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First-Time Buyers

How to secure your first home

First-time buyers' guide

Our guide talks through the steps involved, including:

  • Getting your finances in order

  • Building up a deposit

  • Boosting your mortgage chances

  • Types of mortgage

  • Applying direct or via a broker

First-time buyers' need-to-knows

We've got all the info first-time buyers need when buying their first property, with guides on:

Looking to learn more about LISAs?

A Lifetime ISA (LISA) is a great way of boosting your deposit.

  • Save up to £4,000 per year

  • Get up to a £1,000 boost (25%) on each year's savings

  • Use towards a first home

  • Property you buy can be worth up to £450,000

Read more about LISAs.

First-time buyers' guides

Here's what to look out for before buying a house
Guide
What to look out for and your rights if something goes wrong
Guide
Salary and deposit will impact how big a mortgage you can get
Guide
Do you want a fix or variable deal?
Guide
Sort your finances before you apply
Guide
Could you save on an energy-efficient home with a green mortgage?
Guide
Stamp Duty, arrangement fees and more
Guide
Most flats are owned on a leasehold basis
Guide
How to find your dream home
Guide
Use our guide to work out how much you'll need to pay
Calculator
Don't overpay £1,000s by being on the wrong deal
Guide
How to spot the dodgy practice known as 'conditional selling'
Guide
Own part of a property
Guide
30-50% discounts off new-build homes
Guide
Can you buy your council home property?
Guide
How to get prepared for the big move
Guide