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Personal pension need-to-knows

Personal pension need-to-knows

Key points for retirement saving

Fancy an easy pay rise? Start a pension and you could get one. Not only will the Government top up your pension…
Guide to taking your pension

Guide to taking your pension

Annuity not your only option with pension freedom

April 2015 saw the most radical changes to private pensions for a generation as the…
What is pension auto-enrolment?

What is pension auto-enrolment?

The latest changes to the workplace pension system explained

For the millions of people automatically enrolled into a workplace pension, the minimum…
New State Pension

New State Pension

For those reaching state pension age on or after 6 April 2016

The state pension saw a big change in 2016, affecting people retiring since then. While the Government's aim has been to make the system fairer for all and easier to understand, it can still be a minefield – and some people have lost out from the overhaul.
Cheapest SIPPs

Cheapest SIPPs

Build a low-cost DIY pension

If you want to take more control of the money you are saving for retirement, a self-invested personal pension (SIPP) might be right for you. SIPPs are DIY pensions which allow to choose your own investments  – here's our guide to choosing a low-cost plan.  
Stocks & Shares ISAs

Stocks & Shares ISAs

Find the best ISA or investment platform

Every adult has a chunky £20,000 ISA allowance for 2019/20, which can be used for investing in the stock market and/or put into a cash ISA. This guide covers getting a good deal on a stocks & shares ISA. 
Pension liberation

Pension liberation

Beware pension liberation scams

Changes to pension rules introduced in 2015 mean you've greater access to your pension. But you still need to be wary of pension liberation scams, which claim you can get access to your pension early.
Old State Pension

Old State Pension

How much do you get and can you boost it?

The state pension was overhauled – and a brand-new flat-rate pension ushered in – on 6 April 2016. But not everybody has benefited, including millions of older men and women who had already retired.
Pension Credit

Pension Credit

Boost your retirement income with a state top-up

Pension credit is a tax-free benefit aimed at retired people on low incomes. It's means-tested, but for those who qualify it can be worth £1,000s a year. However, an estimated 1.3 million eligible households don't claim the top-up – in many cases because they don't realise they're entitled to it.
Pension Freedom - Martin Lewis’ 5 minute briefing

Pension Freedom - Martin Lewis’ 5 minute briefing

What to do with pensions at retirement

The 6 April 2015 Budget saw the most radical changes to private pensions for a generation. The political spin is it was for 'freedom and choice in pensions'. This sounds like an unmitigated plus. Indeed there are many more options, and for those who know what they're doing it's great, but it also means it's easier to make a mistake.
Pensioner Bonds

Pensioner Bonds

Over-65s savings - now CLOSED

Pensioner Bonds, for people 65 and over, which offered vastly higher rates of interest than normal savings accounts, have now CLOSED.

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Banking & Savings News

TSB crashes to the bottom of our customer service poll - check how well your bank did

TSB crashes to the bottom of our customer service poll - check how well your bank did

31 August 2018
New TSB blunder as customers receive apology letters addressed to others

New TSB blunder as customers receive apology letters addressed to others

31 May 2018
Barclays offers switchers double rewards for a year

Barclays offers switchers double rewards for a year

1 May 2018