If you’re looking to buy goods and services, but want to spread the cost then credit cards can be a great option. In fact, do it right and credit cards are the cheapest way to borrow. In this section we guide you through all the different types of credit card and the best ones currently available. As there are several different types of cards, it’s important you find the right one for your needs, whether it's your first time credit card, you want to transfer an existing balance from one card to another, improve your credit rating, earn reward points while spending or spend money abroad without paying exchange fees.
The best credit card for you, and how many credit cards you should have, will depend on whether you’ll be able to pay off the balance each month, so make sure you’re able to do this to avoid incurring interest on your debt. To see which credit cards you’ll be accepted for, our credit card eligibility calculator uses a ‘soft search’ to calculate and show you your percentage chance of being accepted for the best cards before you apply.
