Your browser isn't supported

It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Internet Explorer

Mozilla Firefox

The MoneySaving Forum: join to chat & swap tips with other MoneySavers. Learn how in the Forum Introduction Guide

Tools & Calculators

Nifty gadgets, gizmos and apps to slash your bills

Credit cards & loans

Credit Card Eligibility Calculator

Shows which top cards you're most likely to get & protects your credit score
Credit Club

Turbo-boost your credit chances
Loans Eligibility Calculator

Shows which top loans you're most likely to get & protects your credit score
Student Loans Calculator

What'll you really repay for tuition fees & maintenance?
Minimum Repayments Calculator

How long will it take to pay off if you only make the minimum credit card payments?

Utilities � energy, phones & mobiles

Banking & savings

Shopping & deals

Income, tax & benefits

Mortgages and homes

Holidays and travel

Insurance

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).
We often link to other websites, but we can't be responsible for their content.
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

Please read the Full Terms & Conditions, Privacy Policy, Cookies Q&A, How this site is financed and MSE's Editorial Code.

More tools from MoneySavingExpert

Premium Bonds Calculator

Unique tool uses probability to estimate winnings.

eBay Local Deals Mapper

Find cheap pick-up only items near you - they often attract fewer bids.

Credit Club

Turbo boost your credit chances and get your free Experian credit report.

Credit Card & Loans Eligibility Calculator

Shows which top cards you're most likely to get.

Cheap Energy Club

Finds your cheapest energy & monitors to let you know when to switch again.

Compare Travel Money

Our TravelMoneyMax tool compares 30+ bureaux to max your holiday cash.

Compare Broadband Deals

Our Broadband Unbundled tool finds the cheapest broadband, phone and TV.

Income Tax Calculator

Find out how much income you keep and how much the taxman takes

Get Our Free Money Tips Email!

For all the latest deals, guides and loopholes - join the 12m who get it. Don't miss out