Managing your Mortgage

Mortgages & Homes

Don't miss out!

For all our new guides & deals get our free weekly email

FAQs Privacy Policy Past Emails Unsubscribe

Should I overpay my mortgage?

Can you use savings to overpay?

With savings rates at rock-bottom, overpaying on your mortgage is often a no-brainer.…

Mortgage Arrears

What to do if you can't pay your mortgage

If you're a homeowner, it’s not the bricks and mortar, but the mortgage that keeps…

Free house price valuations

Tons of tools to investigate a property

Whether you're a buyer, seller or voyeur, the web’s a goldmine of info to find out…

Extend your lease

Step-by-step guide & calculator

If you own a flat, letting your lease drop too low wipes its value quicker than dodgy stone-cladding. Yet in England and Wales, powerful laws let you extend leases for a fair price.

Guides A-Z

B

F

G

Getting ready to remortgage

H

M

P

Porting your mortgage

R

S

W

#

Other Guides

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).

Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
We often link to other websites, but we can't be responsible for their content.
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

Please read the Full Terms & Conditions, Privacy Policy, Cookies Q&A, How this site is financed and MSE's Editorial Code.

Credit Cards

Cashback & Rewards

Loans

Debt Help

Tools & Calculators

News

Best Buys & Calculators

Big Reclaims

Govt. & Councils

Banking

Shopping & Travel

Calculators

News

A little bit of inspiration

Gas & Electricity

Broadband

TV Packages

Mobile Phones

News

Tools

Savings

Current Accounts

ISAs

Pensions

News

Best Buys

Click titles for full info & more top picks

Fashion & Beauty

Electronics & Gadgets

Travel & Days Out

Food & Drink

Protect Yourself

Shopping Tricks

Top Deals

Holidays

Motoring

UK Travel

Holiday Extras

Overseas Spending

News

Tools

Home

Motor

Life + Health

Travel

News

Insurance Records

Updated Monthly

First Time Buyers

Home Movers

Remortgaging

Managing your Mortgage

Household Bills

News

Calculators

Vouchers & Points

Shopping Tricks

Freebies

Cashback & Rewards

Shopping Rights

Tools

Household Savings

Health

Tax & Benefits

Boost Your Income

Students

News

Tools

Managing Your Mortgage

Should I overpay my mortgage?

Can you use savings to overpay?

Mortgage Arrears

What to do if you can't pay your mortgage

Free house price valuations

Tons of tools to investigate a property

Extend your lease

Step-by-step guide & calculator

Guides A-Z

B

F