Credit Cards

Guides and tools to help you get the best credit card for you

Best 0% credit cards

We prefer you don't borrow, as it can lead to problems. Yet if you need to, 0% spending credit…

Credit cards for bad credit

If you've a poor credit history, using a credit card to show you can repay on time each month…

Credit card rewards

Spend on one of these cards and it pays you – either in pure cashback or points that convert…

Travel credit cards

If you're planning an overseas trip, or regularly buy from overseas websites, a specialist…

0% transfers & spending

Most credit cards are good for new spending OR cutting the cost of existing debt, but some…

Money transfer credit cards

A 0% money transfer allows you to shift cash from a card to your bank account to clear your…

Think twice before using PayPal to pay on your credit card

An ever-growing number of retailers now encourage customers to pay via PayPal, but if you're…

Persistent debt help

Hundreds of thousands of credit card borrowers are getting letters and emails – known…

Prepaid travel cards

If you're planning a trip overseas, making sure you'll be able to pay for things in your destination…

Airline credit cards

Slash the cost of flights worldwide for you and your partner, just for spending on a piece…

Prepaid cards

If you're unable to get a bank account, or want a simple way to limit your spending, then a…

Top cards for under-18s

Top cards for under-18s

If you have kids under the age of 18 then a card could be a great alternative to cash to teach…

Stoozing – make free cash

Stoozing's the art of making money by earning interest on cash that credit cards lend you at…

Credit Club

Boost your credit chances

Credit limit too low?

You're pleased as you've been accepted for a new credit card. However, you then spot the credit…

Credit card minimum repayment calculator

BEWARE – borrow £3,000 at 21 and you'll be almost 50 before it clears. Making just the minimum…

Bank statement abbreviations

Know your BACS from your CHAPS, your APRs from your DDRs? There can be 100s of gibberish terms…

Mental Health & Debt

No debt problems are unsolvable. It might not be easy or quick, but there's always a route.…

What is a balance transfer credit card?

If you pay interest on your credit card and can't afford to clear the balance in full, then…

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If you're looking to buy goods and services but want to spread the cost, then credit cards can be a great option. In fact, do it right and credit cards are the cheapest way to borrow. In this section, we guide you through all the different types of credit card and the best ones currently available. As there are several different types of cards, it's important you find the right one for your needs, whether it's your first time credit card, you want to transfer an existing balance from one card to another, improve your credit rating, earn reward points while spending or spend money abroad without paying exchange fees.

The best credit card for you, and how many credit cards you should have, will depend on whether you'll be able to pay off the balance each month, so make sure you're able to do this to avoid incurring interest on your debt. To see which credit cards you'll be accepted for, our Credit Card Eligibility Calculator uses a 'soft search' to calculate and show you your percentage chance of being accepted for the best cards before you apply.