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Mortgage Essentials

Essential information to find the right mortgage for you

Cheap mortgage finding

Follow these steps to find top mortgage deals for you:

  • Step 1. Have a search online for mortgage deals

  • Step 2. Now talk to a mortgage broker

  • Step 3. Then check the deals most brokers miss

  • Step 4. Check the mortgage paperwork

  • Step 5. Watch out for the hard-sell

Compare mortgage costs

We've got an array of calculators to help...

Boost mortgage chances

We've got 18 ways of boosting your mortgage chances, including:

  • Check your credit report

  • Always pay your bills on time

  • Get on the electoral roll

  • Close old, inactive accounts

  • 'Delink' from ex-partners and old housemates

See all the tips in our Boost your mortgage chances guide.

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Mortgage Essentials guides

What to do if you've fallen behind with your repayments
Guide
Use our guide to work out how much you'll need to pay
Calculator
Do you want a fix or variable deal?
Guide
How they work, should you get one and how to repay
Guide
Get an indication of how big a mortgage you might be accepted for
Calculator
Overpaying can really help to clear your mortgage debt quicker
Calculator
Work out how long you'd need to save for a mortgage deposit
Calculator
Such as the difference in cost
Calculator
What you need to consider
Guide
You might be able to switch for free
News
How to prepare paperwork, speak with brokers and compare rates
Guide
What happens to the mortgage if you and your partner split up
Guide
Does a student loan impact a mortgage application?
Guide
How to spot the dodgy practice known as 'conditional selling'
Guide
There are risks involved if you consider doing this
Guide