Make money online

Quick tips for making money online

Before you start earning money online, there are a few things worth knowing. The main thing to remember is that while some of these sites only pay small amounts, add them all together and you could be looking at an annual bonanza of £1,000s

❌ Don't store cash in online-earning accounts

Companies that offer you the opportunity to earn online aren't banks. There's no protection if one goes under, taking your cash with it. So withdraw your cash as soon as you reach the payment threshold.

✅ Do set up a dedicated email address

Set up a dedicated email address for online earning. When it comes to powerful free options, Gmail is among the best. Doing this is also a quick way to check when new paid tasks become available.

❌ Don't expect to be instantly rolling in it

With some sites, it can take a while to earn enough to be able to withdraw your money. And if you give up, it means you did the tasks for free.

For this reason, it's important to understand it's not quick cash. But it is nice extra income, provided you're consistent and have a little patience.

✅ Do spend gift vouchers ASAP

If you're given the choice, opt to get paid in cash. If you get paid in gift vouchers, spend them ASAP. Doing so reduces your chances of being left with invalid vouchers should the retailer go bust on you. Plus it means you can't lose them or forget about them until they go out of date. For more info on this, see our Gift Voucher Warning.

❌ Don't forget to check if some of your dosh belongs to the taxman

For most people this won't be the case, especially if you're just doing it as a bit of extra cash. But get serious with it, or already have income from self-employment, and you might need to pay tax.

The trading allowance means you don't have to report the first £1,000 you earn from self-employment or selling goods/services 'for profit'. However if you earn more than a grand from the tricks in this guide, or have income over £1,000 from this and other self-employment, you'll need to declare it to HMRC, regardless of whether you're self-employed or PAYE.

HMRC told us everyone must do this by registering for Self Assessment, if not already registered, and filling in a tax return. If PAYE, it says it can collect your tax bill through a change to your tax code, providing you meet specific criteria.

⚠️ Don't believe the fake 'Martin Lewis' earn cash online ads

Scam adverts litter social media and even newspaper websites - some of these lie that we or Martin promotes Bitcoin, binary trading or investments. These are scams and not genuine. See Fake ads warning.

Get paid to click

1. Play games, watch videos and earn

   

   Swagbucks* is a fun site that pays you for completing short online tasks such as playing games. You can then exchange this for gift cards, cash via PayPal or other rewards. Many MoneySavers are dedicated users.
   
   Tasks include filling in polls, playing games and searching using its page instead of Google. Advertisers pay Swagbucks to publicise their wares or do market research, and the site passes a cut to you. The more dedicated you are, the more you earn, though every task pays a different amount.

   We've previously had reports of some people being charged after completing tasks to receive Swagbucks. Please make sure you do not sign up to any third-party, as by leaving the Swagbucks site, you may sign up to platforms which charge. We're looking into this, but to prevent it happening to you, please don't sign up to any third-party platforms.

   For motivation, join other points-chasers in the forum's popular Swagbucking thread. One committed 'swagger' from the forum, cally6008, says:
   

   Swagbucks is one of several online earning sites I use, but it's one of my favourites. I know for a fact that you can earn £25 a month using the site, because I do so nearly every month!
   cally6008

   There are a host of ways to rack up points on Swagbucks:
    

   • Search the web. It pays points for searching the web via its site instead of Google. Note you only earn points periodically as you search – searching for things over and over won't boost your total.
      

   • Install the Swagbucks toolbar. The toolbar's a browser plug-in that lets you search without visiting its site. Toolbar users earn one extra point every day.
      

   • Swag codes. Another way to boost your total is to enter codes for bonus points. Watch the Swagbucks challenge thread, where Forumites post the latest.
      

   • Play games. You earn 1-5 points each time just for playing games on its site.
     

   See a full list of ways to earn Swagbucks

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   Quick summary

   • Who's it good for? People who want to grab quick cash for fun tasks

   • Typical earnings: £25/month

   • Payment method: Cash or vouchers, eg, Amazon and John Lewis

   • Amount you need to earn before it pays: £3ish (depends on reward)

   • Have you tried it? Share your experiences on the Swagbucks forum thread

2. Online survey sites

   Willing to give views on activewear, washing-up liquid or current affairs? If so, it's possible to earn £100s a year, without any special skill or talent.
   

   It's all about stashing cash by filling in online surveys. For a full rundown of 22 of the top free sites, see the Top Online Survey Sites and Apps guide.

3. Make money playing games on your phone

   It might sound like a dream scenario, it's possible to make some extra cash just by playing games on your mobile. Apps that pay you to do this are funded by adverts and they pass on some of that money to you.  
   
   MSE Sarah made £5 in less than a day when she tested this out. For more, see our full list of the Top 'get paid to play' apps and websites.

4. Earn hard cash for fun tasks, for example, watching videos

   

   Online earning site Gift Hunter Club doles out points for watching videos, doing polls, entering competitions and completing other easy tasks.
   

   You can convert these into cash through PayPal or buy Amazon vouchers with your points. Just sign up and check your dashboard. It shows the tasks available and what they pay. 

   MoneySavers reckon the site's fun, payment is quick and they earn a decent amount each week. Forumite mizzame says:

   I made £10 in PayPal cash very easily last week, £8 the week before. Mainly from videos and easy tasks. My best earning site at the moment!
   - mizzame
   

   Aim to redeem your points on rewards giving better value

   A £5 Amazon gift card costs 850 points or a $5 (£4-ish) PayPal payment costs 530 points. While Gift Hunter Club lists cash payments in US dollars, PayPal converts the cash into pounds.
   

   Quick summary

   • Who's it good for? Those already using Swagbucks who want to join a similar site

   • Typical earnings: £7/week

   • Payment method: PayPal, Amazon vouchers and more

   • How much you need to earn before it pays: £4ish

   • Have you tried it? Share your experiences on the Gift Hunter Club forum thread

5. Get paid to google

   

   It's possible to get paid hard cash just for searching the web with Qmee*. It just involves downloading an add-on that sits on your internet browser. You then search online as you normally would on Google, Chrome, eBay, Safari and more.
   

   Qmee will show extra results or adverts alongside normal search results. Some firms pay Qmee to appear in these ads, and Qmee gives you a cut of the cash. If the Qmee result interests you, click it and you'll earn a few pence, usually 7p-15p, so this is a slow burner.
   
   You can also download its app on Google Play or the iTunes Store, which focuses on surveys, usually paying 30p to £1.50. You can also see these on the 'surveys' tab of its desktop site.

   Forumite scarab2019 says:

   I am at £600 total, average £30 a month. Great little earner this is. 
   - scarab2019

   Quick summary

   • Who's it good for? Folks with the patience to click ads for a few pence

   • Typical earnings: £5/month

   • Payment method: Cash via PayPal or a range of gift cards

   • How much you need to earn before it pays: No minimum

   • Have you tried it? Share your experiences in the Qmee forum thread

   Quick questions

   1. Sign up.
   

   Sign up to Qmee*. Click the 'Search' tab and follow the instructions to download an add-on for Google Chrome.
   

   2. Search as normal.

   Search on Google, Amazon, eBay, Yahoo or Bing. You should see the same results as usual, with extra (clearly labelled) Qmee results on the left-hand side.

   Each link shows how much you'll earn for clicking. It only shows relevant results, so you won't see extra ones all the time.

   3. Cash in.

   Sign into your account to see how much cash you've stashed. You can withdraw it using PayPal, and you don't need to earn a minimum amount to do so.

   No, just search for stuff as you normally would. Qmee says it only rewards genuine searches. You can't beat the system by repeatedly clicking on the same advert or clicking from one to another quickly.

   Only install the add-on if you are happy for the company to access the data, including your browsing history. The exact data it can access varies by browser, but a list should pop up when you install the add-on.

   Qmee says it won't share your data with anyone else without permission, and it doesn't store data on general browsing habits, only search terms. Read its full privacy policy to ensure you're happy before signing up.

   What exactly do I have to do?

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   Can I boost earnings by repeating searches?

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   What does Qmee do with my data?

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6. Enter contests as a cash-boosting hobby

   From cars to £20,000 cash, five-star holidays to £10,000 of Tesco gift cards, MoneySavers have won it all. It's all about 'comping', a potentially profitable online hobby for the lucky.
   

   It's about systematically sourcing and entering hundreds of the right contests. To learn the techniques, see our 40+ Comping Tips guide.

7. Grab FREE cashback

   Cashback sites work by giving you a cut of the cash they earn for channelling web traffic. Yet you don't have to buy anything to earn cash via these sites – they often pay you just for clicking links on the internet.
   

   For example, Topcashback often pays you to take out free trials of products – its free cashback section lists the top offers. For full info, see Top Cashback Sites.

Get paid for easy online tasks

1. Get paid to snap menu cards, count stock & more

   

   Fancy getting paid to buy beer? Free iPhone and Android app Roamler pays for tasks such as counting stock in shops, snapping menu cards in restaurants and even buying a beer to photograph how it's served.

   When firms need easy market research done, it's sent out via the app. Roamler typically pays £5 per task, but it can vary between £3 and £20. Tasks usually take between five and 20 minutes.
   

   Quick summary

   • Who's it good for? Smartphone users

   • Typical earnings: £10/month

   • Payment method: Cash via PayPal

   • How much you need to earn before it pays: No minimum, but there's a 2% fee for amounts under £20.

   • Have you tried it? Share your experiences on the Roamler forum thread

2. Get paid for odd jobs, for example, checking billboards

   

   Free app Shepper typically pays £5-£15 for quick odd jobs. It works with big brands such as Samsung, L’Oreal, M&S and The National Lottery. Tasks are as varied as spot-checking billboards and seeing if products are available in stores.
   
   When we checked in August 2024, we saw tasks including £7 to check a billboard's condition and £16 to check stock levels in M&S. There was even £40 of free Waitrose food for checking its home delivery service. 

   Shepper says on average active users earned £333 per year. To sign up, download the Shepper app for iPhone or Android. You'll need to fill out a 10-minute application form and show your passport or driving licence. See full info on becoming a Shepherd.

   Quick summary

   • Who's it good for? Those based in cities will probably find more jobs – but Shepper says it's worth it even if you live in a small village 

   • Typical earnings: £5-£15 per task

   • Payment method: Bank transfer

   • How much you need to earn before it pays: No minimum, but it charges 65p to withdraw amounts below £20.

   • Have you tried it? Share your experiences on the earning apps forum thread

3. Earn by checking prices & snapping products

   

   Ever fancied being a secret agent? If you’ve an iPhone or Android phone, a free app called Field Agent could be your chance. When companies need a small market research task done, it's sent out via the app.
   

   Your mission, should you choose to accept it, is to check prices in stores, take photos of products and pen reviews. It typically pays £4.50 per task, but can be between £3 and £10. Jobs take a few minutes to half an hour.

   We've seen jobs including get paid £5 to buy a soft drink (plus get reimbursed for the drink) and £7.50 to visit a car wash.

   To get started, install the Field Agent app for iPhone or Android. Just search for jobs in your area – it’s worth checking regularly, because tasks go like hot cakes.

   Quick summary

   • Who's it good for? Smartphone-owners who can nip out for quick tasks

   • Typical earnings: £3 - £10 per task

   • Payment method: Cash via bank transfer

   • How much you need to earn before it pays: No minimum

   • Have you tried it? Share your experiences on the Field Agent forum thread

   Quick question

   Here are some tips to max your earnings:
    

   • Check jobs daily, even on Sundays. The best times to check the app are before 9am and after 1pm.
      

   • Like its Facebook page. FieldAgent often posts upcoming jobs there.
      

   • Ensure your phone's GPS is switched on. Some tasks are based on geographic location. Check your phone battery is charged too.
      

   • Do tasks efficiently. You're scored on each task you complete, and 'agents' with higher scores get first dibs on jobs.

   How can I earn maximum cash?

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4. Get up to £10 for simple tasks, but feedback is hit and miss

   

   The BeMyEye app pays you to carry out quick and simple market research via your mobile. Simply download for iPhone or Android and check it for upcoming jobs in your area.
   
   We've seen tasks including browsing shoe shops, interviewing shop managers about coffee consumption and sending photos of how razor blades are displayed in a pharmacy. 

   BeMyEye typically pays £3-£10 per task, depending on the difficulty. Tasks can range from a quick photo to a more involved 20-minute interview with a store manager, asking for their opinions.
   
   On the downside, recently we've heard from MoneySavers that tasks have become more complicated and some of their submissions have been rejected. So it's probably only worth signing up for belt and braces.
   
   In some cases you may be asked to buy products and reclaim the cost, so make sure you keep hold of any receipts. Payment can take three to four days.

   I've signed up to several micro-job sites within the last six weeks and the one I've had the best luck with is BeMyEye – I've earned £42.10.
   - Lenore13

   Quick summary

   • Who's it good for? People based near shops and restaurants

   • Typical earnings: £3 - £10 per task

   • Payment method: PayPal

   • How much you need to earn before it pays: £5 (PayPal payments) or £20 (bank transfer)

   • Have you tried it? Share your experiences on the earning apps forum thread

5. Get cash for your photos – sell photos to magazines & newspapers

   If you're a budding photographer (and take decent quality snaps), you can put them up for sale on 'stock photography' websites – where designers, newspapers and publishers buy pics. For most you need a proper camera. This isn't a guaranteed money-spinner, but it can add up. There are lots of stock-photo sites out there. Here are some of the biggies:

   Alamy – The average price images sell for is $35 (£27), but selling via the site you'll get 50% of the sale price (students can get 100%). Payout's by BACS or PayPal. You need at least $50 (£40-ish) before you can request payment.
   
   Adobe Stock – You get 33% of the sale price, with typical payouts of between 50p and £2.50 per photo. Payout's via PayPal. You need at least $25 (£19) in your account before you can request payment.
   
   Shutterstock – When you start you'll only get about 20p per photo. You receive a bigger share of the sale price depending on how many photos you sell per year. Payout's by PayPal. You need at least $25 (£19) in your account to request payment.
   
   Stock photography need-to-knows
   
   However you opt to sell your photos, bear the following in mind.

   Most sites require you to use a good quality camera rather than a phone. For example, Alamy's website will only accept images from DSLR (digital single-lens reflex) cameras, or the equivalent.

   Stock photos can be sold for commercial (marketing) or editorial (journalistic) use. You'll have more opportunities to make cash if your photos are available for both, but photos containing people or property (including branding and logos) need signed releases to be sold commercially.

   Photos of people can only be sold for commercial use if they've signed a 'model release' that gives you permission to use their image (children need a parent/guardian to sign). Without a release, these photos can still be sold for editorial use, as long as they were taken in a public place – for example, if you submitted a 'breaking news' shot with people in the background. If there's any doubt, always ask permission.

   If you upload photos of yourself, or friends/family with consent, it's worth going for the 'rights managed' licence option – otherwise you'll have little to no control over how your images are used (for example, you could star in an ad for haemorrhoid cream). See Alamy's page on understanding stock image licensing for more on the different types of licences.

   Most stock-photography sites only accept high-quality photos

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   Commercial use requires 'releases' – editorial use doesn't

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   Check if you need a model release

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   Retain some control

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6. Earn free Amazon vouchers reporting derelict properties – or £1,000s if you're lucky

   

   Spot an empty or derelict property in England (or selected areas of Wales), and you could earn a £20 Amazon or M&S voucher if you're the first person to report it to YouSpotProperty.com.

   What's more, if the development company behind the website goes on to buy the property, it will give you 1% of the purchase price.

   It might sound too good to be true, but there have been big successes reported in the news. One woman earned £2,000 for spotting an empty house in Reading and another got a whopping £4,350 for reporting a rundown house.

   How does it work?

   Once you've spotted a derelict house or flat, you need to fill out a form online at YouSpotProperty.com. It will ask for the address of the property, and any photos you're able to take of it.

   If you're the first person to report the property, and it meets YouSpotProperty's criteria (privately owned, not up for sale and no planning permission applied for recently, etc), you get a £20 M&S voucher. It's normally issued within a month of you reporting the property.

   If the company goes on to buy the property, you'll receive 1% of the purchase price, capped at £10,000. It's worth bearing in mind however, that a purchase can take time to negotiate and complete – in the past it's ranged from a few days to three years after the property was spotted.

   Warning! Be as sure as possible the property is unoccupied

   If there are people living there, they likely won't be happy about you taking photos of them or their home (think about how you'd feel if someone turned up and took photos of your home unexpectedly). If you are taking photos, it's best to take them from the street, in case you're accused of trespassing. 

   1. It can't be up for sale or rental or have been advertised for sale in the last two years (including by auction, estate agent listings, and online property search engines)

   2. It must have been empty for more than 12 months (unless it has recently fallen into probate)

   3. It must be in England or selected areas of Wales (see terms for a list of eligible postcodes)

   4. If it's occupied, it must appear to be derelict

   5. It must be residential and be worth more than £100,000 (not commercial – this includes pubs and hotels)

   6. It can't have been purchased in the last five years

   7. Details of the property can't have been submitted to YouSpotProperty previously

   8. It can't be owned by YouSpotProperty already (or its associates or associated companies)

   9. It can't be part of YouSpotProperty's existing database

   10. Planning permission can't have been applied for within the last three years

   11. It can't be part of a high-rise council or ex-council block

   12. It must be privately owned

   See full terms.

   What criteria does the property have to meet?

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   What is YouSpotProperty?

   YouSpotProperty is run by property developers looking for houses they can do up and sell on at a profit. So the site's generosity isn't purely for altruistic reasons. However, it does donate £500 to a local charity in the same area as each property it buys, on top of the 1% cut it offers property spotters.
   
   YouSpotProperty also says it wants to help improve neighbourhoods, as empty properties can be dangerous and bring down the value of houses nearby.
   
   It can be difficult for individuals to get mortgages on derelict properties, meaning they stay empty for years. But the company has enough money in its 'property fund' to buy the houses outright and clean them up ready for people to live in again.

   How big is this?

   YouSpotProperty was set up in 2014, and as of August 2024, it said 12,650 vouchers have been awarded to property spotters. It told us 352 people had received the 1% bonus after it purchased a spotted property, totalling nearly £440,000.

   Quick summary

   • Who's it good for? People living or working in England/certain areas of Wales

   • Payment method: Amazon or M&S voucher

   • Have you tried it? Share your experiences on the YouSpotProperty.com forum thread

7. 
   Technically-minded? Get paid to find bugs

   

   Companies are desperate to make their websites and apps better to use, so user testing is big business.

   Sign up to Utest for a range of user-testing opportunities. Examples we've seen include £20/hour to test a mobile provider's app and £40 per job for testing your home internet speeds. The firm also looks for folks with a certain smart TV or even car to test software.

   You don't officially have to be a techie to join, but it definitely helps to be technically-minded. This is a lot more involved than scanning receipts or taking photos, but on the upside, we've heard of people earning £100s/month. We're talking a few hours' work per project, but you're paid accordingly.

   Check out its projects board to see the kind of jobs on offer. Then register for the short Utest Academy course. Depending on how well you do, you'll then be invited to take part in paid tests. See its full Q&A for more info.

   The more bugs you find on tasks you're accepted for, the more likely you are to get picked again.

   Quick summary

   • Who's it good for? Techies

   • Typical earnings: £50/month

   • Payment method: Cash via PayPal

   • How much you need to earn before it pays: No minimum

   • Have you tried it? Share your experiences on the earning apps forum thread

8. A serious remote-working job
   

   

   One work-from-home job MoneySavers have had luck with is Lionbridge. You usually need a degree to apply, but heaps of MoneySavers have been accepted.

   It says it usually has 150 jobs on offer at any one time, though occasionally there are no jobs advertised for the UK. It's well worth checking back though, as new jobs are posted each month.

   What's the work like?

   The web firm offers several part-time posts, most aimed at helping companies improve their search engine results. Tasks can include checking search results, gathering data and testing mobile apps.

   You choose your hours and don't have to travel from A to B. You must usually work a minimum of 10 and maximum of 20 hours per week.

   Forumite Ghost_2005 says:

   It's a genuine work-from-home opportunity that pays real money. There are precious few of them, so if that's what you're looking for, it's a good opportunity. In the grand scheme of employment, there are better and more fulfilling jobs. In the grand scheme of home-working opportunities, it's a decent job.
   - Ghost_2005

   On the downside, others say it's about as exciting as a hangover on a rainy Sunday.

   I can honestly say when I had the job I had never felt so bored. An hour's work felt like three hours. Be aware of what you're actually applying for – it demands concentration!
   - daz501

   Stay motivated with other Forumites in the Lionbridge forum thread.

   Quick summary

   • Who's it good for? Those with a degree and a high boredom threshold, who want to earn cash from home

   • Typical earnings: £140-£200/month (depending on hours)

   • Have you tried it? Share your experiences on the Lionbridge forum thread

   Quick questions
   

   Lionbridge usually asks for a degree-level qualification, an interest in tech and a PC with Windows. It usually has jobs available, and heaps of Forumites have applied successfully.

   The company offers a few different positions, and recruits for different jobs at different times. Check its jobs page to see what's on offer.

   Apply on its site. If selected, you complete a quick test. Pass this, and it sends revision material to help you prepare for a longer exam.

   Lionbridge asks you to sign a confidentiality agreement, so be careful not to post sensitive info on forums.

   What qualifications do you need?

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   How do you apply?

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   Got a top way to earn cash online that we haven't listed? Feed back in the Earn cash online discussion.

9. 
   Turn your old receipts into cash - though there's currently a waiting list to join
   

   

   Stop! Don't chuck out those old receipts – those scraps of paper could be worth hard cash. Available on iPhone and Android, the free Shoppix app gives tokens for every receipt you snap.

   Unfortunately, due to "unprecedented demand", there's currently a waiting list to join Shoppix. To get yourself on the list, download the app and enter your email address. (You can join straightaway if you get a referral code from a mate.)

   Once you've built up £5 worth of tokens, you can exchange them for a £5 PayPal payment or vouchers including Amazon and Love2Shop. It typically gives 30 tokens per receipt, so that's just over 100 receipts to earn £5. You can collect tokens for up to 30 receipts each week.

   While it's a slow-burner, it's popular with Forumites and is ideal if, for example, you like to keep busy on your commute.
   

   I use Shoppix and I've cashed out £20 in six months.
   - Homegrown0

   Quick summary

   • Who's this good for? Folks with time on their hands

   • Typical earnings: 5p per receipt

   • Payment method: PayPal or Amazon and other vouchers

   • How much you need to earn before it pays: £5 

   • Have you tried it? Share your experiences on the Shoppix forum thread

   Quick questions

   Make sure you upload receipts within seven days – you can also only upload one receipt per store per day. They must be itemised receipts from the UK, which include the shop and date. They can't be bus or train tickets.
   

   You might be wondering if you can collect receipts discarded by other shoppers – 'wombling', in MoneySaving parlance. Sorry, the answer's no. It will only accept receipts from you or your household.

   Which receipts count?

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   Are you allowed to womble?

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10. Grab freebies in exchange for your views

    It's possible to earn masses of freebies from Clicks Research. The site doles out free products in exchange for feedback on whether they work. MoneySavers have blagged everything from anti-ageing creams to chocolate bars.

    Respond at speed, as places fill up fast. Clicks Research says products are all safe. It just wants to know how to improve them. Once you've signed up, Clicks Research sends you invites via email.

    Even if not selected, each time you take part in a survey it pays Clicks points (1-200 per survey). Once you've earned 2,500, you can exchange them for £25.

    Quick summary

    • Who's this good for? If you've got time on your hands to give feedback on freebies

    • Have you tried it? Share your experiences on the Clicks Research forum thread

11. Flog what you've got

    

    Do you have unused assets worth £100s or £1,000s? Stop hoarding, and declutter for cash. Here's some inspiration:

    • 40+ eBay tricks 'n' tools. Our 40+ eBay Selling Tricks guide offers a crash course, including how to boost sales and sell at the right time.
       

    • Sell for free on Facebook. Local Facebook selling groups are fast rivalling eBay as the place to earn cash by flogging unwanted stuff. The best bit is there are NO fees. Our Facebook Selling guide shows how to find the right local groups and get the best price, plus make sure you stay safe. Another option is Vinted.
       

    • Safely sell old gold for max cash. TV ads yell "sell old gold for cash". Yet many are kicked in the crown jewels as they get a fraction of the promised price. Amid the scrap, though, are shining examples. See flog old gold for more.

12. 60+ more ways to boost your income

    If you're looking to rake in a little more, our 60+ Tricks To Boost Your Income guide can add to the coffers. Here's a taster:

    • Rent your driveway for up to £200/mth. Live near a city centre, airport, train station or football ground? It's possible to earn up to £200/mth or more renting out your drive. See Rent Your Parking Space for a full how-to and the top free-to-list online marketplaces.
       

    • Earn £200/day counting votes for elections. Councils need help counting votes and staffing polling booths for general, local and mayoral elections – it's a great opportunity to help make democracy work while earning some extra cash. See help count votes.
      
      

    • Rent out your designer clothes. Clothing rental apps let you rent out your designer garments for cash. Depending on what brands you have, you could net £100s a month for togs that are just languishing on the rails. See Rent out your wardrobe.
      

13. Give yourself a money makeover

    

    Taking a day to sort your finances leaves many a grand a year better off.

    Always think in terms of annual savings – £15 a month doesn’t sound much but it’s £180 a year. Here are some tips to get you going:

    • Slash car insurance costs. You might be able to halve costs by combining the results of comparison sites. See Cheap Car Insurance for a full step-by-step guide.

    • Can you cut your mortgage cost? If you’ve decent equity in your house and aren’t locked into a deal, speak to a mortgage broker. See the MSE Remortgage Guide.
       

    • Save £100s with a water meter. If your home has more or the same number of bedrooms as people, check our Water Meter guide. Helen tweeted:"Thanks to MSE, we've water-metered. Monthly DD down from £80 to £25." That's £660/year less.

    Those are just the start. For a detailed checklist of over 30 quick ways to cut bills, see the Money Makeover guide.

Get paid to write and create content

1. Get paid to write, enter data & more

   

   As well as paying for written content, Clickworker offers other jobs, including data entry, web research, product reviews and data tagging.

   MoneySavers report there's heaps of work on offer. They've penned Groupon adverts, travel destination descriptions, flight adverts and fashion articles, to name a few.

   You must complete a test before you can work, and most jobs require a score of at least 90%. You can earn between £2 for shorter jobs and £5 for longer ones.

   • Log on often. So you're first to grab work when available.
      

   • Read instructions carefully. Be sure to include any keywords you're asked for. Don't worry if your piece isn't a thing of majesty – it's often more about getting in those all-important search words.
      

   • Don't settle for low scores. All work is scored. It's worth noting a few MoneySavers have had unfairly low marks adjusted after emailing to complain.

   See more tips to earn maximum cash

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   Quick summary

   • Who's this good for? People who can write winning adverts

   • Typical earnings: £20/month (note, it pays in euros)

   • Payment method: PayPal

   • How much you need to earn before it pays: €10 (£8.50)

   • Have you tried it? Share your experiences on the Clickworker forum thread

2. Earn cash from homemade videos

   

   We can't promise you'll earn £100,000 like the dad who uploaded "Charlie bit my finger – again!", the clip of two cheeky young brothers which racked up 886 million views. Yet even if your YouTube videos don't become global phenomena, it's possible to earn a little extra each month through the video-sharing site.

   Bear in mind that, if you're starting from scratch, it'll be at least 12 months before you see any money, and there's no guarantee you'll earn anything at all, so it isn't quick or certain cash by any means. That said, for some inspiration before we get started, here's Forumite sophie.christie's story:

   About two years ago I started a YouTube account. One of my videos started to do quite well and the site asked me to become a partner.
   
   I started to receive a very low income from this. However, over the last year I've been posting new videos on birthday party tips. I now have 80, and a daily income of more than £20. It's rising by about 10% each month.
   - sophie.christie

   How YouTube's partner programme works

   YouTube's partner programme lets users take a cut of the cash from the adverts that run alongside their videos. You must apply to become a partner, and to be eligible you need to have a minimum of 1,000 subscribers to your channel and your videos need to have been watched for 4,000 hours minimum in the last 12 months. For more on eligibility, see the YouTube Help site.

   Earnings vary dramatically, depending on how many views you manage to rack up and how much revenue the ads generate.

   Quick summary

   • Who's this good for? People who enjoy making funny clips or have a knack for presenting and sharing specialist knowledge, and know the basics of shooting and editing video

   • Typical earnings: £60

   • Payment method: Bank transfer or cheque from Google AdSense

   • How much you need to earn before it pays: £60

   • Have you tried it? Let us know on the Earn cash from homemade videos forum thread

   Quick questions

   • Make content you'd like to watch. Giggling toddlers, funny animals and crazy dancing are often winners. Start with your passions and hobbies – could you film hula hoop tutorials, hairdo how-tos or video game reviews?
      

   • You must own the content (or have permission to use it). This means all audio and video content featured. So if your cat dances to a song you don't have permission to use, you won't get paid. See YouTube's copyright guidance.
      

   • Write a memorable title. This helps people search for your content quickly. For example, "Evolution of Dance" beats "Dance sequence with dances from lots of different eras".
      

   • Use popular keywords. Include top search terms in your title. Check out what's trending on YouTube to see what's hot.
      

   • Promote on social networks. To boost your chances of going viral, share links to your content on Facebook, Instagram, Twitter and so on.
      

   • Post on similar topics each time. If you specialise in maths explanations or nail art tutorials, people will look at your other videos if they like what they've seen.
      

   • Don't 'like' your own videos. This will get your account cancelled. Same goes for clicking ads on your videos to try to boost your earnings.
      

   • Hook viewers from the start. Most users decide whether they are going to keep watching a video in the first few seconds. Use those to make it clear what the clip's about but also spark their curiosity.
      

   • Like other users' clips. Subscribe to channels similar to your own and like and comment on their videos. They may do the same back, helping to build your user base and engagement.

   Here's how to start earning, step-by-step:
    

   1. Build your audience.

      To be able to join the partnership scheme, you need an audience, and to get an audience you need to consistently post videos that people want to watch. So set up a YouTube account, then get filming and uploading.
       

   2. Become a partner.

      Once you've been frequently posting videos for some time and begun to build an audience, click your profile picture, then YouTube Studio.

      You should see a section entitled 'Monetisation' which will tell you if you're eligible to become a partner and, if so, have an 'Enable' button. If you're under the threshold, click 'Notify me when I'm eligible' to get an email.

      Press the button and you will be shown how many subscribers and watch hours your channel has – to be eligible if it needs to have more than 1,000 subscribers and have had at least 4,000 'public watch hours' in the last 12 months. If it's not yet eligible, you can ask to be notified when it is.

      For full info on eligibility requirements, go to the YouTube Help site.
       

   3. Sign up to Google AdSense.

      YouTube pays via Google AdSense. Create a free account and then link it to your YouTube channel. For full details on getting paid, see the AdSense Help site.

   YouTube says there's no formula to work out how much you'll get, but thousands of people earn cash through it. While it shares the majority of ad revenue with partners, it said it was unable to tell us the exact percentage.

   How can I max my YouTube earnings?

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   How can I become a partner and earn money?

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   How much can I earn?

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3. Earn cash from your blog or website

   

   If you've a blog or website, set up a free account with Amazon Associates, a scheme where you earn Amazon vouchers for linking to the site.

   Just follow the steps to add links and banners to your website. When someone clicks on Amazon from your site and makes a transaction, it's recorded and you're paid up to 12% commission, which you get in the form of cash or an Amazon discount. What you earn depends on how much you sell and what category it's in.

   Though don't just fill your site to the brim with Amazon links. What works best is ensuring you've quality editorial content, then adding the links after.

   Products bought by you personally won't count towards your commission, nor will anything ordered for delivery to your home address or paid for on your credit card.

   Quick summary

   • Who's this good for? Those with a blog or site that they'd like to earn cash from

   • Typical earnings: £25/month (depending on your site's popularity)

   • Payment method: Amazon credit and cash

   • Amount you need to earn before it pays out: £25 for Amazon credit or bank transfers, £50 for cheques

   • Have you tried it? Share your experiences on the Amazon Associates forum thread

4. Write a Kindle e-book

   

   EL James's Fifty Shades of Grey started as a self-published e-book – now's your chance to emulate her success. Amazon's Kindle Direct Publishing tool lets you upload your own e-books instantly, for free. Every time the book sells, Amazon gives you up to 70% of the list price (excludes VAT).

   While not a guaranteed money-spinner, e-books don't have to be Booker Prize contenders. If you're a specialist in a niche subject, from worm composting to roller-coaster riding, you could pocket a little extra each month.

   If you need inspiration, why not try the NaNoWriMo campaign to write a novel in a month, which runs every November.

   Quick summary

   • Who's this good for? Folks who want a bash at a bestseller, though money's not guaranteed

   • Payment method: Electronic bank transfer (see full payment details)

   • How much you need to earn before it pays: No min

   • Have you tried it? Share your experiences on the Kindle Direct forum thread

   Quick questions

   Here's how to publish your own Kindle (hopefully) bestseller:

   1. Write your book in Word, putting page breaks between each chapter and avoiding any bullet points.

   2. Run it through Amazon's Kindle e-book Previewer to check it looks alright as a Kindle e-book.

   3. Upload your book to Amazon. It should be online in 24 hours.

   For a more detailed guide, Amazon has a host of tutorials and instructions.

   You'll see paid-for editing services on the web. While you're starting out, it's probably best just to get a literate friend to proofread it instead, to ensure you don't end up out of pocket.

   How do you publish a Kindle e-book?

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   Is it worth paying for a professional editing service?

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5. Get paid to review music and more

   

   Review site Slicethepie pays you for each song, fashion item, accessory or advert you rate. As you build up a reputation, you can earn more. Read the site's tutorials before you start.

   Typically, a member willing to put in a couple of hours each night could expect to earn about £30/month, though Forumites report this can vary. The amount you earn from each review differs depending on your 'Star Rating' – an overall a measure of the quality of your reviews – and the quality of that particular review.

   Quick summary

   • Who's it good for? You'll need a pretty open mind. MoneySavers have reported earnings slowing recently

   • Typical earnings: You earn in dollars and get between $0.10 and $0.20 per review – Forumites report monthly earnings of up to £30/month

   • Payment method: Cash via PayPal

   • How much you need to earn before it pays: $10 (about £8)

   • Have you tried it? Share your experiences on the Slicethepie forum thread