Debt Help - MoneySavingExpert

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Cards and Loans

Debt Problems

Debt Problems

What to do & where to get help

Our guide has DIY tips to combat debt plus full details of non-profit debt advisors...

The Budget Planner

The Budget Planner

How to manage your money

Detailed guide including the unique, free online tool which assesses your finances…

Payday loan best buys?

Payday loan best buys?

Check cheaper alternatives first

Need some quick and easy cash? A payday loan feels easy, but even now the amount of interest you pay has been capped, these loans are still an expensive nightmare. Take one out and you risk scarring your finances, and the possibility of paying back double what you borrowed.

Credit cards for bad credit

Credit cards for bad credit

Top cards for rebuilding your credit score

Applied for a credit card and been rejected? FREEZE! Assess why you've been knocked back, then find cards that fit your profile or try to rebuild your credit rating using the top 'bad credit' credit card – and always pay it off in full. Plus find out how to avoid the rejection spiral and improve your credit history.

Mental Health & Debt

Mental Health & Debt

Free PDF booklet to download

No debt problems are unsolvable. It might not be easy or quick, but there's always a route. When mental health problems are involved, some special solutions apply.

Setting-Off Rules

Setting-Off Rules

DON'T bank where you’ve got debts

What's it called when someone takes cash from your bank account without permission? Most would say it's stealing, but banks call it 'setting-off'.

Credit Unions

Credit Unions

Local community savings & loans

A credit union is a community savings and loans provider but isn't just an oasis for those struggling to qualify for high street borrowing. As community co-operatives, they can also appeal to those who want to benefit their neighbours.

Guides A-Z

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Airline Credit Cards

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C

D

F

Free or Cheap Airport Lounges

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I

ID Fraud Protection

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O

P

R

Representative APR examples

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Stoozing – make free cash

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Travel Credit Cards

V

Cheap Van Insurance

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Warning! Don’t use PayPal to pay on a credit card

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Debt Help

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