Help to Buy ISAs
First-time buyers can get £3,000 help to buy a property
Help to Buy ISAs are a decent option if you're a first-time buyer saving for a mortgage deposit. You can earn up to 2.58% interest tax-free and then the state will add 25% free cash, and it could be £1,000s, on top of what you save. If you want one, you need to open it by 30 November 2019.
Stamp Duty Calculator
Plus full Q&A on stamp duty land tax
The pace of house price rises may have slowed in recent months, but more and more homebuyers are having to pay stamp duty land tax, though what exact rate you pay depends on the property’s price. For some first-time buyers – including shared ownership – stamp duty has been abolished.