Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more

Skip to content

MoneySavingExpert.com

Cutting your costs, fighting your corner

Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert

Search MoneySavingExpert

Search bar closed.

Cards & Loans
Household Bills
Complain & Reclaim
Banking & Savings
Mortgages & Homes
Travel
Insurance
Deals & Shopping
Income & Budgeting
Students

Martin: 'Get £100s of energy credit back'

Check now to see whether you're owed

Energy Direct Debits help

Latest weekly email. End of the £20,000 cash ISA?, 32-month 0% debt shift

Plus 2for1 entry at 380+ gardens & much more

Want the famous Money Tips Email?

Get freebies & vouchers for recycling

£5 off at M&S and more

Ethical and green banking

Sky Stream just '£13 a month'

Includes Netflix

TV MoneySaving tricks

Coupons 50p off energy drink

'Free' £2 yoghurt, £2 off ice cream & more

Food & Drink deals

See the best cinema deals day-by-day

With our movie discount tracker

Cinema tips & tricks

Get up to two years' 0% on spending

But only borrow if needed

Car finance mis-selling update

New court case & Martin's view

Mis-sold car finance another way?

MSE Email

15 April 2025

FREE weekly MoneySaving email

For all the latest deals, guides and loopholes simply sign up today – it's spam-free!

End of £20k cash ISAs?

Use allowance now

New 0% debt shift

DEFINITE 32 months

Get £100s of energy credit back

How to check & claim

Does Trump mean cheaper energy?

Watch Martin's video

2for1 at 380+ gardens

Find top cinema discounts

With our deals tracker

Sky Stream '£13 a month'

Includes Netflix

Read the full email Chevron

Chevron

End of £20k cash ISAs?

Use allowance now

New 0% debt shift

DEFINITE 32 months

Get £100s of energy credit back

How to check & claim

Does Trump mean cheaper energy?

Watch Martin's video

2for1 at 380+ gardens

In £10 mag

Find top cinema discounts

With our deals tracker

Sky Stream '£13 a month'

Includes Netflix

Read the full email Chevron

Chevron

Read the full email

Tools and calculators

Clever ways to calculate your finances

Get your FREE credit scores

Cheap Energy Club

Compare energy deals

Compare broadband deals

Find the best in your area

Compare mobile phone deals

Find the perfect deal for you

Compare+ Car Insurance

Try our revolutionary tool

Compare+ Home Insurance

Try our Beta tool

Get MSE on your Android or Apple phone

Credit Card Eligibility

See which cards are likely to accept you

Loans Eligibility

See which you've the best chance of getting

Tools and Calculators

Energy help

Our tips to cut the cost of gas and electricity bills

Energy saving tips

Our Cheap Energy Club is back – COMPARE NOW

See what deals are available

Energy direct debit help

Check our 'Is your direct debit right?' calculator

More energy help

What to do if you're struggling to pay Should I fix or stay on the Price Cap?Martin: Get £100s of credit back Solar panels: are they worth it?What is the energy Price Cap?

Deals & Shopping

Grüum hair, face & body set £5

20,000 available. Normally £39

Coupons 50p off energy drink

'Free' £2 yoghurt, £2 off ice cream & more

More deals

FREE £5 Auntie Anne's pretzel Marathon runners FREEBIES Cinema day-by-day deal tracker Ikea 'up to 50% off' sale

Categories

Restaurants Food & Drink Fashion & Beauty Days Out & Travel

Martin's Blog

View Martin’s blog | View Martin’s biography

Get £100s of credit back from your energy firm

It's all about the Direct Debit cycle.

Direct Debit Calculator

Had a PPI payout? If so, you can reclaim the tax on it

You could be due £100s back.

PPI: Can I still reclaim?

My £10m charity pledge – update

It's now over £20m.

MSE charity fund

Is being married worth it?

Nine big financial benefits.

Marriage Tax Allowance

In 2024 I averaged 24,703 steps a day

Here's how.

Get 'paid' to walk

Weekly Poll

This week: How common are free flight upgrades?

Last week: How do you rate your broadband provider's customer service?

Weekly Poll links

Discuss the Weekly Poll See past polls

Cards & Loans

Guides and tools to help you manage your money

More on Cards & Loans

Best 0% credit cards

Do it right and credit cards are the cheapest way to borrow. Yet get it wrong and you'll be…

Balance transfer credit cards

Shift existing card debt to 0% interest for up to 32 months

Popular guides & tools

Credit Club Cheap personal loans Travel credit cards Airline credit cards Credit card rewards Cards Eligibility Checker Loans Eligibility Checker

Categories

Credit Cards Loans Borrowing Credit score & debt help

Reclaim £1,000s

Guides and tools to help you get back money you're owed

More on Reclaim £1,000s

Flight delay compensation

If your flight is delayed, it's important to know you have rights

Reclaim overpaid Council Tax – check if you're owed £100+ back

Moved home since 1993? Check if you're owed £100+ back

Popular guides & tools

Packaged bank account fees Private parking tickets Uniform tax refund Benefits Calculator Housing & energy grants Grant grabbing Consumer rights How to complain

Categories

PPI, banks & finance Tax reclaiming Parking tickets & transport Shopping & consumer rights

Broadband & Phones

Guides and tools to help you save on your household bills

More on Utilities & Phones

Compare broadband deals

Compare broadband deals, phone line & TV

Cheap Mobile Finder

Compares 50+ retailers & resellers to find the perfect deal for you

Popular guides & tools

Cheap broadband Digital TV deals Cheap iPhone deals Improve your broadband speed Haggle with Sky Cheap data roaming

Categories

Broadband & landlines Mobile phones Household bills

Banking & Saving

Guides to help you get the best returns on your money

More on Banking & Saving

Top savings accounts

The top easy-access, notice and fixed-rate accounts

Best bank accounts

If you're unhappy with your bank account, don't just groan, as switching is easy.

Popular guides & tools

Lifetime ISAs Cash ISAs Stocks & shares ISAs Regular savings accounts Investment for beginners Personal pensions Improve your credit score

Categories

Bank accounts Savings Debt help Pensions & investing

Travel & Motoring

Guides and tools to save you money on your travels

More on Travel & Motoring

Cheap flights

Bag cheap scheduled & charter flights

Cheap train tickets – find hidden fares & split tickets

Popular guides & tools

Cheap car hire Easyjet tricks Get an ESTA Free GHIC/EHIC Tube delays Cheap breakdown cover Cheap hotel deals Cheap days out

Categories

Holiday essentials UK travel & transport Spending overseas Travel reclaiming

Insurance

Guides and tools to help you get covered for less

More on Insurance

MSE Compare+ – our revolutionary car insurance tool

How to get cheap home insurance

How best to compare 100+ home insurance quotes

Popular guides & tools

Cheap travel insurance Young drivers' insurance Multicar insurance Cheap motorbike insurance Life insurance Over-65s' travel insurance Private health insurance Cheap pet insurance

Categories

Home insurance Car insurance Life & health insurance Travel insurance

Mortgages & Homes

Guides and tools to help you buy, remortgage or sell your home

More on Mortgages & Homes

Remortgage guide

First-time buyers' guide

Step-by-step help for getting on the property ladder

Popular guides & tools

How much can I borrow?How to sell your property Mortgage Calculator Best remortgage deals Should you remortgage?Stamp Duty Calculator Buying a home timeline Cheap mortgage finding

Categories

Mortage essentials Remortgaging First-time buyers Home ownership

Shopping

Guides and tricks to cut costs on your purchases

More on Shopping

Cheap online shopping

Tips to slash the cost of buying online

eBay & second-hand buying

40+ tricks & tools to hunt hidden bargains

Popular guides & tools

How to get free food Amazon buying tricks Top cashback sites Netflix hacks Reclaim Tesco vouchers Police auctions Lost luggage auctions How to complain Free music

Categories

Shopping guides

Income & Family

Money-making tips and MoneySaving guides for students and kids

Student loans mythbusting

Ignore headlines about students leaving university with £50,000 of debt. That's a mostly meaningless…

Make money online

Popular guides & tools

Marriage tax allowance Cheap and free wills Student bank accounts Childcare Vouchers Universal Credit Education grants Tax Credits Budgeting tool

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).
We often link to other websites, but we can't be responsible for their content.
Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MONY Group (formerly called the MoneySupermarket Group), but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally binding MSE Editorial Code.

Please read the Full Terms & Conditions , Privacy Policy, Cookies Q&A, How this site is financed and MSE's Editorial Code.

About the site
MSE’S Editorial Code
Site’s funding
Sitemap
Accessibility
Emails FAQs
Site FAQs
Forum Rules
Jobs
Contacts
Modern Slavery Act
Martins Biography
The MSE Charity Fund

MoneySavingExpert has an app!

Learn more about it here or download it from your app store.

Follow MSE

Martin Lewis is a registered trade mark belonging to Martin S Lewis.