How to claim & what you can get
Universal credit is a controversial new benefit designed to simplify the welfare system. It combines six benefits into one single payment, but the roll-out has been plagued by delays to payments, which have left tens of thousands of vulnerable people in rental arrears and some even dependent on food banks.
25 Brexit need-to-knows
Incl house prices, visas, flights, consumer rights & more
The UK's exit from the EU has now been delayed until as late as 31 October. This once-in-a-generation event – originally due to take place on 29 March – will affect everyone in the UK, their finances and their consumer rights. But with MPs repeatedly rejecting a possible deal on our future relationship, much remains up in the air. Here we give you the facts where there are facts – and MSE founder Martin Lewis's risk analysis where there aren't.
Earn freebies for testing products
The top 'freebies for feedback' sites
Product development's big business. By checking items work and verifying marketing claims, companies boost sales. Add the power of word-of-mouth recommendations, and it's clear why they're happy for you to test goodies for nowt.
Level term policies to protect your family’s finances
The sobering statistic is around one child in 29 loses a parent before they grow up. Sadly, the grief and misery are often compounded by a loss of income causing financial crisis – but life insurance is one of the cheapest ways to protect your family's finances if the worst happens.
Help With Childcare Costs
Get £1,000s in tax credits & Tax-Free Childcare
Whether you've a wee tot or big teen, the costs of childcare can be massive. Figures show the average cost for part-time childcare is now £127/week. Yet 100,000s of working parents are missing out on £1,000s of help with childcare costs.
How to do good at Christmas
Volunteer or donate to help those less fortunate
Christmas is a time for exchanging gifts, sharing food and spending time with family. But there are many who are less fortunate and less able to celebrate, from those sleeping rough over the festive period to elderly people living alone.
Prepaid Funeral Plans
What are prepaid funeral plans? Are they worth it?
The death of a loved one is always difficult. Add to this rising funeral costs which now average £4,300 for the essentials and the aftershocks can be considerable. Increasing numbers of people are now taking out funeral plans so they know most of the cost of their funeral has been covered before they die, to ensure their family isn't left to foot a hefty bill. We help you work out if a plan is right for you and if so, what sort.
How to claim child tax credit and working tax credit, renew or appeal
Tax credits can mean a payout, potentially in the £1,000s, even after recent cuts. Unlike many other benefits, you MUST renew them each year. Most people will now have to claim universal credit, but some can still make new child tax credit claims.