cheap Samsung deals

Cheap Samsung Deals

Find the best Samsung deals, incl the Galaxy S20, S10 & S10 Lite

While a new Samsung handset is never MoneySaving, if you've got your heart set on one, read our tips to help minimise the cost – including our pick of the best Galaxy S20 deals.

The top Samsung need-to-knows

Should you get a Samsung Galaxy on a contract? What other ways are there to get one? Our Samsung need-to-knows should help you decide, as well as giving you some tips on selling your old phone and getting the most out of your current tariff.

  • Always check if it's cheaper to buy it outright or on cheap credit before signing up for a contract  and never go direct to the network as resellers usually offer the same deals for £100s less.

    Buy a handset upfront and save

    Buying a handset outright and pairing it with a cheap Sim only deal can often be the cheapest option. If you can't afford such an upfront payment, consider buying your Samsung on cheap or free credit instead.

    Never go direct to a network, always check mobile resellers

    Buying a new handset on a traditional mobile contract from the major mobile networks can be £100s more expensive than buying the handset outright and pairing with a cheap Sim. Yet reseller sites such as Mobiles.co.uk* (owned by Carphone Warehouse) and MobilePhonesDirect are almost always cheaper than going direct to the network  and can sometimes even undercut buying upfront. 

    CompareMyMobile* and HandsetExpert are useful sites for comparing deals from the major networks and mobile resellers, or see our pick of the best deals. 

    Consider a second-hand or refurbished handset

    Don't forget to check out second-hand models on eBay* and refurbished ones directly from your network. Make sure it's unlocked (see Mobile Unlocking for full info) though, so you can take advantage of super-cheap Sim only tariffs.

    See our Refurbished Mobiles guide for full information and tips.

  • If you don't get close to using your allowance of minutes, data and texts each month, you're essentially overpaying for your contract. Bust your limit, though, and the extra charges can be costly. To help you choose the correct tariff, check your actual past usage with Billmonitor, an online tool.

    Billmonitor* works for customers of EE, O2, Tesco Mobile, Three and Vodafone. It's not the most user-friendly site, but it gives a detailed bill analysis. It's also accredited by the communications regulator Ofcom and will analyse your last three months' bills to determine your average usage and suggest deals based on this.

    Don't overestimate how much data you need - most  use less than 3GB a month

    don't overestimate data usage

    And even though apps are becoming ever more data-hungry, don't fall for mobile firms pushing high-data deals.

    Try and choose a contract with a data allowance you actually need. Plus with free Wi-Fi readily available, you may find you actually use less now than you used to.

    In our last MSE poll on data use, to which almost 5,000 MSE users responded, only 10% actually used more than 10GB a month, while 68% used less than 3GB.

  • Selling your old mobile could help you recoup some of the cost of your new one. There are two ways you can do this:

    Flog your mobile for more

    There's huge demand for second-hand Samsung smartphones, so it's very much a seller's market. Perhaps unsurprisingly, eBay* should be your first port of call if you're willing to put in a bit of (virtual) legwork, as you'll usually see the highest returns.

    Flog your mobile in a hurry

    If you want a guaranteed amount of cash to put towards your next handset (or something else entirely), mobile recycling sites are an easy option.

    To save you the hassle, sites such as Compare My Mobile* and Sell My Mobile* compare how much each of the big players will offer for your old phone, whether it's working or broken. Usually you'll get a bit less than what you'd get if you listed the phone on eBay though.

    See our Sell Old Mobiles guide for full information. 

  • The quality of the signal you'll receive will depend on where you are. Across all the networks, big cities and towns should all have a decent 4G signal - while those in rural areas can struggle.

    All the networks have coverage checkers on their sites, but these tend to be optimistic. Ofcom's research into 4G constitutes the most up-to-date objective info we have on coverage – view its mobile checker to see what signal strength will be like in your area.

  • Accidents can and do happen. Because mobiles are worth so much these days, if you lose 'em, break 'em or have 'em nicked, it can be costly to replace them.

    phone insurance

    Insurers play on this fear with hefty prices and unnecessary cover. Yet you can get insurance for your Samsung Galaxy from £70/year. Read the full Mobile Phone Insurance guide for full info and best buys.

    If your phone's stolen...

    Report it to the police and let your network know as soon as possible. This is important to prevent unauthorised use of your service, and may also be critical for insurance claims.

    Watch out for auto-insurance

    Some retailers automatically add insurance to a mobile phone contract when you sign up online, regardless of whether you want it or not.

    This has stung quite a few MSE users, so be sure to read all the small print, thoroughly, before clicking the 'buy' button.

    These insurance policies are normally more expensive than standard insurance, and if there's no 'opt out' option – you must remember to cancel it as soon as you get your phone.

    If you cancel over the phone, ask the company to email you with confirmation of the cancellation, so you have it in writing too.

  • lock

    Losing your data, photos and contacts is a nightmare. Yet there are a number of easy ways to protect your mobile and data, many of which are free.

    Regardless of how expensive your phone is, the info you've got stored on it can also be mega-valuable, and it's a nightmare (and probably a lost cause) to retrieve contacts, photos, apps, games, messages after losing a handset.

    To beat this, free services can back up this crucial info before you lose it.

    Back up to the web

    This type of backup is becoming increasingly common. Plug in your phone to your computer and data is synced with a server, effectively saving it to be retrieved at a button push. Always check you know exactly which info is being stored, and if anything important is missed use a different route to save that.

    Take a look at this step-by-step guide on Samsung's site for how to back up data.

    There are also other free apps available such as Dropbox or Google Photos, whereby you can transfer content from your phone to the cloud - which can then be securely accessed from any device.

    Old school pen and paper route

    For all the fancy new technologies that promise to save you time, there's still a whole lot to be said for a pen and little address book. Just remember to update the book occasionally with new numbers, and not to 'put it somewhere safe', which vanishes from memory the next time you need it.

  • haggle for a better deal

    Haggling on monthly mobile phone contracts can slash the price you pay. If you have a contract deal and you're nearing the end of your fixed term, the network will be frantic to keep you, so it's the best time to haggle. Long-term customers have a better chance at success here.

    Our poll showed the best mobile providers to haggle with are Three and EE. See our Mobile Phone Haggling guide for help with getting a better deal. Bear in mind though it's usually harder to haggle on a contract for a new phone, particularly if you're after the latest model. 

  • It's often possible to grab extra cashback on top when you sign up for a mobile phone contract. To get it, you need to sign up via a specialist cashback website rather than directly with the network provider or mobile reseller. Cashback websites use affiliate links to generate revenue, so if they get paid when you sign up, you'll get paid.

    Unfortunately, this cash is never guaranteed, as sometimes cashback sites don't track deals in progress, so it's generally best to pick the right tariff first and view any cashback as an added extra. To find out more about how these sites can pay you, and how you can make the most of them, read the Top Cashback Sites guide.

    Retailer cashback. Don't confuse cashback sites with cashback you can get directly through a retailer, usually through redemption. This kind of cashback isn't straightforward, and can often require you to send several copies of your monthly bills on certain days.

    We usually steer clear of these deals, unless it's sent out automatically. 

Best Samsung Galaxy deals

Right now, traditional contracts offer some of the cheapest ways to get the newest handsets – but don't simply go direct. Via a mobile reseller, the SAME deal is often £100s less overall. So don't get stung by the big networks – buying in the right way can save you a fortune, so it's always worth checking what is out there.

Things to watch out for

  • Under regulator Ofcom's rules, mobile networks are permitted to increase your monthly tariff price at the rate of inflation each year, but only if their T&Cs state so before you sign up. Sadly all the major networks have such terms, including EE, O2, Three, Virgin Mobile and Vodafone.

    prices rise with inflation

    Changes are usually made in accordance with the Retail Prices Index (a measure of inflation) between February and April each year. Occasionally some firms will choose not to exercise this right, but this year we've so far seen price rise announcements from all of the biggies including EEVodafoneVirgin MobileO2 and Three.  

    If a provider hikes your monthly bill by more than the RPI – or hikes it if its T&Cs don't allow this – then you can leave your contract penalty-free.

  • Most providers will carry out a credit check, so if you tend to struggle getting credit, you may want to check your credit score before applying for a mobile contract.

    MoneySavingExpert.com's free Credit Club gives you your free Experian Credit Score and Credit Report. While it won't tell you for definite whether you'll pass a credit check for a contract, it will give you a general idea of whether you'll be seen as a good or bad credit risk.

    If you think you're unlikely to pass a credit check, or tried and were declined, it could be better to opt for an affordable handset and pair it with a pay-as-you-go Sim instead.

  • The deals you see here and on most comparison sites are geared towards new customers of the relevant network. If you're already with that network, even if your existing contract is up, and you try to get the deal then technically you'll be 'upgrading' rather than taking out a new contract, and you may have to pay more as a result.

    deals for new customers

    Of course, you can still get the deal if you take out a separate new contract. But if you do, frustratingly you won't be able to directly transfer your existing number across to your new phone.

    There is one possible way round this, though it's a bit of work. What you can do is get the deal on a separate new contract, and also get yourself a free pay-as-you-go Sim from a different network.

    Port your existing number across to the free pay-as-you-go Sim, then port it again to the new contract once it's been set up. To port your number over you'll need to request a porting authorisation code (PAC) from your provider.

  • The majority of phone contracts which include a handset are paid for monthly over a two-year period, meaning the handset is paid for at the end. Though the handset has been paid for, most providers continue to charge the same monthly price after the initial contract period is over, meaning you're effectively paying for the phone again.

    To avoid overpaying, make a note of your contract end date and diarise to contact your provider one month before it ends to give it notice, which means you're free to leave or change deal. If you're happy with your phone consider switching to a cheap Sim only deal or see our top tips for haggling a new deal.

Samsung Galaxy S10 Lite

128GB Galaxy S10 Lite with 5GB data: £30 upfront, then £20/mth

This deal for iD Mobile* newbies is the cheapest way we can find to get the latest Samsung Galaxy S10 Lite with a 5GB data allowance which is enough for most people. iD Mobile piggybacks off the Three network and you'll pay £29.99 upfront and then £19.99/mth, making it £509.75 over the two-year contract.

Allowance: 5GB data, unlimited minutes & texts
Upfront costs: £29.99
Monthly payment: £19.99 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £509.75 over the two years
Who can get it? New iD Mobile customers

  • Samsung's 'affordable' flagship smartphone

    • Operating system: Android 10.0
    • Processor: Qualcomm SM8150 Snapdragon 855
    • Screen/weight: 6.7in, 186g
    • Camera: 48MP (wide) + 12MP (ultrawide) + 5MP dedicated macro camera
    • Memory: 6GB and 8GB RAM options
    • Internal memory: 128GB which can be expanded with microSD card to 1TB
    • Colours: Black or Silver
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

Samsung Galaxy S20

128GB Galaxy S20 with 3GB data, unltd mins & texts: £366 upfront, then £20/mth

If you want the latest Samsung Galaxy S20, this deal for O2 newbies via BuyMobiles* is the cheapest way we could find to get it with enough data for most people. The latest phones are never MoneySaving and you'll need to pay a sizable £365.99 upfront, followed by £20/mth, making it £845.99 over the two-year contract.

Allowance: 3GB data, unlimited minutes & texts
Upfront costs: £365.99
Monthly payment: £20 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £845.99 over the two years
Who can get it? New customers to O2

  • Samsung's 2020 flagship smartphone

    • Operating system: Android 10 One UI 2.0
    • Processor: Qualcomm Snapdragon 865
    • Screen/weight: 6.2in, 163g
    • Camera: 12-64MP (rear), 10MP (front)
    • Memory: 12GB RAM
    • Internal memory: 128GB plus space for 1TB removable storage
    • Colours: White, black or green
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

Samsung Galaxy S20 5G

128GB Galaxy S20 (5G) with 5GB data, unltd mins & texts: £405 upfront, then £21/mth

If you want the latest Samsung Galaxy S20 with 5G capability, this deal for O2 newbies via MobilePhonesDirect* is the cheapest way we could find to get it with 5GB data which is enough for most people. The latest phones are never MoneySaving and you'll pay a premium for 5G capability. It's a hefty £404.99 upfront, followed by £21/mth over the two-year contract.

Allowance: 5GB data, unlimited minutes & texts
Upfront costs: £404.99
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £908.99 over the two years
Who can get it? New customers to O2

  • Samsung's 2020 flagship smartphone with 5G

    • Operating system: Android 10 One UI 2.0
    • Processor: Qualcomm Snapdragon 865
    • Screen/weight: 6.2in, 163g
    • Camera: 12-64MP (rear), 10MP (front)
    • Memory: 12GB RAM
    • Internal memory: 128GB plus space for 1TB removable storage
    • Colours: White, black or green
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

Samsung Galaxy S10

128GB Galaxy S10 with 5GB data, unltd mins & texts: £175 upfront, then £21/mth  

If you want the Samsung Galaxy S10, this deal for EE newbies via Affordable Mobiles* is the cheapest way we could find to get it. It comes with 4GB/mth data which is enough for most people. You'll pay £175 upfront and then £21/mth, making it £679 over the two-year contract.

Allowance: 4GB data, unlimited minutes & texts
Upfront costs: £175
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £679 over the two years
Who can get it? New customers to EE

  • Samsung's 2019 flagship smartphone

    • Operating system: Android 9.0 (Pie)
    • Processor: Octa-core Exynos 8nm
    • Screen/weight: 6.1in, 157g
    • Camera: 12-16MP (rear), 10MP (front)
    • Memory: 8GB RAM
    • Internal memory: 128GB and 512GB options, plus space for 512GB removable storage
    • Colours: White, black or green
  • You'll be credit-checked – see our Credit Scores guide for full information and help.