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Price Check
Ensure you compare prices first, offers aren't necessarily cheapest.
Shop Safely
There's a risk any company can struggle, so learn to Shop Safely.
Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
21 April 2021
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New. Biggest bank switch cash-bribe for a year
Get £125 & a £20 Uber Eats voucher
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Martin: 'The new Govt 5% deposit mortgage scheme has started'
'But that doesn't automatically mean you should get one...'
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New. Top 0% spending card
Get up to 21mths INTEREST-FREE
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30+ supermarket coupons
Incl FREE Lindt choc, £5 off Persil etc
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Martin: Legally force your employer to give a pay rise
If you're earning under £10k OR aged under 22 / over 66
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Want help changing energy supplier?
We can Pick You A Tariff in 5mins
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500,000+ water-saving FREEBIES
Eg, £20 shower heads & £5 tap inserts
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Read the full email
For all the latest deals, guides and loopholes - join the 12m who get it. Don’t miss out
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Barclaycard unexpectedly cuts credit limits by £1,000s - what to do if you're affected
20 April 2021![]()
Barclaycard has slashed many customers' credit card spending limits out of the blue this week, with one MoneySaver reporting a £12,000 cut even though she's had no change in her personal circumstances and has been a customer for over 30 years. -
Burton and Dorothy Perkins shoppers struggle to return online purchases after Boohoo takeover
20 April 2021![]()
Burton and Dorothy Perkins shoppers have been left struggling to return clothes because they are unable to generate return labels online and the retailers no longer provide paper versions. -
Coronavirus Self-Employed & Small Limited Company Help
20 April 2021![]()
If you're worried about work during the coronavirus crisis, this guide looks at your rights if you're self employed, including what help's there for limited company directors. -
Coronavirus Finance & Bills Help
20 April 2021![]()
Many are worried about the UK impact of the coronavirus on their ability to pay bills and even stay in their home. This guide tells you what help's out there if you can't pay bills or pay loans or credit cards back. -
London Capital & Finance investors in line for up to £68,000 payout under new Government scheme - but they won't get back everything lost
19 April 2021![]()
Around 8,800 London Capital & Finance (LCF) investors are set to receive compensation of up to £68,000 under a new Government scheme, the Treasury has announced today.
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Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more
23 March 2021![]()
Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?
Clever ways to calculate your finances
