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Balance Transfer Credit Cards

Balance Transfer Credit Cards

Shift existing card debt to 0% interest for up to 29mths

Paying credit card interest? STOP. A balance transfer credit card can save you £1,000s…
Best 0% Credit Cards

Best 0% Credit Cards

28 mths' interest-free spending

If you need to borrow, credit cards can be the cheapest way. The top deal gives 28…

Credit Card Eligibility Checker

Find your odds of getting top cards
Cashback Credit Cards

Cashback Credit Cards

5% cashback for first 3 months

Cashback credit cards pay you every time you spend on them, possibly £100s a year. The top card pays 5% cashback for the first three months, others give up to 1% on fuel and supermarket spending, while there are also some good fee-free, near-cash reward cards. We analyse the pros and cons of all.
Money Transfers

Money Transfers

Shift cash from a card to your bank account at 0% interest

A 0% money transfer allows you to shift cash from a card to your bank account to clear your overdraft or give yourself a 0% cash loan for up to 28 months. Here's how it works and all the best deals...
Credit Card Rewards

Credit Card Rewards

Get flights, points, cashback & more

Spend on one of these cards and it pays you – either in pure cashback or points that can be converted into vouchers for shops, airlines, hotels etc. If you're debt-free and pay off your card every month, you can earn goodies worth £100s each year.
Travel Credit Cards

Travel Credit Cards

One of the cheapest ways to spend abroad

Going abroad or spending on foreign websites? Get a specialist travel credit or debit card for near-perfect exchange rates worldwide. This guide includes best-buy cards, the cards to avoid, and how to check what your card's charging you when you use it overseas.
Stoozing – make free cash

Stoozing – make free cash

Earn interest from 0% credit cards

Stoozing's the art of making money by earning interest on cash credit cards lend you at 0%. While not quite as lucrative as it used to be, you can still make a pretty penny from long 0% deals, fee-free balance transfers and tax free high-interest bank savings accounts.
0% Balance Transfer & Spending

0% Balance Transfer & Spending

Get up to 28 months 0% on both with one card

Most credit cards are good for new spending OR cutting the cost of existing debt. But some offer cheap intro rates on both.
Credit cards for bad credit

Credit cards for bad credit

Top cards for rebuilding your credit score

Applied for a credit card and been rejected? FREEZE! Assess why you've been knocked back, then find cards that fit your profile or try to rebuild your credit rating using the top 'bad credit' credit card – and always pay it off in full. Plus, find out how to avoid the rejection spiral and improve your credit history.
Credit Limit Too Low?

Credit Limit Too Low?

DON'T just cancel the card

You want to do a balance transfer, you apply for a new credit card and get it. Great news. But then you see your credit limit's too low and you can't shift all the debt you would like to.
Prepaid Cards

Prepaid Cards

Alternatives to credit or debit cards

Prepaid cards let you load cash on them and spend anywhere credit or debit cards are accepted. They're good to get if you're usually rejected for credit, or to give to your teens to help teach them how to spend responsibly.
Airline Credit Cards

Airline Credit Cards

Earn points for flights and upgrades

Slash the cost of flights worldwide for you and your partner, just for spending on a piece of plastic. Airline credit cards offer Avios and other frequent flyer points. You earn air miles or points as you spend, not as you fly, and you can get big bonuses for signing up.
How do credit cards work?

How do credit cards work?

Balance transfers, 0% spending, travel credit cards & more

With the multitude of different types of credit card available, you could be forgiven for wondering which is the right one for you.
Credit card minimum repayment calculator

Credit card minimum repayment calculator

Will you be in debt for years?

BEWARE, DANGER! Borrow £3,000 at 21 and you'll be almost 50 before it clears! That's what happens if you just make minimum credit card payments – their evil genius can lock you in perpetual debt, boosting banks' profits.
Prepaid Travel Cards

Prepaid Travel Cards

Lock in a top rate before you go

Prepaid travel cards, also known as currency cards, allow you to load them before you go abroad then just use them as you would a debit card to spend or withdraw cash as you wish. And because they're pre-loaded, it allows you to keep tight control of your spending. Most also allow you to lock in a rate in advance.
Cheap Airport Lounge Access

Cheap Airport Lounge Access

You don't have to fly first or business for lounge access

Holidays are great – airports can be anything but. Rather than put up with the chaos, you could try free or cheap airport lounges – hospitality areas where you can put your feet up and enjoy a coffee or food before you jet off.
Store Cards

Store Cards

Play with the devil and win

Store cards are the devil's debt; most charge a hideous 25% plus interest, and even the best aren't better than high street credit cards. Yet it's possible to play with the devil and win.
Old Credit Cards

Old Credit Cards

Should you cancel them?

To ditch old credit cards, or not ditch old credit cards? That is the question... The answer depends on which cards you have and what you might need credit for in the future. This is a Q&A guide on what to do with your dusty plastic.
Charity Credit Cards

Charity Credit Cards

Ditch and give up to 5 times more

Getting a charity credit card might sound like a great way to 'give a little' while spending, but in fact it's one of the worst ways to give to charity. We show you how you can give up to five times more – simply by using another type of credit card.
Mastercard vs Visa vs Amex

Mastercard vs Visa vs Amex

Which has the best exchange rate for use overseas?

When preparing to go on holiday, you might be so busy counting down the days till sunny climes and getting away from it all that you forget to think of holiday money. But getting it wrong could cost you £100s extra over the course of your trip.

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