First-Time Buyers

How to secure your first mortgage

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First-Time Buyers


First-time buyer? Thinking about getting onto the housing ladder? Our free, 55-page First-Time Buyers' Guide talks you through everything you need to know, from deposits to different types of mortgages and ways to boost your chances of mortgage acceptance.

How much do you think you'll be able to borrow from the bank? Our How much can I borrow? guide gives you an indication of what you're likely to get, based on salary and outgoings.


Our Buying a home timeline sets out how long you can expect the process of buying a home to take and what the various steps are. Meanwhile, our What fees will you pay? guide explains which fees you are likely to pay on top of the price of the property you're buying.

For this and much more, have a browse of our First-Time Buyers page.

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