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Remortgaging

Deciding if and how to remortgage

Thinking about remortgaging?

Our guide talks through the steps involved, including:

  • Reasons for and against remortgaging

  • How to prepare for remortgaging

  • Think about the type of mortgage you want

Compare remortgage deals

  • Our remortgage best buys tool lists 1,000s of deals from different lenders

  • Filter your search by the type and length of mortgage you want

  • See all deals available to brokers and crucially direct-only deals too

Should you product transfer?

You don't have to switch lender to get a new mortgage deal (known as a remortgage).

It's also possible to get a new deal from your existing lender (known as a product transfer). Doing a product transfer can work out, particularly if you'd get a good interest rate.

We've compared product transfers and remortgaging to help you decide which is best for you.

Learn all product transfers vs remortgaging.

house and percentage

Remortgaging guides

Mortgage fees, solicitor costs & more
Guide
Find out if you can – and should – take your mortgage with you
Guide
Don't overpay £1,000s by being on the wrong deal
Guide
Top tips on ways of finding out what your property is currently worth
Guide
See how they match up in terms of cost
Calculator
Get an indication of how big a mortgage you might be accepted for
Calculator
Some lenders let you secure a rate six months in advance
News
You might be able to switch for free
News
You'd need to find an interest rate that makes ditching worth it
Calculator
What you need to consider
Guide
Could you save on an energy-efficient home with a green mortgage?
Guide
Should you fix?
News
Such as the difference in cost
Calculator
Work out how long you'd need to save for a mortgage deposit
Calculator
What happens to a mortgage if you split
Guide
Work out if an offset mortgage is better for you than saving
Calculator