How to claim & what you can get
Universal credit is a controversial new benefit designed to simplify the welfare system. It combines six benefits into one single payment, but the roll-out has been plagued by delays to payments, which have left tens of thousands of vulnerable people in rental arrears and some even dependent on food banks.
How to claim child tax credit and working tax credit, renew or appeal
Tax credits can be worth £1,000s a year, even after the cutbacks of recent times. Unlike many other benefits, you renew them each year. However, most people making new claims now (rather than renewing) have to apply for universal credit.
New State Pension
For those reaching state pension age on or after 6 April 2016
The state pension saw a big change in 2016, affecting people retiring since then. While the Government's aim has been to make the system fairer for all and easier to understand, it can still be a minefield – and some people have lost out from the overhaul.
Help With Childcare Costs
Get £1,000s in tax credits & Tax-Free Childcare
Whether you've a wee tot or big teen, the costs of childcare can be massive. Figures show the average cost for part-time childcare is now £127/week. Yet 100,000s of working parents are missing out on £1,000s of help with childcare costs.
Stamp Duty Calculator
Plus full Q&A on stamp duty land tax
The pace of house price rises may have slowed in recent months, but more and more homebuyers are having to pay stamp duty land tax, though the exact rate you pay depends on the property’s price. For some first-time buyers – including shared ownership – stamp duty has been abolished.
Tax Rates 2019/20
Break down what the taxman gets
Nothing's as certain as death and taxes. Yet while there's no doubt we'll all be taxed, the rates can change rapidly. Will you pay income tax at the basic rate of 20% or will you end up in the higher-rate 40% tax bracket (or 19%, 21% or 41% in Scotland)?
Government scheme gives you up to £2,000 per child
Tax-Free Childcare gives eligible families up to £2,000 a year per child towards childcare costs, for free. And it even pays towards activities such as summer clubs. Yet of the 1.6 million families eligible for the scheme, only about 315,000 are claiming. Here we explain how it works and how you can sign up.
Confirm your voting details or risk a £1,000 fine
You have to fill in the Household Enquiry Form by law
Each year every household in Great Britain is sent a Household Enquiry Form to check the right people are registered to vote. It may look like a council circular or piece of junk mail, but DON'T ignore it. By law, you have to respond by the deadline – even if it shows the correct info, or you risk a £1,000 fine.
The Electoral Roll
Being on the electoral roll is essential if you want to be able to vote – and it can also help boost your credit rating too. If you're not already on it (you could easily be mistaken), it's straightforward to do. Don't worry about being sent junk mail once signed up – there's a simple way to opt out.