1. MoneySavingExpert.com
  2. Site
Skip to content of guide

In this guide

Tip Email

FREE Weekly MoneySaving email 

For all the latest deals, guides and loopholes simply sign up today - it’s spam free!

FAQs Privacy Past Emails Unsubscribe

Tools & Calculators

Nifty gadgets, gizmos and apps to slash your bills

Skip to content of guide

In this guide

Credit cards and loans

Credit Card Eligibility Calculator
Find your odds of getting top cards
 

Loans Eligibility Calculator 
Find which loans you're most likely to be accepted for 

Credit Club
 Turbo-boost your credit chances

Minimum Repayments Calculator 
 How long will it take to pay your card(s) off if you only make the minimum payment?

Personal Loans Calculator
Help to work out the cost of a loan, plus whether you can save by switching 

Loan Switching Calculator
Is it worth switching to a cheaper loan?

Household bills

Broadband Unbundled
Compare broadband, phone line & TV deals to create your perfect package

Cheap Mobile Finder
Easily compare the top mobile and Sim-only deals

Cheap Energy Club
Compare the latest energy deals and get cashback when you switch

Energy Price Cap Calculator
Enter your usage, and find out how much you'll pay under the Price Cap

Is My Energy Direct Debit Right? Calculator
Work out what your direct debit should be under the Energy Price Cap

Should you fix energy? Calculator
Compare fixed tariff offers against your Price-Capped standard tariff

Banking and savings

The Savings Calculator
How much will you earn on your savings or how long will it take to hit your goal?

The Regular Savings Calculator 
Work out what you'll earn from a regular savings account

Premium Bond Probability Calculator
Predicts your real chances of winning

Are Your Savings Safe? 
 Shows which banks are linked so your savings are always protected

Should I Ditch My Fixed Cash ISA? Calculator 
Should you pay the interest penalty to leave your fixed ISA early to move it to a higher rate?

Car Finance Reclaim Tool
Helps you generate an email to complain about 'hidden' car finance commission

Shopping and deals

Local eBay Deals Mapper
Find hidden discounts near you
 

The Demotivator 
How much does a daily coffee or smoking really cost you?

The Amazon Warehouse Discount Finder
Find the biggest discounts in Amazon's 'hidden' bargain Warehouse

The DemoHOHOtivator
Same as the Demotivator, but with a Christmas Day countdown!

Income and budgeting

Income Tax Calculator
How much will you take home?
 

Tax Code Calculator
Find out if your tax code is correct
 

10-minute Benefit Check-up
Find out what benefits & tax credits you're entitled to

State Pension Top-up Calculator
How much it would cost to buy extra National Insurance contributions

Mortgages and homes

Mortgage Best Buys
 Compare mortgages to find your top home loan

Ultimate Mortgage Calculator
Calcs for rates, overpayments, fixes and much more

Stamp Duty Calculator
Find out the tax payable when buying a home 

Council Tax Rebanding Calculator
What was your home really worth in 1991?

Mortgage Charter Support Calculator
Work out what your repayments'll be if you go interest-only or extend your mortgage term

Travel

TravelMoneyMax
Compare exchange rates for your holiday money

Travel Insurance Comparison
Find the cheapest annual and single trip deals for under 65s

Overseas Spending Cards Checker
How much does your debit or credit card charge abroad?

Train Season Ticket Calculator
Are flexi or daily train tickets cheaper than a season ticket?

Insurance

Car Insurance Compare+
Get a car insurance quote, plus tips & tricks to make it cheaper

Car Insurance Job Picker
Cut your motoring costs by tweaking your job description

Travel Insurance Comparison 
Find the cheapest annual and single trip deals for under 65s

Students

University Parental Contribution Calculator 
Work out how much you're expected to give kids for uni this year

'How much to save for kids' uni costs?' calc 
Work out how much to put aside each month for kids going to uni in future

Share this guide

Spotted out of date info/broken links? Email: brokenlink@moneysavingexpert.com

MSE tools & calculators

Clever ways to calculate your finances 

Credit Card Eligibility

See which cards are likely to accept you

Tool

Loans Eligibility

See which loans you've the best chance of getting

Tool

MSE App

Get MSE on your Apple or Android phone

Tool

Broadband Unbundled

Compare broadband deals & save

Tool

Mortgage best buys

Compares thousands of mortgages

Tool

Mortgage Calculator

Eight calcs for all your mortgage sums

Tool
Tools and calculators

What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.

You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.

MoneySavingExpert.com Limited is an appointed representative of MONY Group Financial Limited. MONY Group Financial Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MONY Group PLC and MONY Group Financial Limited (registered in England No. 3157344) is MONY Group House, St. David's Park, Ewloe, Chester, CH5 3UZ.