost of existing debts. But some offer cheap intro rates on both.

Credit Scores

Bust myths & improve your score

Everyone should take time to manage and boost their credit score. It's no longer just about whether you can get mortgages, credit cards and loans, it can also affect mobile phone contracts, monthly car insurance, bank accounts and more.