Cards and Loans

  1. MoneySavingExpert.com
  2. Borrowing
  3. Loans
Cheap Personal Loans

Cheap Personal Loans

Borrow at 2.9% for £7.5k+

See all loans best buys, plus check your chances to get 'em with our eligibility…
Credit Scores

Credit Scores

Bust myths & improve your score

Everyone should take time to manage and boost their credit score. It's no longer…

Loans Eligibility Calculator

Find YOUR cheapest loan
Cut Existing Loan Costs

Cut Existing Loan Costs

Unique free calc shows if you'll save

Want to cut the cost of your current loan? With the current crop of low rates, you might be able to, but it's often difficult to be able to tell if you can save. This cost-cutting guide will show you how to find the best new deal, and features a unique loan switching calculator so you can see if you can cut your costs.
Debt Solutions

Debt Solutions

Formal debt resolution tools

If you have extreme debts, a formal debt solution – bankruptcy, individual voluntary arrangement or debt relief order may be the only way back. It's not a step to be taken lightly, and you should ALWAYS seek debt advice first. This guide acts as a reference, helping you to decode all the confusing language surrounding ways to deal with debt and help you find the right solution.
Credit Unions

Credit Unions

Local community savings & loans

Credit unions offer an alternative to traditional banks and building societies for saving and borrowing.  They can sometimes beat the rates on the high street. We explain how to find a credit union, how they keep your money safe, and when you should use them.   
Payday loan best buys?

Payday loan best buys?

Check cheaper alternatives first

Need some quick and easy cash? A payday loan feels easy, but even now the amount of interest you pay has been capped, these loans are still an expensive nightmare. Take one out and you risk scarring your finances, and the possibility of paying back double what you borrowed.
How to check your credit report

How to check your credit report

Grab your file and check your score for free

Checking your credit report is in good shape is important if you want to get a mortgage, credit card, loan and more. The big credit reference agencies try to lure you in with free month-long trials followed by paid subscriptions, but there's no real need to pay at all. Here's how to check them all for free, plus how MSE's Credit Club works.
Debt Problems

Debt Problems

What to do & where to get help

No debt problems are unsolvable. It might not be easy or quick, but there's always a route. And the earlier you deal with them, the easier they are to deal with.

Guides A-Z

A

B

C

D

F

H

I

M

O

P

R

S

T

W

#

Other Guides

Credit Cards
Loans
Car Finance
Cashback & Rewards
Debt Help
Popular Guides

RELATED TOOLS

Credit Club

Boost your credit chances

Credit Card Eligibility Calculator

Shows which top cards you're most likely to get

Loans Eligibility Calculator

Shows which top loans you're most likely to get

FROM THE FORUM

Credit Cards

Discuss plastic borrowing

Reclaim Credit Card Charges

Chat with other reclaimers

Loans

Chat about personal loans

Debt-Free Wannabe

Mutual support to get rid of debts