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Price Check
Ensure you compare prices first, offers aren't necessarily cheapest.
Shop Safely
There's a risk any company can struggle, so learn to Shop Safely.
Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
4 August 2021
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17 August holiday savers
If you're going away or you've decided to stay
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Free £140 bank switch bribe from HSBC
But go quick
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Cheapest superfast b'band in 16mths
As price war intensifies
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FREE Lindt choc, FREE Aldi nappies
And loads more supermarket coupons
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Free £25 credit card trick
Plus 20mths 0% spending
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Piggybank warning
£1.4bn+ in old notes & coins is out there
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£37 of No7 make-up £12
Incl highlighter & eyeshadow palette
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Read the full email
For all the latest deals, guides and loopholes - join the 12m who get it. Don’t miss out
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Provident to limit loan mis-selling payouts for four million customers under new redress scheme – what it means for you
4 August 2021![]()
Anyone with a current or future guarantor, doorstep or payday loan mis-selling claim against Provident, Glo, Greenwood or Satsuma, some of the sectors' biggest lenders, likely won't now get the full amount they're owed. -
Check piggybanks and down sofas as there's at least £1.4bn in old notes and coins out there – here's how to make them spendable again
3 August 2021![]()
More than £28 billion worth of paper £5, £10, £20 and £50 notes are still to be cashed in, while just over £100 million worth of old 'round pound' coins are also yet to be returned. Here's how to make your old notes and coins spendable again. -
Coronavirus Self-Employed & Small Limited Company Help
3 August 2021![]()
If you're worried about work during the coronavirus crisis, this guide looks at your rights if you're self employed, including what help's there for limited company directors. -
Coronavirus Travel Rights
3 August 2021![]()
The coronavirus outbreak is causing major travel disruption around the globe -
More English counties to get ultrafast broadband upgrades – is your area on the list?
2 August 2021![]()
Over a million more homes and businesses in England are set to get ultrafast broadband connectivity as part of a £5 billion upgrade – though work on the project won't start until next year at the earliest.
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Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score.
Clever ways to calculate your finances
