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Cheap Personal Loans

Cheap Personal Loans

Borrow at 2.7% for £7.5k+

See all loans best buys, plus check your chances to get 'em with our eligibility…
MSE Credit Club

MSE Credit Club

Boost your credit chances

Get your free Experian Credit Score, unique Affordability Score + tips to boost 'em

Loans Eligibility Calculator

Find YOUR cheapest loan
Cut Existing Loan Costs

Cut Existing Loan Costs

Unique free calc shows if you'll save

Want to cut the cost of your current loan? With the current crop of record-low loan rates, you might be able to, but it's often difficult to be able to tell if you can save.
Debt Solutions

Debt Solutions

Formal debt resolution tools

If you have extreme debts, a formal debt solution – bankruptcy, individual voluntary arrangement or debt relief order may be the only way back. It's not a step to be taken lightly, and you should ALWAYS seek debt advice first.
Credit Unions

Credit Unions

Local community savings & loans

A credit union is a community savings and loans provider but isn't just an oasis for those struggling to qualify for high street borrowing. As community co-operatives, they can also appeal to those who want to benefit their neighbours.
Payday loan best buys?

Payday loan best buys?

Check cheaper alternatives first

Need some quick and easy cash? A payday loan feels easy, but even now the amount of interest you pay has been capped, these loans are still an expensive nightmare. Take one out and you risk scarring your finances, and the possibility of paying back double what you borrowed.
Check your credit report for free

Check your credit report for free

Grab your file and check your score, or even get PAID to do it

Checking your credit report is in good shape is important if you want to get a mortgage, credit card, loan and more. The big credit reference agencies try to lure you in with free month-long trials, but as you can now see all your credit reports for free, there's no need to pay at all.
Credit Scores

Credit Scores

Bust myths & improve your score

Everyone should take time to manage and boost their credit score. It's no longer just about whether you can get mortgages, credit cards and loans, it can also affect mobile phone contracts, monthly car insurance, bank accounts and more.
Build Your Credit History

Build Your Credit History

A how-to for students and young people

Credit scoring's about predicting future behaviour based on your past. So if you have no past, this can cause you to be rejected for a loan, mortgage, bank account, mobile phone contract or energy tariff. We reveal how to get climbing the credit rating ladder to bag the best products.
Debt Problems

Debt Problems

What to do & where to get help

No debt problems are unsolvable. It might not be easy or quick, but there's always a route. And the earlier you deal with 'em, the easier they are to deal with.

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