The MSE app

The MoneySavingExpert app

Everything you need to know about the MSE app, a brand new way to use the site – packed with enhanced tools and some experimental, early-stage new features.

  • What are the features of the MoneySavingExpert app?

    The app gives you access to the MSE site you know and love, just in super-easy app format.

    It includes the usual staples – the latest MoneySaving news, top deals and in-depth guides, as well as vital cost of living help.

    It also provides quick access to all sections of the main MSE site and weekly email at the tap of a screen, plus it allows you to easily delve into MSE's 30+ MoneySaving tools.

    We're also experimenting and testing a way to bring you tailored tips through a feature called 'MyMSE'. We want to help slash your bills by learning more about your spending, interests and MoneySaving goals. 

    We're only just starting out on this journey and we are working to make it much more powerful – we are listening to feedback and suggestions from users as we continue to develop the app.

  • Do I have to pay to download the app?

    No. All parts of MoneySavingExpert, including MSE's app, are completely free to use. You don't have to make any in-app payments to unlock any of the features within the app.

  • Why should I register for the app?

    You're prompted to register after downloading the app – but you don't have to do this and you can still access the MSE site within the app if you don't.

    Registering does have some benefits though – it'll allow you to save MSE articles, and we've enhanced some of our tools so they work better for registered users. For example, you can save some info in our Credit Card Eligibility Calculator for future credit card searches, and our Broadband Unbundled tool will remember your postcode when you next want to compare broadband deals (which can differ depending on your location).

    You'll only be able to access MyMSE, our experimental, early-stage feature, if you've registered for the app.

  • Do I need to sign up to the Weekly Money Tips email if register for an MSE app account?

    No, but there is a sign-up box when you register which allows you to receive the email if you'd like to. You can unsubscribe at any time.

  • Will my email address be used for advertising?

    MoneySavingExpert is ad-free. We only keep a record of your email address so that you can log into your account. We will not share your address with anyone else.

  • What is 'MyMSE'?

    MyMSE is an experimental, early-stage feature exclusively developed for the MSE app. It aims to use tech to learn about your spending and interests so we can give you personalised tips and help you cut your bills. 

    Being straight, this new feature is only just starting out, so there's not much to it yet. We've plans to make it much more powerful.

    To use MyMSE, you need to do one or both of the following:

    • Tell us what your financial goals are (choose currently from a list of 12).
    • Link your bank account or credit card account, through technology called 'Open Banking'. This'll allow us to analyse your spending. You can find out more about this tech in our Open Banking guide.

    Once you've done one of these, we'll serve you tailored MoneySaving tips and tricks based on your spending and interests.

  • How do you keep my data safe?

    There are two main types of data used in the MSE app.

    First, like most apps, it uses cookies to keep you logged in and to provide MSE with helpful information on how the app is being used. You can opt in and out of cookie categories within the app settings.

    The second is your spending data. We use Open Banking technology that allows MSE to take a top-level look at your spending and payments, to help give you more relevant information about what you can do to save. We've made sure we've taken the security of this data very, very seriously.

    • The app (and MSE) does not store any bank account or credit card details or login information.
    • It can't access your bank account or move money (not that we'd want to, anyway).
    • Nobody at MSE or MoneySupermarket Group (which we're a part of) can see your banking or spending data.
    • We use 256-bit encryption to connect with your bank or credit card provider – we know that sounds techy but it's important.
    • When you've connected your bank account or credit card account, we'll ask you to set an additional PIN or enable 'biometric login', so that there's an extra layer of security.

    You can also stop the app having access to your banking data if you change your mind, plus you can de-link your account from the app via your bank (through its mobile banking app or online banking). Plus, the app can still be used for free without registering, so if you want to, you can use it and provide absolutely no personal data (but you will get a less tailored experience).

    Your data-sharing preferences can always be updated in the app settings. You can read more in MSE's Privacy Policy.

    MSE's partner for Open Banking tech is TrueLayer – which is authorised and regulated by the Financial Conduct Authority and registered with the Information Commissioner's Office, the UK's data privacy body. 

  • Can I log in to the app with the details I've used with Cheap Energy Club, Credit Club or the MSE Forum?

    Not yet – though we're working on it. For the time being, you'll have to create a dedicated login for the app.

  • What devices will the app work on?

    The MSE app has been built for smartphones.

    • If you have an iPhone, it will need to run on iOS 15 or above.
    • If you have an Android phone, it will need to run on version Android 8.0 Oreo or above.

    Due to some hardware limitations, the app may not work on all devices (typically older ones).

  • What notifications will the app send me?

    One of the most exciting parts of launching the app is that we can notify you about the things that matter – when big stories break or changes happen that could affect you. 

    At the moment, we're taking it slow with notifications – we'll tell you about breaking news and when the latest weekly email is out. But in time, we'd like to send you personalised notifications, based on the info you've shared with us. 

    You'll be asked if you want notifications when you download the app. 

    • With iOS (Apple) devices, you have to opt in for notifications.
    • With Android devices, you have to opt out of notifications.

    You can manage notifications from the app in your phone's settings.

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