Food & Drink
Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
15 March 2023
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Martin: Perfect couples' banking
Including £400 switch bonuses
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Car insurance costs set to rocket
Check NOW if you can save £100s
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10 ways to cut the cost of drugs
Prescription costs (Eng) to rise
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An energy tariff worth switching to?
Some can save large
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Prepay for gas/elec?
You'll pay less from July
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Supermarket coupons
Free 79p Evian, £4 off Sainsbury's
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Martin Lewis: Do you have a Power of Attorney? Here's why it’s so important and how to get one
20 March 2023![]()
Do you have a power of attorney? It’s a crucial financial protection, probably more important than a will. MoneySavingExpert.com founder Martin Lewis explains why power of attorney is so important, how to get one and more in the latest episode of ITV's The Martin Lewis Money Show Live. -
Budget 2023: Childcare support to be boosted for children from nine months and for parents on universal credit – here's what you need to know
20 March 2023![]()
The announcements form a package of new measures designed to help parents, revealed by the Chancellor in today's Budget. -
Exclusive: Tesco Clubcard points will no longer be worth triple when spent on rewards vouchers from June 2023 - here's what you need to know
18 March 2023![]()
From 14 June, you'll only be able to double (not triple) your points when redeeming them at Clubcard partners. -
Budget 2023: Tax-free pension limits raised - here's what it means for your savings
15 March 2023![]()
The annual amount you can save into a pension once you've taken money out of it will rise from £4,000 to £10,000 this April. -
Budget 2023: Martin Lewis rounds up today's key announcements and what they mean for your finances
15 March 2023![]()
Chancellor Jeremy Hunt has announced major changes to childcare support, pensions and benefits in his 2023 Spring Budget.
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Martin Lewis: Is it time to ban unnecessary Christmas presents?
5 December 2022![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: The one thing everyone aged over 66 needs to know
29 November 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.
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Clever ways to calculate your finances
