Stop spending when you can’t afford it!
The Demotivator is a fun tool, so to make it quick and simple some assumptions have been made in the calculations.
- Complete the form to get your results
- Next read the How to Stop Spending guide for expert cost-cutting tips
Stop Spending: Tips, Tools & Tricks
Need to cut your spending? Get inspired with our cost-cutting guides

How to Stop Spending
The MoneySavingExpert Demotivator. Sometimes waving a magic...

Budget Planner
This unique guide on how to budget counters that, and includes a free budget planner spreadsheet...
The 'Cut Your Bills' checklist