Make Money Online

35 top paying sites and apps for making extra cash

If you've a computer or smartphone, there's a host of ways to boost your coffers - some are quick, others are slow-burners. You could earn £1,000s/year at home on your sofa, with no special skill needed.

This guide lists 35 (legit) ways to make money online. You can get paid just to watch videos, write, search on Google, sell photos, make your own YouTube clips and much more.

35 ways to make money online, including...

Make money online – quick tips

Before you start to earn money online, there are a few things worth knowing. The main thing to remember is that while some of these sites only pay small amounts, add them all together and you could be looking at an annual bonanza of £1,000s.

Don't store cash in online-earning accounts

Companies that offer you the opportunity to earn online aren't banks. There's no protection if one goes under, taking your cash with it. So withdraw your cash as soon as you reach the payment threshold.

Do set up a dedicated email address

Your email account is likely to be flooded with spam, so set up a dedicated email address for online earning. When it comes to powerful free options, Gmail is among the best. Doing this is also a quick way to check when new paid tasks become available.

Don't expect to be instantly rolling in it

With some sites, it can take a while to earn enough to be able to withdraw your money. And if you give up, it means you did the tasks for free.

For this reason, it's important to understand it's not quick cash. But it is nice extra income, provided you're consistent and have a little patience.

Do spend gift vouchers ASAP

If you're given the choice, opt to get paid in cash. If you get paid in gift vouchers, spend them ASAP. Doing so reduces your chances of being left with invalid vouchers should the retailer go bust on you. Plus it means you can't lose them or forget about them until they go out of date. For more info on this, see our Gift Voucher Warning.

If you earn more than £1,000, the taxman'll want his share

Before you start counting the dosh, remember that in theory anything you earn could be taxed.

The Government's recently introduced a new tax break which means since 6 April 2017, the first £1,000 you earn each year 'trading' is tax-free.

Basically this means you no longer have to report the first £1,000 you make from selling goods and casual services, such as babysitting and gardening, whether online or offline. See the £1,000 tax breaks will be back in new finance bill MSE news story for more info, and Gov.uk for full details.

If you earn more than that - which is unlikely if you're doing this casually - some of it will probably belong to the taxman. For most people, it'll be around a third, but you'll need to register for self-assessment and check. Call HMRC on 0300 200 3300 and for full info read its self-employment booklet.

Get paid to click

  1. Watch videos, play games and earn

    Swagbucks* is a fun survey site that pays you for completing short online tasks in virtual cash – you can then exchange this for real money, PayPal credits or gift cards to spend at Amazon, M&S and more. The site's huge in America, and here in the UK many MSE forumites are dedicated users.

    Tasks include filling in polls, watching videos and searching using its page instead of Google. Advertisers pay Swagbucks to publicise their wares or do market research, and the site passes a cut to you. The more dedicated you are, the more you earn, though every task pays a different amount.

    For motivation, join other points-chasers in the forum's popular Swagbucking into 2018 thread. One committed 'swagger' from the forum, cally6008, says:

    Swagbucks is one of several online earning sites I use, but it's one of my favourites. I know for a fact that you can earn £25 a month using the site, because I do so nearly every month!
    - cally6008
    • There's a host of ways to rack up points on Swagbucks:
       

      • Search the web. It pays points for searching the web via its site instead of Google. Note you only earn points periodically as you search – searching for things over and over won't boost your total.
         

      • Install the Swagbucks toolbar. The toolbar's a browser plug-in that lets you search without visiting its site. Toolbar users earn one extra point every day.
         

      • Swag codes. Another way to boost your total is to enter codes for bonus points. Watch the Swagbucks Challenge thread, where forumites post the latest.
         

      • Play games. You earn 1-5 points each time just for playing games on its site.
         

      • Watch videos. Watch and you get the chance to win extra points. You're not guaranteed to get them every time you watch though

    Quick summary

    • Who's it good for? People who want to grab quick cash for fun tasks
    • Typical earnings: £25/month
    • Payment method: Cash or Amazon voucher
    • Amount you need to earn before it pays: £3ish (depends on reward)
    • Have you tried it? Share your experiences on the Swagbucks forum thread
  2. Online survey sites

    Willing to give views on Justin Bieber, washing-up liquid or politics? If so, it's possible to earn £100s a year, without any special skill or talent.

    It's all about stashing cash by filling in online surveys. For a full rundown of 25 of the top free sites, see the Top 25 Online Survey Sites guide.

  3. Get paid to Google

    It's possible to get paid hard cash just for searching the web with Qmee*. It just involves downloading an add-on that sits on your internet browser. You then search online as you normally would on Google, Amazon, eBay, Yahoo, Bing and Tesco.

    Qmee will show extra results or adverts alongside normal search results (see picture). Some firms pay Qmee to appear in these ads, and Qmee gives you a cut of the cash. If the Qmee result interests you, click it and you'll earn a few pence, usually 7p-15p (though searches can pay up to £1 each).

    Forumite The_Jakal says:

    I've been using Qmee for three weeks and I'm on £14 now.
    - The_Jakal

    Quick summary

    • Who's it good for? Folks with the patience to click ads for a few pence a go
    • Typical earnings: £5/month
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: No minimum
    • Have you tried it? Share your experience in the Qmee forum thread
    • 1. Sign up.

          Click this Qmee* link to sign up. Follow the instructions to download an add-on     for your browser (it works in Windows, Mac OSX and Linux, using Google     Chrome, Firefox, Safari, Opera or Internet Explorer).

      2. Search as normal.

          Search on Google, Amazon, eBay, Yahoo, Bing or Tesco. You should see the     same results as usual, with extra (clearly labelled) Qmee results on the left-          hand side.

          Each link shows how much you'll earn for clicking. It only shows relevant     results, so you won't see extra ones all the time.

      3. Cash in.

          Sign into your account to see how much cash you've stashed. You can     withdraw it using PayPal, and you don't need to earn a minimum amount to do     so.

    • No, just search for stuff as you would normally. Qmee says it only rewards genuine searches. You can’t beat the system by repeatedly clicking on the same advert or clicking from one to another quickly.

    • Only install the add-on if you are happy for the company to access the data, including your browsing history. The exact data it can access varies by browser, but a list should pop up when you install the add-on.

      Qmee says it won't share your data with anyone else without permission, and it doesn't store data on general browsing habits, only search terms. Read its full privacy policy to ensure you're happy before signing up.

    • Qmee shows a mixture of results. They include sites that pay it to drive traffic, as well as others that don't pay it. It says this is to keep results fair, so it can track what users are interested in.

      This means Qmee sometimes includes MoneySavingExpert in results when people search for money topics, even though we have no arrangement with it.

  4. Earn hard cash for fun tasks

    Online earning site Gift Hunter Club doles out points for watching videos, doing polls, entering competitions and completing other easy tasks.

    You can convert these into cash through PayPal or buy Amazon vouchers with your points. Just sign up and check the 'earn points' section. It shows the tasks available and what they pay.

    MoneySavers reckon the site's fun, payment is quick and they earn a decent amount each week. Forumite mizzame says:

    I made £10 in PayPal cash very easily last week, £8 the week before. Mainly from videos and easy tasks. My best earning site at the moment!
    - mizzame

    Aim to redeem your points on rewards giving better value

    A £10 Amazon gift card costs 1,690 points. But 10 US dollars in cash (£8ish) via PayPal is 1,000 points, which can be better value, depending on the exchange rate. While Gift Hunter Club lists cash payments in US dollars, PayPal converts the cash into pounds.

    Quick summary

    • Who's it good for? Those already using Swagbucks who want to join a similar site
    • Typical earnings: £7/week
    • Payment method: PayPal, Amazon vouchers and more
    • How much you need to earn before it pays: £1.60ish
    • Have you tried it? Share your experiences on the Gift Hunter Club forum thread
  5. Get paid to watch videos, search & more

    Similar to Swagbucks above, GiftHulk pays for a host of web activities, including watching videos, answering polls and searching via its site instead of Google.

    Many MoneySavers are fans. You get paid in Hulk Coins, which you then convert into rewards including Amazon vouchers (make sure you select vouchers in GBP, rather than US dollars).

    Special codes give extra points – forumites post them in the GiftHulk thread.

    Quick summary

    • Who's it good for? Fans of fun web tasks
    • Typical earnings: £5/month
    • Payment method: PayPal cash, Amazon vouchers and more
    • How much you need to earn before it pays: Varies by reward
    • Have you tried it? Share your experiences on the GiftHulk forum thread
  6. Enter contests as a cash-boosting hobby

    From cars to £20,000 cash, five-star USA holidays to £10,000 of Tesco gift cards, MoneySavers have won it all. It's all about 'comping', a potentially profitable online hobby for the lucky.

    It's about systematically sourcing and entering hundreds of the right contests. To learn the techniques, see our 42 Comping Tips guide.

  7. Grab FREE cashback

    Cashback sites work by giving you a cut of the cash they earn for channelling web traffic. Yet you don't have to buy anything to earn cash via these sites – they often pay you just for clicking links on the internet.

    For example, Topcashback often pays £2ish for a Confused.com car insurance quote. Its free cashback section lists the top offers. For full info, see Top Cashback Sites.

  8. Get paid to read adverts on your mobile

    Free smartphone app Qustodian pays you to read adverts. Simply download the app, and plug your likes and dislikes into your profile. It then sends adverts matching your interests to your Qustodian inbox. You get paid cash when you view messages, respond to questions or watch videos.

    It pays cash via PayPal or via BACS into your bank account when you earn £10. Forumites report the slow trickle of messages means it takes a while to hit this, so this app's just one for committed online earners.

    Quick summary

    • Who's it good for? Patient people with a smartphone
    • Typical earnings: £10 every six months
    • Payment method: Cash via PayPal or BACS
    • How much you need to earn before it pays: £10
    • Have you tried it? Share your experiences on the Qustodian forum thread

    Quick questions

    • If you want to access the web on your mobile, there are two choices. The first is 3G or 4G, where you use a mobile connection, or Wi-Fi, where you wirelessly hitch up to a local broadband connection.

      Consider watching videos through Wi-Fi to avoid using your 3G/4G data. See Free Wi-Fi for more.

    • Qustodian says it treats data protection seriously and never sells members' personal details. It only shares data if you give it specific permission. For example, if you signed up for a free sample product, it would need to share your address with the brand.

Get paid for easy tasks

  1. Earn by checking prices & snapping photos

    Ever fancied being a secret agent? If you’ve got an iPhone or Android phone, a free app called Field Agent could be your chance. When companies need a small market research task done, it's sent out via the app.

    Your mission, should you choose to accept it, is to check prices in stores, take photos of products and pen reviews. It typically pays £4.50 per task, but can be between £2 and £10.

    You're competing against others for jobs and won't get lucky every time, so don't get too excited. But it's well worth signing up in case they do come up.

    Quick summary

    • Who's it good for? If you've got a smartphone, and can nip out to do quick tasks
    • Typical earnings: £10/month
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: No minimum
    • Have you tried it? Share your experiences on the Field Agent forum thread

    Quick questions

    • Install the Field agent app for iPhone or Android. Just search for jobs in your area – it’s worth checking regularly, because tasks go like hot cakes.

    • Here are some tips to max your earnings:
       

      • Check jobs daily, even on Sundays. The best times to check the app are before 9am and after 1pm.
         

      • ‘Like’ its Facebook page. FieldAgent often posts upcoming jobs there.
         

      • Ensure your phone's GPS is switched on. Some tasks are based on geographic location. Check your phone battery's charged too.
         

      • Do tasks efficiently. You're scored on each task you complete, and 'agents' with higher scores get first dibs on jobs.

  2. Sell your photos to magazines & newspapers

    If you're a budding photographer (and take decent quality snaps), you can put them up for sale on 'stock photography' websites – where designers, newspapers and publishers buy pics. For most you need a proper camera, but we've also found an iPhone app that lets you sell snaps you've taken on your mobile.

    This isn't a guaranteed money-spinner – some MoneySavers have reported making hundreds of pounds, others have ended up with peanuts. You'll earn a small amount each time someone buys your pics, but it can add up. There are some restrictions, eg, when photos include people or logos - see our need-to-knows for more info.

    Got an iPhone? Sell your snaps via an app

    If you own an iPhone 4 or above, download the free Stockimo app and you can upload photos taken on your handset to sell on Alamy's stock-photography site (Alamy owns the app). Stockimo's compatible with iOS 7 and above - there's no Android version currently, though see below for non-iPhone options.

    Images sell for anything from £9.99 (for personal use) to £360 (for ads). You'll get 20% - Stockimo pays via Paypal each month you earn more than $10 (£7.80). A number of Twitter users have reported success with Stockimo, including Ann from Kent, who sold a photo of her cat for £15ish:

    Jamie from London sold his pic to a national newspaper:

    Hey Stockimo - lovely to see my National Theatre puddle photo in the Guardian today!

    Quick questions

    • Select pics from your phone's photo album to upload via the app. You need to give each one a caption explaining what's going on, as well as adding 'tags' to help customers find your image. Eg, you'd tag a photo of your cat sleeping in the sun with 'cat', 'sleeping', 'sun', plus any other relevant keywords.

    • Your pictures will be rated (out of four) by Stockimo's team – photos are approved for sale if their average rating is above two. After that, all you have to do is wait. Stockimo will notify you if someone buys your photo.

    • Stockimo simply says it's looking for 'cool images'. The subject matter is up to you, though you can't upload anything illegal, offensive or containing nudity. Plus some images require 'releases' - see our need-to-knows below for more info. You also can't upload pictures that weren't taken with your phone, but you can submit photos with filters.

    • There's no limit to how many times a particular photo can be bought (technically Alamy's only licensing a customer to use the image, rather than 'selling' it). It says on rare occasions though a customer may pay enough to stop others from using the image.

    • It's worth noting a few have reported glitches using the app and difficulty uploading photos - Alamy says it's looking into the reports but if you have any problems you should email support@stockimo.com.

    Got a proper camera? You could make more cash selling via a website

    There are lots of stock-photo sites out there. Here are some of the biggies:

    • Alamy – This is the parent website of the Stockimo app. As above, images sell for anything from £9.99 (for personal use) to £360 (for adverts), but selling via the site you'll get 50% of the sale price (students can get 100%). Payout's by BACS, PayPal or Skrill. You need at least $50 (£39) before you can request payment.
    • Adobe Stock – You get 33% of the sale price, with typical payouts of between $0.66 (51p) and $3.30 (£2.57) per photo. Payout's via PayPal or Skrill. You need at least $50 (£39) in your account before you can request payment.
    • Shutterstock – When you start you'll only get about 18p per photo. This goes up to 24p if your 'lifetime earnings' with Shutterstock reach $500 (£390). In some cases, you might get more though - potentially 20-30% of the sale price. Payout's by Payoneer, PayPal or Skrill. You need at least $35 (£27) in your account to request payment.

    Stock photography need-to-knows

    However you opt to sell your photos, bear the following in mind:

    • Most stock-photography sites only accept high-quality photos. With the exception of the Stockimo app above, most sites require you to use a good quality camera rather than a phone. Eg, Alamy's website will only accept images from DSLR (digital single-lens reflex) cameras, or equivalent.
    • Commercial use requires 'releases' - editorial use doesn't. Stock photos can be sold for commercial (eg, marketing) or editorial (ie, journalistic) use. You'll have more opportunities to make cash if your photos are available for both, but photos containing people or property (including branding and logos) need signed releases to be sold commercially.
    • Check if you need a model release. Photos of people can only be sold for commercial use if they've signed a 'model release' that gives you permission to use their image (children need a parent/guardian to sign). Without a release, these photos can still be sold for editorial use, as long as they were taken in a public place – eg, if you submitted a 'breaking news' shot with people in the background. If there's any doubt, always ask permission.
    • Retain some control. If you upload photos of yourself, or friends/family with consent, it's worth going for the 'rights managed' licence option – otherwise you'll have little to no control over how your images are used (eg, you could star in an ad for haemorrhoid cream). See Alamy's page on understanding stock image licensing for more on the different types of licences.
  3. Earn free Amazon vouchers spotting job adverts

    The Job Spotter app lets you earn Amazon vouchers quickly, just for taking pictures of job ads in windows.

    You earn points for each job advert you submit. These are converted into Amazon vouchers that can be redeemed straight away – there's no minimum withdrawal limit. The jobs you spot are then posted on the Indeed website.

    How does it work?

    You’ll need to download the free app for Android from Google Play or for Apple from the App Store. There’s no app yet available for Windows phone users.

    Next, create a profile by giving your email address and creating a username. Make sure you use your real email address, as this is where your Amazon vouchers are sent. Then simply take photos of job ads (eg, a ‘staff wanted’ sign in a restaurant window) via the app as you’re out and about, by following these steps:

    1. Ensure your phone’s location services are switched on. This can be used by Indeed as proof that you're actually at the location.

    2. Take a photo of the job advert. Ensure no people are visible in the image – the picture must only show job details.

    3. Take a separate photo of the front of the store. Again, it must be a clear picture with nothing blocking out the name of the shop or restaurant. 

    4. Preview the images and upload. Check the pictures are clear and then upload.

    How many points do you get?

    Photos you submit are reviewed by Indeed before being awarded points – anywhere from five points to 150 points.

    You’ll get fewer points for a corporate chain than you will for a small or independent business, because the app says signs in small businesses are “more likely to indicate a current opportunity to get hired”.

    There’s no way of checking how many points you’ll get for a submission before you make it as Indeed hasn’t revealed its points algorithm.

    Ex-MSE Sam tested out the app when it was launched last year:

    The fewest points I've earned for a submission is five – this was for a photo of a ‘staff wanted’ sign in my local shop of sandwich chain Pret a Manger, while I’ve earned up to 102 for photos in independent shop windows.

    What are points worth?

    Points are converted into a balance in your ‘Wallet’ within the app, which you can redeem at any point for an Amazon voucher.

    One point is worth one US cent, which is converted into pounds daily. This means the balance in your app will always be shown in British pounds, as will any Amazon vouchers you earn.

    "I've earned £200 spotting ads in my lunch hour"

    MSE Sarah's been busy:

    I've earned £200 so far, spotting ads in my lunch hour. I like going out for a walk anyway, and I usually get around £6-£10 each day.

    It's worth noting this is in London, where there are lots of shops and restaurants. You can use the app across the UK, but your earnings may be lower if you live and work somewhere less built up.

    Some of our forumites have been at it too:

    Another £18.15 in Amazon vouchers – walked up one side of the high street, back the other and bingo. 
    - FatVonD
    • Visit the ‘Wallet’ page in the app and redeem your balance as an e-voucher. You can convert any balance, no matter how small. It's worth noting it could take a few days for the voucher to be emailed to you, but when we tried it we got an email within a few hours.

    • There are a number of reasons your photo could be rejected, such as if another user has already snapped the sign, or the picture is too blurry. Be aware that the reviewal process is not instant – so just because your submission is 'pending', doesn't mean it'll be rejected.

      • It’s a duplicate. Only one photo can be taken per sign within a 30 day period – which means if another user has spotted the sign before you, then bad luck.

      • It’s not a sign. Receipts, flyers and pamphlets are not included. Strangely, the submission guidelines also say that photos of faces or feet will be rejected too.

      • Missing store name. You need to take a photo of the shop sign showing its name too.

      • It's a recruitment agency. Job ads posted in a recruitment agency’s window will be rejected unless it’s for a job at that particular store. Eg, a cleaner for that particular branch of the recruitment agency.

      • Not readableBlurry photos will be rejected. If there’s extra contact information then be sure to capture that in the image too.

      • Not at location.This is why your phone’s ‘location services’ need to be switched on.

      • Can only apply online. Potential job applicants must be able to apply using at least one method other than applying online.

    Job Spotter was launched in the USA and Australia in 2016 and Indeed claims one user earned the equivalent of £5,000 in a year.

  4. Earn free Amazon vouchers reporting derelict properties in London or the home counties

    Spot an empty or derelict property in London or the home counties, and you could earn a £20 Amazon or M&S voucher if you're the first person to report it to YouSpotProperty.com.

    What's more, if the development company behind the website goes on to buy the property, it will give you 1% of the purchase price – potentially £1,000s for a house in the capital.

    It might sound too good to be true, but there have been big successes reported in the news. One woman earned £3,500 for spotting an empty house in Peckham and another got a whopping £6,500 for reporting an empty home in Hendon.

    How does it work?

    Once you've spotted a derelict house or flat, you need to fill out a form online at YouSpotProperty.com. It will ask for the address of the property, and any photos you're able to take of it.

    If you're the first person to report the property, and it meets YouSpotProperty's criteria (privately owned, not up for sale and no planning permission applied for recently – see the full list below), you can choose a £20 Amazon or M&S voucher. It's normally issued within a month of you reporting the property.

    If the company goes on to buy the property, you'll receive 1% of the purchase price. It's worth bearing in mind however, that a purchase can take time to negotiate and complete – in the past it's ranged from a few days to three years after the property was spotted.

      1. It can't be up for sale or rental or have been advertised for sale or to let during the previous six months (including by auction, estate agent listings, and online property search engines)
      2. It must have been empty for more than 12 months (unless it has recently fallen into probate)
      3. If it's occupied, it must appear to be derelict
      4. It must be in London (within the M25) or the home counties (Bedfordshire, Berkshire, Buckinghamshire, Cambridgeshire, Essex, Hampshire, Hertfordshire, Kent, Oxfordshire, Surrey and Sussex)
      5. It must be residential (not commercial – this includes pubs and hotels)
      6. It can't have been purchased in the last five years
      7. Details of the property can't have been submitted to YouSpotProperty previously
      8. It can't be owned by YouSpotProperty already (or its associates or associated companies)
      9. It can't be part of YouSpotProperty's existing database
      10. Planning permission can't have been applied for within the last 3 years
      11. It can't be part of a high-rise council or ex-council block
      12. It must be privately owned

    What is YouSpotProperty?

    YouSpotProperty is run by property developers looking for houses they can do up and sell on at a profit. So the site's generosity isn't purely for altruistic reasons. However, it does donate £500 to a local charity in the same area as each property it buys, on top of the 1% cut it offers property spotters.

    YouSpotProperty also says it wants to help improve neighbourhoods, as empty properties can be dangerous and bring down the value of houses nearby.

    It can be difficult for individuals to get mortgages on derelict properties, meaning they stay empty for years. But the company has enough money in its 'property fund' to buy the houses outright and clean them up ready for people to live in again.

    How big is this?

    YouSpotProperty was set up in 2014, and since then it says about 2,700 vouchers have been awarded to property spotters. Only 42 people have received the 1% bonus for a spotted property being purchased (the largest payout to date was £10,000 for an empty property in NW2, London).

    Quick summary

    • Who's it good for? People living or working in London
    • Payment method: Amazon or M&S voucher
    • Have you tried it? Share your experiences on the YouSpotProperty.com forum thread
  5. Get paid to snap photos, count stock & more

    Fancy getting paid to buy beer? Free app Roamler pays for tasks such as counting stock in shops, snapping menu cards in restaurants and even buying a beer to photograph how it's served.

    As with Field Agent, when firms need easy market research done, it's sent out via the app. Roamler typically pays £4 per task, but it can vary between £2 and £10.

    The catch is the app is invite-only in certain areas. Roamler's press office says it's pretty easy to get one if you monitor its Facebook page for hints on how (or you might get lucky if you request one).

    Quick summary

    • Who's it good for? Smartphone users
    • Typical earnings: £10/month
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: No minimum
    • Have you tried it? Share your experiences on the Roamler forum thread
  6. Get paid for easy market research tasks

    Billed as a ‘grown-up treasure hunt’, Streetspotr is another app (for both iPhone and Android) that connects market research clients with users who carry out small tasks. Some MoneySavers have pocketed £15 for buying a hot drink at a muffin shop, though most tasks pay about a fiver.

    Other jobs could include photographing supermarket product displays or checking restaurant menus.

    Streetspotr is a German company that pays UK users in GBP. As with most other location-based apps, the closer you are to a high street, the more jobs are likely up for grabs.

    Quick summary

    • Who's it good for? Town-dwelling smartphone users
    • Typical earnings: £10/month
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: No minimum
    • Have you tried it? Share your experiences on the earning apps forum thread
  7. Get paid for small research tasks

    Fancy a change from the same old shop-based research tasks? Then have a gander a Task 360, an iPhone-only app from the people who brought you Field Agent above. You can download it from the App Store.

    The app focuses on helping companies solve logistical problems, such as giving sat-nav firms info on new no-left-turn signs or checking billboard ads’ lights work.

    It typically pays £5 to £10 for 15 minutes’ work. To bag the best jobs, check every morning before 9am, especially on Mondays.

    Quick summary

    • Who's it good for? iPhone users
    • Typical earnings: £20/month
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: £10
    • Have you tried it? Share your experiences on the earning apps forum thread
  8. Get paid for small tasks in shops

    Another free app that pays you to complete small tasks in shops, Clic and Walk is available via the App Store and Google Play.

    It's one of the lower-paying apps. While it's a French company you get paid in pounds – the amount for shop-based tasks is normally 5 euros so you'll typically get around £4.

    Quick summary

    • Who's it good for? Retail enthusiasts
    • Typical earnings: £3/month if you’re lucky
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: £3
    • Have you tried it? Share your experiences on the earning apps forum thread
  9. Get paid to test companies' websites

    Companies are desperate to make their websites better places for people to visit, so user testing is big business.

    Sign up to What Users Do and you can earn £5 for 15-minute website tests. These involve easy tasks such as trying to find something on a site or feeding back on a new homepage.

    The company records your screen and voice, so you can feed back throughout the test. You need a computer with a built-in or separate microphone. But don't worry, your face isn't recorded, so you can still do it in your jim-jams.

    Forumite kattybunny says: "It's a great website! I've earned about £500 with them since starting 10 months ago."

    Quick summary

    • Who's it good for? Web enthusiasts
    • Typical earnings: £25/month
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: No minimum
    • Have you tried it? Share your experiences on the What Users Do forum thread
  10. A serious remote-working job

    “Legitimate work from home job. Earn £££s!” Adverts in the back of mags pulse with promises, yet often the reality's disappointing or even dodgy. Yet one work-from-home job that MoneySavers have had more luck with is Lionbridge.

    You usually need a degree to apply, but heaps of MoneySavers have been accepted. It says it usually has 150 jobs on offer at any one time, though occasionally there are no jobs advertised for the UK. It's well worth checking back though, as new jobs are posted each month.

    What's the work like?

    The web firm offers several part-time posts, most aimed at helping companies improve their search engine results. Tasks can include checking search results, gathering data and testing mobile apps.

    You choose your hours and don't have to travel from A to B, perfect if you want to earn cash while staying at home with the kids. You must work a minimum of 10 and maximum of 20 hours per week.

    Forumite Ghost_2005 says:

    It's a genuine work-from-home opportunity that pays real money. There are precious few of them, so if that's what you're looking for, it's a good opportunity. In the grand scheme of employment, there are better and more fulfilling jobs. In the grand scheme of home-working opportunities, it's a decent job.
    - Ghost_2005

    On the downside, others say it's about as exciting as a hangover on a rainy Sunday.

    I can honestly say when I had the job I had never felt so bored. An hour's work felt like three hours. Be aware of what you're actually applying for - it demands concentration!
    - daz501

    Stay motivated with other forumites in the Lionbridge forum thread.

    Quick summary

    • Who's it good for? Those with a degree and a high boredom threshold, who want to earn cash from home
    • Typical earnings: £140-£200/month (depending on hours)
    • Have you tried it? Share your experiences on the Lionbridge forum thread

    Quick questions

    • Lionbridge usually asks for a degree-level qualification, an interest in the internet and a PC with Windows. It usually has jobs available, and heaps of forumites have applied successfully.

    • The company offers a few different positions, and recruits for different jobs at different times. Check its jobs page to see what's on offer.

      Apply on its site. If selected, you complete a quick test. Pass this, and it sends revision material to help you prepare for a longer exam.

      Lionbridge asks you to sign a confidentiality agreement, so be careful not to post sensitive info on forums.

      On the downside, people in the UK can only work for Lionbridge for a maximum of 11 months, because of UK employment law on temporary contracts.

    Got a top way to earn cash online that we haven't listed? Feed back in the Earn cash online discussion.

  11. Grab free products for telling friends about them

    While it doesn't pay cash, you can earn loads of free products through marketing company Bzz Agent. Forumites have grabbed everything from Vanish stain remover to E45 lotion and even electric toothbrushes.

    The catch? As an 'agent', once you receive products, you must start "meaningful and authentic conversations" about them with online buddies and real-life friends.

    Many MoneySavers are fans. Forumite Mummybaker says:

    I have had steam generator irons, electronic razors, free cookies and all sorts. It's worth it – not much effort involved and they like you to be genuine about your thoughts.
    - Mummybaker

    See our Earn Freebies for Testing Products guide for more sites to sign up to.

    Quick summary

    • Who's it good for? Social media fans who love freebies and aren't embarrassed to tell friends about new products.
    • Have you tried it? Share your experiences on the Bzz Agent forum thread

    Quick summary

    • You sign up to Bzz Agent, fill in details about your lifestyle, and wait to be selected for freebies. It then expects you to post about the products on sites such as Facebook and Twitter, as well as chat to real life friends.

    • Bzz Agent says you should never spam about the products, and you can share both positive and negative experiences – what you say is up to you. The more "active and influential" you are, the more Bzz campaigns you'll get.

      Of course, there's an ethical consideration to all this. Always make sure the people you talk to understand you're trialling the product through Bzz Agent. And remember, posting about Bzz Agent products on this site's forum breaks our rules.

  12. Get paid to scan shopping receipts (invite-only)

    Market research site Shop and Scan is a great way to give your finances a boost. Each time you buy something, you log on and scan the receipt with the specialist barcode scanner it sends you.

    Forumites report Shop and Scan pays about £10 in points a month. You can then cash them in for vouchers, including Amazon, Next, Debenhams and Argos.

    Shop and Scan's press office wouldn't confirm any details with us, as market research is a secretive area. So many of the tips here come from our forum users.

    Forumite hedgesparrow says:

    I would totally recommend Shop and Scan. I get £1.60 a week for scanning my barcodes. After six months, I still find it fun blipping the barcodes. Once your total's £10, you get a £10 voucher, which takes about six weeks, but is only an hour and half of my time.
    - hedgesparrow

    Quick summary

    • Who's this good for? It's easy money, but you must wait to be selected.
    • Typical earnings: £10/month.
    • Payment method: Vouchers, incl Amazon, Next and Debenhams.
    • How much you need to earn before it pays: £10.
    • Have you tried it? Share your experiences on the Shop and Scan forum thread

    Quick questions

    • It's invite-only, but don't let that put you off. There's a way to get on the waiting list – just sign up at Volunteer4Panels.com. While you won't get accepted straight away, tons of MoneySavers have eventually been selected.

    • Shop and Scan often invites users to take part in other tasks for even more cash. These include filling in a food diary or Screenwise, where it installs some equipment on your TV to track the shows you watch.

      This is when money really starts to mount up. Forumite Merlin139 says: "In six years we have had £3,800 of vouchers from these panels. Have not paid for an electrical appliance for five years."

  13. Grab freebies in exchange for your views

    It's possible to earn masses of freebies from Clicks Research. The site doles out free products in exchange for feedback on whether they work. MoneySavers have blagged everything from anti-ageing creams to chocolate bars.

    Respond at speed, as places fill up fast. Clicks Research says products are all safe. It just wants to know how to improve them. Once you've signed up, Clicks Research sends you invites via email.

    Even if not selected, each time you take part in a survey it pays Clicks points (1-200 per survey). Once you've earned 2,500, you can exchange them for £25.

    Quick summary

    • Who's this good for? If you've got time on your hands to give feedback on freebies.
    • Have you tried it? Share your experiences on the Clicks Research forum thread
  14. Matched betting

    This is something we thought hard about before including. Yet as many who know exactly what they're doing make serious risk-free cash, we wanted to include it.

    It's all about taking advantage of the offers betting sites run to encourage new players, usually involving free bets (eg, "bet £30 and we give you a free £30 bet"), and the fact different bookmakers offer different odds.

    Thus, in some circumstances, by betting on all outcomes you guarantee a profit, whatever the outcome. However, this is complex and dangerous, and most people should run a million miles.

    Don't ever contemplate attempting it unless you've done detailed research.

    Here are the key points:

    • Warning! This is NOT about gambling. Gambling is not MoneySaving; the bookies always win in the long run (see Gamblers Anonymous). This is only about manipulating gambling introductory loopholes.
       

    • How much? With time and care, it's possible to make £1,000 over the year. Please don't go for it if you're desperate for cash. This is only for those with patience and who aren't under money pressure. Otherwise, you'll end up drawn into real gambling – and losing.
       

    • How do I do it? Read the Matched Betting Introduction and FAQs discussion in the Matched Betting board and the other 'sticky' threads at the top. Remember it's an open forum – anyone can post. Just because someone sounds like they know what they're doing, it doesn't mean they do.

  15. Earn money online from internet research

    Internet companies such as AQA ('Any Question Answered', formerly 63336) are occasionally on the lookout for researchers. It works like this: a customer sends a text to researchers to ask the answer to a random question. The researcher – you – replies with an answer.

    The beauty of this work is that you can generally choose the type of questions you answer, and the hours you work. Check for vacancies on the AQA site or on its Facebook and Twitter pages. You'll have to pass a test before you get an interview.

    The site pays roughly 25p per question. Some can take just a few moments to answer, meaning that experienced researchers could rake in up to £100s – though of course, it depends how much time you're prepared to put in. Join the AQA discussion.

    Got a top way to earn cash online that we haven't listed? Feed back in the Earn cash online discussion.

  16. Reclaim lost assets and inheritance

    There's BILLIONS of pounds' worth of unclaimed money out there. Whether it's yours or an unknown inheritance from a deceased relative, it can usually be reclaimed free.

    Our Reclaim Lost Assets guide shows how to quickly check if you're in line for an unexpected windfall.

  17. Flog what you've got

    Do you have unused assets worth £100s or £1,000s? Stop hoarding, and declutter for cash. Here's some inspiration:

    • 40+ eBay tricks 'n' tools. Our 40+ eBay Selling Tricks guide offers a crash course, from cutting eBay fees by tweaking start prices and using no-charge listing weekends, to adding extra pics with special tools. Plus there are tools to create multiple listings in advance and bulk-upload them.
       

    • Sell for free on Facebook. Local Facebook selling groups are fast rivalling eBay as the place to earn cash by flogging unwanted stuff. The best bit is there are NO fees. Our Facebook Selling guide shows how to find the right local groups and get the best price, plus make sure you stay safe.
       

    • Safely sell old gold for max cash. TV ads yell "sell old gold for cash". Yet many are kicked in the crown jewels as they get a fraction of the promised price. Amid the scrap, though, are shining examples. Our Top Gold Selling Sites takes you through it.

  18. 60+ more ways to boost your income

    If you're looking to rake in a little more, our 60+ Tricks To Boost Your Income guide can add to the coffers. Here's a taster:

    • Become a mystery shopper. High street retailers are desperate to check their customer service is up to scratch, so mystery shopping agencies pay you to visit specific shops or restaurants to rate quality.

    • Send pics to mags. For example, Take A Break magazine pays £75 for your photos.

  19. Rent it – spare rooms, storage, parking spaces

    The Rent It Out For Cash guide lists easy ways to earn extra from your property and possessions. Here's a taster:

    • Rent your driveway for up to £200/mth. Live near a city centre, airport, train station or football ground? It's possible to earn up to £200/mth or more renting out your drive. See Rent Your Parking Space for a full how-to and the top free-to-list online marketplaces.
       

    • Get cash for spare storage space. If you've unused space in a loft, garage or spare room, website Storemates lets you rent it out to others looking for cheap storage. See Rent Your Storage.
       

    • Rent out your home. Airbnb and other sites could help make you TENS of thousands of pounds from letting your home or spare room temporarily to holidaymakers – and some new tax breaks can really boost the gain. See Rent Out Your Home for a crash course in safely renting out your spare room or entire property for short periods.
       

    • Rent your spare room. The 'rent a room' scheme means you can take in a lodger to live in a furnished room in your home. It has a special exemption meaning you won't have to pay tax on the first £7,500 each year. See Take A Lodger and 20+ Airbnb Renting tips.

  20. Give yourself a money makeover

    While the average person earns just over £100 a day, taking a day to sort your finances leaves many a grand a year better off.

    Always think in terms of annual savings – £15 a month doesn’t sound much but it’s £180 a year. Here’s some OOMPH! to get you going.

    • Owed £10,000s in PPI? If you've had a loan or credit card, check if you were mis-sold PPI. Don't worry if you don't have the paperwork, see the FAQs in Reclaim PPI for Free.

      Proof from Steverandall1965:

    You inspired me to claim. Put it off for ages, then downloaded the template, sent it off and got £12,225, no fuss or bother.
    - Steverandall1965
    • Slash car insurance costs. You might be able to halve costs by combining the results of comparison sites. See Cheap Car Insurance for a full step-by-step guide.
       

    • Can you cut your mortgage cost? If you’ve decent equity in your house and aren’t locked into a deal, speak to a mortgage broker. See the MSE Remortgage Booklet: Instant PDF | Printed
       

    • Save £100s with a water meter. If your home has more or the same number of bedrooms as people, check our Water Meter guide. Helen Bevington tweeted:"Thanks to MSE, we've water-metered. Monthly DD down from £80 to £25." That's £660/year less.

    Those are just the start. For a detailed checklist of over 30 quick ways to cut bills, see the Money Makeover guide.

Get paid to write and create content

  1. Get paid to write

    Always wanted to have a crack at the old writing game? Now's your chance. Textbroker pays for content for adverts, websites and newsletters. The company acts as a middleman between clients and writers, taking a cut from each piece sold.

    Typical payments are £5 to £30 per article, and forumites have written about everything from sport and wildlife to finance and casinos. Some MoneySavers have suggested that article approvals can be patchy and it's often slow to accept new writers – a couple of things to watch out for.

    We're not talking Stephenie Meyer's Twilight sums. But some forumites, such as Sinkorswim, are turning over a grand a year:

    I've been with Textbroker for nine months, and have made over £1,000. It's a godsend, as I had to give up my part-time job due to a back problem. I got another job, but am reluctant to stop writing, as I really enjoy it.
    - Sinkorswim

    Forumite Farmers-wife says:

    I have recently started with Textbroker as a writer. Six articles down and I'm hooked. As a stay-at-home mum and farmer's wife it's lovely to be doing something for myself. Getting praise for writing is doing wonders for my confidence.
    - Farmers-wife

    Quick summary

    • Who's it good for? People who enjoy writing and have high grammatical standards
    • Typical earnings: £50/month (if you're committed)
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays out: £9ish (pays in euros)
    • Have you tried it? Share your experiences on the Textbroker forum thread

    Quick questions

    • You pen a short test piece. Textbroker assesses it, grading you from one to five stars.

      You don't need to be James Joyce, but you do need to construct sentences properly and use correct grammar. Fluency in other languages is a bonus – one MoneySaver writes in German. 

    • Here are some tips to boost your Textbroker earnings:
       

      • Ensure your initial test is up to scratch. If your writing's graded three stars or under, there are fewer assignments on offer, and you earn less per piece. The only way to boost your score is for happy clients to rate you well, which takes time.
         

      • Check the site several times a day. Once accepted, you log on to check for assignments. Jobs gets snapped up quickly.
         

      • Always proofread carefully. The editors are sticklers for correct use of capitals and commas.
         

      • Fill out your online profile. Even just interests and hobbies. Sometimes clients approach writers directly, profiles help them find people with specialist knowledge.

    • If you're a talented writer, consider pitching your work to papers and magazines too. The Writers' & Artists' Yearbook has a list of contacts, and you'll find most online too.

      Keep your pitch email brief, including a few lines summing up the feature idea, plus a few short bullet points on what you'll cover. If you can peg your idea on something currently in the news, even better.

  2. Get paid to write, enter data & more

    As well as paying for written content, Clickworker offers other jobs, including data entry, web research, product reviews and data tagging.

    MoneySavers report there's heaps of work on offer. They've penned Groupon adverts, travel destination descriptions, flight adverts and fashion articles, to name a few.

    You must complete a test before you can work, and most jobs require a score of at least 90%. You can earn between £2 for shorter jobs and £5 for longer ones.

      • Log on often. So you're first to grab work when available.
         

      • Read instructions carefully. Be sure to include any keywords you're asked for. Don't worry if your piece isn't a thing of majesty – it's often more about getting in those all-important search words.
         

      • Don't settle for low scores. All work is scored. It's worth noting a few MoneySavers have had unfairly low marks adjusted after emailing to complain.

    Quick summary

    • Who's this good for? People who can write winning adverts
    • Typical earnings: £20/month (note, it pays in euros)
    • Payment method: PayPal
    • How much you need to earn before it pays: €5 (£4.50)
    • Have you tried it? Share your experiences on the Clickworker forum thread
  3. Earn cash from homemade videos

    We can't promise you'll earn £100,000 like the dad who uploaded “Charlie bit my finger – again!”, the clip of two cheeky brothers that racked up 825m views. Yet even if your YouTube videos don't become global phenomena, it's possible to earn a little extra each month through the clip-sharing site.

    Before we get started, here's forumite sophie.christie's story for inspiration:

    About two years ago I started a YouTube account. One of my videos started to do quite well and the site asked me to become a partner.

    I started to receive a very low income from this. However, over the last year I've been posting new videos on birthday party tips. I have now have 80, and a daily income of more than £20. It's rising by about 10% each month.
    - sophie.christie

    How YouTube's partner programme works

    YouTube's Partner Programme lets users take a cut of the cash from the adverts that run alongside their videos. You must apply to become a partner, but YouTube says anyone who regularly uploads original clips which get a fair amount of views should be eligible.

    Earnings vary dramatically, depending on how many views you rack up and how much revenue the ads generate.

    Quick summary

    • Who's this good for? People who enjoy making funny or specialist clips, and are a whizz with video cameras
    • Typical earnings: £60
    • Payment method: Cheque from Google Adsense
    • How much you need to earn before it pays: $100 (£78)
    • Have you tried it? Share your experiences on the YouTube forum thread

    Quick questions

      • Make content you'd like to watch. Giggling toddlers, funny animals and crazy dancing are often winners. Start with your passions and hobbies – could you film hula hoop tutorials, hairdo how-tos or video game reviews?
         

      • You must own the content (or have permission to use it). This means allaudio and video content featured. So if your cat dances to a song you don't have permission to use, you won't get paid. See YouTube's copyright rules.
         

      • Write a memorable title. This helps people search for your content quickly. For example, "Evolution of Dance" beats "Dance sequence with dances from lots of different eras".
         

      • Use popular keywords. Include top search terms in your title. Check out its Trends Dashboard to see what's hot.
         

      • Promote on social networks. To boost your chances of going viral, share links to your content with contacts on Facebook and Twitter.
         

      • Post on similar topics each time. If you specialise in maths explanations or nail art tutorials, people will click to see your other clips.
         

      • Don't 'like' your own videos. This will get your account cancelled. Same goes for clicking ads on your videos to try to boost your earnings.
         

      • Hook viewers from the start. Most users decide whether they are going to keep watching a video in the first few seconds. Use those to spark their curiosity and make it clear what the clip's about.
         

      • Like other users' clips. Like other people's channels and videos on YouTube. They may like you back, helping to build your user base.

    • Here's how to start earning, step-by-step:
       

      1. Build your history.

        To be able to join the partnership scheme, you need a history of posting videos. So set up a YouTube account and get uploading.
         

      2. Become a partner.

        Once you've uploaded a few videos, go to 'Settings' in your YouTube account and click the 'Monetization' tab.

        You should see an 'Enable My Account' button if you're eligible to become a partner.

        Your channel may be eligible if it has more than 1,000 subscribers and has had at least 4,000 'watch hours' in the last 12 months.

        See YouTube's Monetization guide for more.
         

      3. Sign up to Google AdSense.

        YouTube pays via Google AdSense accounts. Sign up, then link it to your YouTube account. See full AdSense details.

    • YouTube says there's no formula to work out how much you'll get, but thousands of people earn cash through it. While it shares the majority of ad revenue with partners, it said it was unable to tell us the exact percentage.

    Finally, ITV still pays £250 for funny videos selected to appear on You've Been Framed. No need to post a VHS tape – you can upload clips to its site.

  4. Earn cash from your blog or website

    If you've a blog or website, set up a free account with Amazon Associates, a scheme where you earn Amazon vouchers for linking to the site.

    Just follow the steps to add links and banners to your website. When someone clicks on Amazon from your site and makes a transaction, it's recorded and you're paid 1-10% commission, which you get in the form of cash or an Amazon discount.

    What you earn depends on how much you sell and what category it's in – for example, you get 1% commission from TVs and smartphones and 10% from watches and jewellery. (See a full list of payments.)

    Though don't just fill your site to the brim with Amazon links. What works best is ensuring you've quality editorial content, then adding the links after.

    Products bought by you personally won't count towards your commission, nor will anything ordered for delivery to your home address or paid for on your credit card.

    Quick summary

    • Who's this good for? Those with a blog or site that they'd like to earn cash from.
    • Typical earnings: £25/month (depending on your site's popularity).
    • Payment method: Amazon credit and cash.
    • Amount you need to earn before it pays out: £25 for Amazon credit or bank transfers, £50 for cheques.
    • Have you tried it? Share your experiences on the Amazon Associates forum thread
  5. Write a Kindle e-book

    EL James's Fifty Shades of Grey started as a self-published e-book – now's your chance to emulate her success. Amazon's Kindle Direct Publishing tool lets you upload your own e-books instantly, for free. Every time the book sells, Amazon gives you up to 70% of the list price (excludes VAT).

    While not a guaranteed money-spinner, e-books don't have to be Booker Prize contenders. If you're a specialist in a niche subject, from worm composting to roller-coaster riding, you could pocket a little extra each month.

    If you need inspiration, why not try the NaNoWriMo campaign to write a novel in a month, which runs every November.

    Quick summary

    • Who's this good for? Folks who want a bash at a bestseller, though money's not guaranteed
    • Payment method: Electronic bank transfer (see full payment details)
    • How much you need to earn before it pays: No min
    • Have you tried it? Share your experiences on the Kindle Direct forum thread

    Quick questions

    • Amazon pays two percentages for royalties: 35% for books with a minimum list price of 99p, and 70% for books priced £1.99 to £9.99. Many folk choose to price at less, because selling more books makes up for the smaller percentage. See full details on Amazon royalty options.

    • Here's how to publish your own Kindle (hopefully) bestseller:

      1. Write your book in Word, putting page breaks between each chapter and avoiding any bullet points.

      2. Run it through Amazon's Kindle e-book Previewer to check it looks alright as a Kindle e-book.

      3. Upload your book to Amazon. It should be online in 24 hours.

      For a more detailed guide, Amazon has a host of tutorials and instructions.

    • You'll see paid-for editing services on the web. While you're starting out, it's probably best just to get a literate friend to proofread it instead, to ensure you don't end up out of pocket.

  6. Get paid to review music and more

    Review site Slicethepie pays you for each song, fashion item, accessory or advert you rate. As you build up a reputation, you can earn more. Read the site's tutorials before you start.

    Typically, a member willing to put in a couple of hours each night could expect to earn around £30/month, though forumites report this can vary. The amount you earn from each review differs depends on your 'Star Rating' – an overall a measure of the quality of your reviews – and the quality of that particular review.

    You can also earn more by encouraging friends to sign up – you'll receive a bonus of 10% of their earnings so, if they earn $0.20 for a review, you'll get $0.02.

    Quick summary

    • Who's it good for? You'll need a pretty open mind. MoneySavers have reported earnings slowing recently.
    • Typical earnings: You earn in dollars and get between $0.10 and $0.20 per review – forumites report monthly earnings of up to £30/month.
    • Payment method: Cash via PayPal
    • How much you need to earn before it pays: $10 (£7.80).
    • Have you tried it? Share your experiences on the Slicethepie forum thread
  7. Get paid to type up audio

    Nostalgic for the days of Mad Men-era typing pools? Transcription company Take Note pays typists around £8/hour to type up audio.

    You need Microsoft Word, at least a C in GCSE English and must be able bash out at least 65 words per minute. It pays per minute of audio, and not minute of your time, so it's only worth it for super-fast typists (take a speed test to see how you measure up).

    To apply, you take tests in typing speed, formatting and English language. You must sign up for at least two shifts per week, roughly six hours each (evenings and weekends are available).

    I'm one of their freelance transcribers and so far so good – payment's been on time every month and it works out at £7-£9 an hour.
    - cazmanian_minx

    Quick summary

    • Who's it good for? Fast typists with a C in GCSE English.
    • Typical earnings: From £20/mth depending on your commitment.
    • Payment method: Cash into your bank account.
    • How much you need to earn before it pays: No min (it pays once a month).
    • Have you tried it? Share your experiences on the Take Note forum thread
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