October 2021

Yorkshire Building Society has launched a two-year tracker mortgage with the cheapest ever initial market rate of 0.78%. As mortgage rates continue to creep down, there's no better time to check to see if you could save £1,000s on your mortgage.

People living in Northern Ireland can get a completely free prepaid card topped up with £100 under a new 'Spend Local' scheme spearheaded by the Northern Irish Government. But you've only got until Monday 25 October to apply, and you can only spend the money in-store. Here's how the freebie works and how to get your hands on it. 

From Monday 25 October, motorists driving in London who do not meet particular emission standards could be charged £12.50/day as the city's 'Ultra Low Emission Zone' is set to expand. Here's what is happening. 

Thousands of 1pMobile users who signed up to the pay-as-you-go provider before 1 January 2021 will need to spend at least £2.50 worth of credit on calls, texts, data or other services every 30 days from today. Fail to meet this spending limit, and you'll have a fee of up to £2.50 deducted from your credit.

If you need to call your bank, just dial 159. That's the message MoneySavingExpert.com founder Martin Lewis gave in the second episode of his new series of The Martin Lewis Money Show on ITV.

Around 11 million households on standard tariffs will see energy bills jump by a typical £139/year as the new price cap kicks in today. But due to the extreme situation in the energy market, with wholesale prices at record highs, there are now no deals cheaper than the new price cap.

Virgin Money is to close 30 customer branches in the UK early next year, and one staff-only outlet, blaming the move on a number of factors including less customer demand. We have full details below on which outlets are closing and what to do if your local branch is affected.

If you get tax credits you now need to tell HMRC if your working hours haven't returned to pre-Covid levels, while those who get Tax-Free Childcare must now prove their income. That's because a temporary relaxation of the eligibility criteria during the height of Covid for both benefits is coming to an end, and you are expected to notify the tax office of any permanent changes.