First-time Buyers

Help to Buy ISAs

First-time buyers can get £3,000 help to buy a property

Help to Buy ISAs are a decent option if you're a first-time buyer saving for a mortgage deposit. You can earn up to 2.58% interest tax-free and then the state will add 25% free cash, and it could be £1,000s, on top of what you save. If you want one, you need to open it by 30 November 2019.

How much can I borrow? Calculator

See how big a mortgage you can get

Stamp Duty Calculator

Plus full Q&A on stamp duty land tax

The pace of house price rises may be slowing but more and more homebuyers are having to pay stamp duty land tax, though what exact rate you pay depends on the property's price. The Chancellor has also just announced that stamp duty has been abolished for some first-time buyers.

Help to Buy Equity Loans

What they are & how to pay them off

What fees will you pay?

Stamp duty, mortgage fees and more

There are a raft of fees, charges and taxes you'll have to pay before (and after) you can get your hands on the keys to your new home.

Buying a home in Scotland – the timeline

A full run down on what to do & when

Buying a home is one of the most stressful things you can do, but knowing what to do and when, will make the ride much smoother.

Extend your lease

Step-by-step guide & calculator

If you own a flat, letting your lease drop too low wipes its value quicker than dodgy stone-cladding. Yet in England and Wales, powerful laws let you extend leases for a fair price.

50+ House Buying Tips

How to buy a new property

It's the biggest purchase of your life, and small mistakes can cost large. So we've drawn up a house-buying battle plan, with over 50 top tips'n'tricks.