Credit Cards

Credit Card Eligibility Checker

Find your odds of getting top cards

Travel Credit Cards

One of the cheapest ways to spend abroad

Going abroad or spending on foreign websites? Get a specialist travel credit card for near-perfect exchange rates worldwide. This guide includes best-buy cards, the cards to avoid, and how to check what your card's charging you when you use it overseas.

Credit Card Rewards

Get flights, points, cashback & more

Spend on one of these cards and it pays you – either in pure cashback or points that can be converted into vouchers for shops, airlines, hotels etc. If you're debt-free and pay off your card every month, you can earn goodies worth £100s each year.

0% Balance Transfer & Spend

Get up to 27 months 0%

Most credit cards are either good for new spending OR cutting the cost of existing debts. But some offer cheap intro rates on both.

Credit Limit Too Low?

DON'T just cancel the card

You want to do a balance transfer, you apply for a new credit card and get it. Great news. But then you see your credit limit's too low and you can't shift all the debt you would like to.

Airline Credit Cards

Earn points for flights and upgrades

Slash the cost of flights worldwide for you and your partner, just for spending on a piece of plastic. Airline credit cards offer Avios and other frequent flyer points. You earn air miles or points as you spend, not as you fly, and you can get big bonuses for signing up.

Credit card minimum repayment calculator

Will you be in debt for years?

BEWARE, DANGER! Borrow £3,000 at 21 and you'll be almost 50 before it clears! That's what happens if you just make minimum credit card payments – their evil genius can lock you in perpetual debt, boosting banks' profits.

Cheap Airport Lounge Access

You don't have to fly first or business for lounge access

Holidays are great – airports can be anything but. Rather than put up with the chaos, you could try free or cheap airport lounges – hospitality areas where you can put your feet up and enjoy a coffee or food before you jet off.

Old Credit Cards

Should you cancel them?

To ditch old credit cards, or not ditch old credit cards? That is the question... The answer depends on which cards you have and what you might need credit for in the future. This is a Q&A guide on what to do with your dusty plastic.