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Coronavirus Universal Credit & Benefits
22 January 2021
Coronavirus Self-Employed & Small Limited Company Help
22 January 2021
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Articles
Banking
- App-based banking
- Bank statement abbreviations
- Basic Bank Accounts
- Best Bank Accounts
- Continuous payment authority
- Cut Overdraft Costs: 11 ways to pay less
- How To Cancel Direct Debits
- Interest Rates Guide
- Open Banking explained
- Packaged Bank Accounts: best paid-for deals
- Sending Money Abroad
- Setting-Off Rules
- Small Biz MoneySaving
- Tax Rates: Break down what the taxman gets
- The Budget Planner: How to manage your money
- Top cards for under-18s
- TSB online banking problems
Credit Cards
- 0% Balance Transfer & Spending
- Airline Credit Cards: Earn points for flights and upgrades
- Balance Transfer Credit Cards
- Best 0% Credit Cards: 27 mths' interest-free spending
- Best cashback and reward credit cards
- Credit card minimum repayment calculator
- Credit Limit Too Low?: DON'T just cancel the card
- Free or Cheap Airport Lounges
- ID Fraud Protection
- Is Paypal safe to use on a credit card?
- Mental Health & Debt: Free PDF
- Money Transfer Credit Cards
- Prepaid cards: best offers
- Prepaid Travel Cards:
- Stoozing – make free cash
- Top cards for rebuilding your credit score
- Travel Credit Cards: best cards to use abroad
Family
- Things to do with the kids
- 40+ Comping Tips: Free UK competitions
- Baby checklist: 50+ tips to save with a new baby
- Benefits Calculator
- How to earn extra money
- Can you take kids on term-time holidays without being fined?
- Cheap & Free Prescriptions
- Cheap and Free Wills
- Cheap Contact Lenses
- Cheap Glasses: Full cost-cutting tips
- Hay fever tablets: cheap hay fever remedies
- Cheap Sanitary Products
- Help with Childcare Costs
- Childcare Vouchers: save £1,000/year
- Copycat websites: Check the source
- Death happens - plan for it
- How to save money on household bills
- Earn freebies for testing products
- eBay Selling Tricks
- Government funded education grants
- Facebook Selling Tips
- Flog your rubbish for cash
- Free Tax Code Calculator
- Grants for low income families
- Guide to probate - how to do it yourself
- Household Enquiry Form
- Housing & Energy Grants
- How to Make Money Online
- How to Stop Spending
- Inheritance Tax (IHT)
- Marriage Tax Allowance
- National numeracy: Take the challenge
- Over-50s' MoneySaving
- Power of Attorney: Plan ahead
- Prepaid funeral plans
- Step-by-step guide to redundancy
- Rent Out Your Home on Airbnb
- Tax credits: are you entitled to help?
- Tax-Free Childcare
- Get paid cash for surveys & market research
- Universal Credit - How to claim & what you can get
- Weddings on a budget: 50+ tips & savings
- What does Brexit mean for the UK
- What to do when someone dies
Insurance
- Backpacker Insurance: get cheap cover for your trip
- Beware Over-50s' Life Insurance
- Bicycle Insurance: Get cheap cover for your bike
- Bolster your home insurance: the 'all risks' add-on
- Breakdown Cover Haggling
- Car and Home Insurance Haggling
- Caravan Insurance: Get cheap cover for your tourer
- Cheap Breakdown Car Cover
- Cheap Contents Insurance for Tenants
- Cheap classic car insurance
- Cheap Gadget Insurance
- Cheap home insurance: find buildings and contents quotes
- Cheap life insurance: family protection & security
- Cheap Motorbike Insurance
- Cheap Pet Insurance: Top comparisons & hot deals
- Cheap Private Health Insurance
- Cheap travel insurance: from £9
- Cheap Van Insurance: Compare & switch to save £100s
- Compare cheap car insurance quotes online
- Dental Insurance: And other ways to pay for dental costs
- Gap insurance: do you need it?
- Landlord Insurance: Get cheap cover if you're renting out a property
- Mobile Phone Insurance
- Optical, Dental & Physio Cover
- Over-65s' Travel Insurance
- Storm damage: How to make a claim on your home insurance if hit
- Travel Insurance For Those With Pre-Existing Conditions
- Wedding Insurance: Find out what it covers and slash costs
- Will insurance quotes from a comparison site affect my credit score?
- Young Drivers' Insurance
Loans
- Buy Now Pay Later Explained
- Cheap personal loans guide - Find the best rates
- Credit report: Check your credit score for free
- Credit Unions: Local community savings & loans
- Debt Problems: What to do & where to get help
- Debt Solutions: options including IVA and bankruptcy
- How to improve your credit score
- Loan cost calculator: cut loan debt
- Payday loan best buys?
- Representative APR for personal loans
Mortgages
- 50+ House Buying Tips
- Adding debts to your mortgage
- Buy-to-Let Mortgage Guide
- Cheap Mortgages - find the best deal
- Extend your lease: Step-by-step guide & calculator
- First time mortgage borrowing: how much can I borrow
- First time buyers' mortgage guide
- Free house price valuations
- Help to Buy & other schemes
- Help to Buy Equity Loans
- House auctions: buying repossessed properties
- How likely am I to get a mortgage?
- How much does it cost to sell your property?
- How to buy the freehold or get the right to manage
- How to remortgage your house
- Leasehold vs freehold guide to buying
- Mortgage best-buy comparison
- Mortgage life insurance: Save £100s on your cover
- Moving home checklist: top last minute tips
- Porting a mortgage: can I transfer to a new home?
- Process of buying a house: timeline
- Property search: find your dream home
- Remortgaging fees: how much will it cost
- Remortgage Guide: Free PDF guide to remortgaging
- Remortgage: reasons you should (& shouldn't)
- Rent a property: Tips to help if you're renting
- Right to Buy Mortgage Scheme
- Should I overpay my mortgage?
- Stamp Duty Calculator
- What is equity release and how does it work?
- What fees will you pay when buying a house?
- What to do if you can't pay your mortgage
- What type of mortgage to choose?
Phones
Reclaim
- Cheap Petrol & Diesel
- Council Tax Bands: Lower your band & save £1,000s
- CPP mis-selling – are you due £100s?
- Credit Card Charges: Full guide to reclaim £100s
- Experian CreditExpert ID Fraud Insurance Refund
- Fight Unfair Private Parking Tickets
- Financial Ombudsman - Your financial rights
- Free uniform tax refund: reclaim £100s
- How to claim a council tax discount if you're 'severely mentally impaired
- NHS tax reclaim: Can you get £1,000s back?
- Parking Ticket Appeals
- Pothole Claims: How to claim for pothole damage
- Reclaim Bank Charges
- Reclaim Forgotten Cash
- Reclaim overpaid council tax
- Reclaim Packaged Bank Account Fees
- Reclaim payday loans for free
- Reclaim PPI for free
- Reclaim unwanted Amazon Prime
- Small Claims Court: Settle consumer disputes legally
- TfL Overcharge Refunds
- Train Delays: How to claim if it's late or cancelled
- Tube Delays: How to get a refund
Shopping
- 12 Buying From China Tips
- 30+ Ways to Stop Scams
- 40 eBay buying tips
- Amazon Discount & Deals Finder
- Best Cashback Sites
- Buy cheap stolen goods
- Cheap Online Shopping: 40+ tips to cut the cost
- Cheap Parcel Delivery
- Cheap Perfume: 20 tips to slash costs
- Christmas Gift Cheques
- Company Administration Help
- Consumer Rights Refunds Exchange
- Extreme Couponing
- Free cloud storage services
- Free Food Saving Memo
- Free Money Mantras Card
- Free Office Software: Word, PowerPoint, Excel & others
- Free Valentine's Gift Cheques
- Freebies, freebies, freebies
- Freecycle & Freegle
- Gift cards and vouchers
- Haggle on the high street
- Gift cards and vouchers
- Haggle on the high street
- How to Complain: Bad service or dodgy goods?
- How to get free (or cheap) food
- Late or missed delivery? How to complain
- Lost luggage auctions: Grab bargain unclaimed suitcases
- Loyalty Points Boosting
- Martin Lewis FAKE & LIAR ads
- Reclaim & Boost Tesco Vouchers
- Rent your parking space
- Returning unwanted Christmas gifts
- Section 75 refunds
- Shopping Secrets: tricks shops don't want you to know
- Stream Free Music Online
- Supermarket Shopping Tips
- Tap Water: Where can I get it for free
- The Downshift Challenge Tool
- Top money saving tips, tricks & treats
- Visa, Mastercard & Amex Chargeback
- Watch Movies & TV Online
Students
- Best Graduate Bank Accounts
- Beware paying uni fees upfront
- Free Mature Student Guide
- Free Part-Time Student Guide
- Professional & Career Development Loans
- Should I repay my student loan?
- Student Bank Accounts
- Student loan interest rates - should I repay?
- Student Loans Mythbusting
- Student money saving tips: stretch student loans
Travel
- 16 Center Parcs Tricks
- 19 cheapest ways to get travel money
- 19 tricks to cut cost of Easyjet flights
- 20 tips for cheaper Ryanair flights
- 22 tips on cheap UK hotel stays
- 30 tricks to boost and max Avios
- 50+ Motoring MoneySaving tips
- 65 Overseas Travel Tips
- Amsterdam On A Budget
- Barcelona On A Budget
- Budget Flight Fee-Fighting
- Cheap Airport Parking: Heathrow, Gatwick & more
- Cheap Car Hire
- Cheap Council MOTs
- Cheap Flights: Bag cheap scheduled & charter flights
- Cheap Package Holidays
- Cheap Self-Catering Holidays
- Cheap things to do in London
- Cheap Train Tickets
- Cheaper Train Season Tickets
- Costa del Sol On A Budget
- Daily Mail '£15' Holidays
- Disney World Orlando Tickets
- Driving in Europe: Requirements and tips
- Flight Delay Compensation
- Free EHIC Card: Millions expire each year
- Get an ESTA for US travel
- Glove box parking aid
- Has your airline changed your flight time?
- Holiday Rights - cancellations & delays explained
- How to buy dollars
- How to buy euros
- How to get a flight upgrade
- How To Get Cheap Hotel Deals
- How to Park Right
- Is your driving licence valid?
- New York On A Budget
- Nine airline seating tips
- Oyster card refunds
- Paris On A Budget
- Passport renewal: watch out for copycat sites
- Rome On A Budget
- Secret Hotels: How to uncover bargain rates for top hotels
- Snow day - your employee and travel rights
- Using credit card at an ATM: bad for credit score?
Utilities
- Best green energy suppliers – should I switch?
- Broadband Haggling
- Cheap Boiler Cover
- Cheap Gas & Electricity
- Cheap Heating Oil
- Cheap Northern Ireland Energy
- Cheap or Free Solar Panels
- Cheap Prepaid Gas & Elec
- Cut your water bills
- Digital TV Deals: Best digital TV offers
- Do I need a TV licence?
- Energy bills explained
- Energy direct debits help
- Energy mis-selling: Get money back
- Energy Mythbusting
- Free Antivirus Software
- Free Insulation and Boilers
- Haggle with BT
- Haggle with Sky
- Haggle with Virgin
- Is Economy 7 right for you?
- Netflix Hacks: Cut the cost of subscribing
- Smart Meters: What are they & should you get one
- Smart thermostats explained
- Tariffs with no standing charge
- Tips to Boost Broadband Speed
Deals
- Alton Towers deals
- Amazon deals
- Argos deals
- Asos deals
- B&Q deals
- Best Kitchen Deals and Discounts
- Black Friday deals
- Boots deals
- Cheap Train & Coach Deals deals
- Cheap Champagne & Prosecco Deals
- Cheap Cinema Tickets
- Cheap gym memberships & free passes
- Cheap iPad deals
- Cheap Wine Deals & Offers
- Contact Lenses deals
- Currys deals
- Days Out deals
- Debenhams deals
- DIY Deals and Discounts
- Disneyland Paris deals
- Fashion & Beauty Deals
- Food & drink discounts and deals
- Frankie & Benny's deals
- H&M deals
- Health & beauty deals and discounts
- High Street Sales: Top Sales on Now
- Home, Garden & Pet deals
- Ikea deals
- John Lewis deals
- Just Eat Deals
- Lidl deals
- M&S deals
- Mobiles & Gadgets deals
- New Look deals
- Next deals
- Odeon deals
- Pizza Express deals
- Pizza Hut deals
- Shoes deals
- Skincare deals
- Spotify deals
- Student discount deals
- Supermarket Discounts
- Railcard deals
- Restaurant Vouchers: Top Deals & 2for1 Offers
- Tesco deals
- Things to do with the kids deals
- Thorpe Park deals
- Travelodge deals
- Transport deals
- Vue Cinema deals
Tools
- Amazon Discount Finder: Hunt secret 75%+ off deals at online giant
- Balance Transfer Calculator: Which card will cost you least?
- Benefits check-up: 5 min tool reveals what you're entitled to
- Car Ins Job Picker: Fun tool to save cash tweaking job titles
- Cheap Energy Club - Compare Gas & Electric and Save
- Credit card eligibility calculator
- Credit Club - Get your Free Credit Score, Credit Report and more
- Council Tax Calculator: Are you in the right band? Check 'n' challenge
- Compare Top Broadband Deals: Broadband Unbundled MSE
- Eligibility Calculators: footprint free credit score check
- Fixed Mortgage Calculator - Ditch your fix?
- Free travel money tools - how much does your card charge abroad
- How much can I borrow: mortgage calculator
- Income Tax Checker: What will the taxman take?
- Loans eligibility calculator
- Local eBay Deals Mapper
- Min. Repayment Calc: Beat the sneaky credit card trap
- Mortgage Calculator: Simple calculator for repayment & interest only mortgages
- Mortgage Deposit Calculator - saving for a deposit
- Mortgage Holiday Calculator
- Mortgage Overpayment Calculator: Pay off your debt early?
- Mortgage rates: compare two deals
- Offset mortgage calculator
- Personal Loan Calculator
- Premium Bond Calc: Uses probability to find what you'll win
- Regular Savings Calculator
- Resolver - free complaints tool
- Stamp Duty Calc: What will you pay when you buy?
- Stoozing Calculator: Free cash from credit cards
- Student Finance Calc: Find how much you'll really repay
- Tax Code Calculator: Are you losing £1,000s with wrong code?
- The Demotivator: Stops you spending what you can't afford
- Travel Money: Get the best foreign exchange rates
Savings
- Are Your Savings Safe?
- Best Children's Savings Accounts
- Cheapest SIPP: Build a low cost DIY pension
- Child Trust Funds: Should you switch to a junior ISA?
- Financial Advisers: Picking & paying for an IFA
- Flexible ISAs: what are the rules & which banks allow it
- Full ISA Guide: Save without paying tax
- Fund need-to-knows
- Guide to Taking Your Pension
- Help to Buy ISAs
- Help to Save Scheme
- How to Start Saving Money
- Investing for beginners
- Lifetime ISAs: How they work, who they're for & all best buys
- New State Pension
- Peer-to-Peer Lending
- Pension credit: what is pension credit and how do I qualify?
- Pension liberation: Beware pension liberation scams
- Personal pension need-to-knows
- Personal Savings Allowance
- Premium Bonds: Are they worth it?
- Regular Savings Accounts
- Repay Debts or Save?
- Robo-investment cashback deals
- Share dealing need-to-knows
- Stocks & Shares ISAs: Find the cheapest platform
- Supermarket savings cards
- Tax-Free Savings & the Starting Saving Rate
- Top Cash ISAs
- Top Junior ISAs
- Top Savings Accounts
- What is Pension Auto-Enrolment?
Spotted out of date info/broken links? Email: brokenlink@moneysavingexpert.com
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Exclusive: Self employment grant 4 announcement won’t happen till March.
23 January 2021![]()
Martin has had confirmation that no official announcement on 4th Self-Employment Income Support Scheme will come until the March Budget - more than a month after the grant period starts. -
Martin Lewis helps mum clear £30,000 debts - here's how she did it
22 January 2021![]()
Martin Lewis has helped a struggling mum to clear £30,000 in debt with the help of his tips - and if you're struggling with debt, here's how you can cut your costs and do the same -
Coronavirus Universal Credit & Benefits
22 January 2021![]()
If you're suddenly unable to work due to the coronavirus crisis, or you've been laid off, this guide looks at what benefits you can claim, what you're entitled to under universal credit plus tells you how to make a claim. -
Coronavirus Self-Employed & Small Limited Company Help
22 January 2021![]()
If you're worried about work during the coronavirus crisis, this guide looks at your rights if you're self employed, including what help's there for limited company directors. -
Student tuition fees in England set to be frozen for another year
21 January 2021![]()
Student tuition fees in England are set to be frozen for another year under new plans put forward by the Government today
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Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
11 January 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide... -
Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
5 January 2021![]()
Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?
MSE Tools & Calculators
Clever ways to calculate your finances
