Payday loan best buys?
Check cheaper alternatives first
Need some quick and easy cash? A payday loan feels easy, but even now the amount of interest you pay has been capped, these loans are still an expensive nightmare. Take one out and you risk scarring your finances, and the possibility of paying back double what you borrowed.
How to check your credit report
Grab your file and check your score for free
Checking your credit report is in good shape is important if you want to get a mortgage, credit card, loan and more. The big credit reference agencies try to lure you in with free month-long trials followed by paid subscriptions, but as you can now see all your credit reports for free, there's no real need to pay at all.
Build Your Credit History
A how-to for students and young people
Credit scoring's about predicting future behaviour based on your past. So if you have no past, this can cause you to be rejected for a loan, mortgage, bank account, mobile phone contract or energy tariff. We reveal how to get climbing the credit rating ladder to bag the best products.