Cashback Credit Cards
5% cashback for first 3 months
Cashback credit cards pay you every time you spend on them, possibly £100s a year. The top card pays 5% cashback for the first three months, others give up to 1% on fuel and supermarket spending, while there are also some good fee-free, near-cash reward cards. We analyse the pros and cons of all.
Credit Card Rewards
Get flights, points, cashback & more
Spend on one of these cards and it pays you – either in pure cashback or points that can be converted into vouchers for shops, airlines, hotels etc. If you're debt-free and pay off your card every month, you can earn goodies worth £100s each year.
Travel Credit Cards
One of the cheapest ways to spend abroad
Going abroad or spending on foreign websites? Get a specialist travel credit or debit card for near-perfect exchange rates worldwide. This guide includes best-buy cards, the cards to avoid, and how to check what your card's charging you when you use it overseas.
Stoozing – make free cash
Earn interest from 0% credit cards
Stoozing's the art of making money by earning interest on cash credit cards lend you at 0%. While not quite as lucrative as it used to be, you can still make a pretty penny from long 0% deals, fee-free balance transfers and tax free high-interest bank savings accounts.
Credit cards for bad credit
Top cards for rebuilding your credit score
Applied for a credit card and been rejected? FREEZE! Assess why you've been knocked back, then find cards that fit your profile or try to rebuild your credit rating using the top 'bad credit' credit card – and always pay it off in full. Plus, find out how to avoid the rejection spiral and improve your credit history.
Airline Credit Cards
Earn points for flights and upgrades
Slash the cost of flights worldwide for you and your partner, just for spending on a piece of plastic. Airline credit cards offer Avios and other frequent flyer points. You earn air miles or points as you spend, not as you fly, and you can get big bonuses for signing up.
Prepaid Travel Cards
Lock in a top rate before you go
Prepaid travel cards, also known as currency cards, allow you to load them before you go abroad then just use them as you would a debit card to spend or withdraw cash as you wish. And because they're pre-loaded, it allows you to keep tight control of your spending. Most also allow you to lock in a rate in advance.
Cheap Airport Lounge Access
You don't have to fly first or business for lounge access
Holidays are great – airports can be anything but. Rather than put up with the chaos, you could try free or cheap airport lounges – hospitality areas where you can put your feet up and enjoy a coffee or food before you jet off.
Mastercard vs Visa vs Amex
Which has the best exchange rate for use overseas?
When preparing to go on holiday, you might be so busy counting down the days till sunny climes and getting away from it all that you forget to think of holiday money. But getting it wrong could cost you £100s extra over the course of your trip.