Banking & Savings

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Top Savings Accounts

Top Savings Accounts

1.5% easy access or up to 2.65% fixed

Banks are battling for your cash with many increasing their interest rates in a bid to move up the best buy tables.…
Best Children's Savings

Best Children's Savings

Teach your kids to save at up to 4.5% interest

Children can earn up to 4.5% on their savings – yet many have cash in accounts that…
Regular Savings Accounts

Regular Savings Accounts

Earn up to 5% on your savings

Believe it or not, it's possible to earn 5% interest on savings tax-free. Regular…
App-based banking

App-based banking

Top current account & savings apps incl up to 5% interest

There's now a wave of banking and savings apps which give you a helping hand with budgeting, saving and managing your cash in a way traditional banks don't – though the biggies are starting to catch up. If you're not smartphone-savvy or you prefer banking in a branch, see Best Bank Accounts instead.
How to Start Saving

How to Start Saving

Get max interest from every penny

Want to start saving but don't know where to start? Our Savings Fountain shows you where to stash your cash first, helping you maximise the interest you earn.
Repay Debts or Save?

Repay Debts or Save?

How to protect and max your cash

Those with debts AND savings are seriously overspending but the solution is simple. Pay the debts off, possibly even including your mortgage, before you save. Forget the old ‘must have an emergency savings fund' logic as getting rid of debts beats that too.
Bank savings loophole

Bank savings loophole

Bank savings loophole

It's a twist from tradition but a few current accounts, in their yearning to get you to switch, pay decent savings interest as loss leaders (though most rates aren't as good as they used to be). But take advantage and you could still earn up to 5%. If you've a large amount of cash to save, a couple with £79,000 can combine accounts to average just over 2% – almost double the standard easy-access account rate available now, and four times the Bank of England base rate.
Financial Advisers

Financial Advisers

Picking & paying for an IFA

Taking financial advice is going to cost you. But when it comes to making life-changing financial decisions, it might save you money in the long run.
Peer-to-Peer Lending

Peer-to-Peer Lending

Get £100 cashback on 3%-ish

Peer-to-peer lending firms such as Zopa, Funding Circle and Ratesetter can let you earn a big 6%+, but even the regulator is worried people jump in without knowing the risks. We run through the risks and what's being done to minimise them, and how the main players stack up.
Child Trust Funds

Child Trust Funds

Should you switch to a junior ISA?

Child Trust Funds (CTFs) are defunct tax-free savings products, but the six million original accounts can be converted into more competitive junior ISAs – and the first children eligible for the funds are now old enough to manage their account themselves.
Supermarket Xmas Boost

Supermarket Xmas Boost

Earn a year's interest (up to 6%) in a day

Many supermarkets urge you to save for up to 6% bonuses in their (not UK-protected) savings-stamps schemes.
Fund need-to-knows

Fund need-to-knows

The cheapest way to buy, sell and hold

Investing in funds is one of the most popular ways to start investing for beginners. There's risk involved, but with savings rates in the toilet, get it right and you could max your cash.
Personal Savings Allowance

Personal Savings Allowance

Earn up to £1,000 savings interest tax-free

Since April 2016, your savings interest has been paid to you tax-free, and 95% of UK adults no longer pay tax on it – the biggest shake-up for a generation.
Are Your Savings Safe?

Are Your Savings Safe?

Full guide to protecting your cash

The panic over the collapse of Northern Rock, Bradford & Bingley, Icelandic banks and others may seem a distant memory, yet every sensible saver needs to remember the lessons and ask "Are my savings safe?"
Tax-free savings & the starting savings rate

Tax-free savings & the starting savings rate

If you're a low earner, then since April 2015 you've been able to register to earn savings interest without paying any tax on it. This is different to the personal savings allowance – though it complements it – but how this starting savings rate works in practice, and who qualifies, is a bit more complex...

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Banking & Savings News

TSB crashes to the bottom of our customer service poll - check how well your bank did

TSB crashes to the bottom of our customer service poll - check how well your bank did

31 August 2018
New TSB blunder as customers receive apology letters addressed to others

New TSB blunder as customers receive apology letters addressed to others

31 May 2018
Barclays offers switchers double rewards for a year

Barclays offers switchers double rewards for a year

1 May 2018