Savings

Guides and tools to help you find the accounts that'll pay most interest

Top cash ISAs 2024/25

A cash ISA is just a savings account where you'll never pay tax on the interest – and in the…

Top Lifetime ISAs

How they work, if they're right for you, how you get the bonus and best buys

Help to Save

The Help to Save scheme gives low-income earners claiming Universal Credit or Working Tax Credit…

Top children's savings accounts

Some children's savings accounts offer comparable or even better rates than adult accounts.…

Regular savings accounts

If you save little and often, regular savings accounts can offer top rates

The Savings Calculator

Calculate interest and how long to reach savings goals

Top junior ISAs

Junior ISAs (JISAs) let you save or invest up to £9,000 in the 2024/25 tax year, with the cash…

Premium Bonds

Line up everyone with £1,000 worth of Premium Bonds in order of their year's winnings, and…

Are my savings safe?

Back in 2008 we saw banks collapse and others bailed out by the taxpayer. Although things have…

Regular Savings Calculator

Work out what interest you'll earn from regular savings

Child Trust Funds - Should you transfer to a junior ISA?

Child Trust Funds (CTFs) were offered to most children born between 2002 and 2011. They're…

Should I move my Help to Buy ISA in to a Lifetime ISA?

Which is better, the Help to Buy ISA (H2B ISA) or the Lifetime ISA (LISA)? I'm asked this all…

NS&I Green Savings Bond - get 3% over three years

The Green Savings Bond is a three-year fixed savings account that uses savers cash to fund…

Personal savings allowance

Find out how much you can earn on savings before paying tax

Joint savings accounts

What you need to know about opening a savings account with someone else

Help to Buy ISAs

Help to Buy ISAs are now closed to new applicants, but what you need to know if you have one

Interest rates

Interest rates indicate the price at which you can borrow money. It can get seriously complicated,…

Premium Bonds Calculator

Find out what you're likely to win

Robo-investment cashback deals

Robo-funds are far simpler than normal investing, but you're tied to a 'portfolio' of funds.…

Repay debts or save?

Those with loans or credit cards AND savings are seriously overspending but the solution could…

Flexible cash ISAs

You may have noticed when looking for an ISA that some banks offer ‘flexible’ ISAs, and…

Supermarket Christmas boost

Many supermarkets urge you to save for bonuses in their savings schemes year-round – though…

Automatic savings apps

An autosaving app uses clever tech to work out what you can afford to save, then automatically…

Which bank is best if you have power of attorney?

If you have Power of Attorney and manage somebody else's finances, choosing the best bank for…

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A savings account is basically just a place to put cash in to earn interest and save for the future. Some accounts are variable rates with easy access while others are fixed where access to your money is restricted. We also look at the halfway-house of notice account. But don't just go for the headline-screaming highest rate without first examining how it works, if there are any catches and what the alternatives are. We guide you through the top savings accounts, children’s savings accounts, app-based savings accounts and regular savings accounts. If you need information on how to start saving money our guide explains the ins and outs of where to start and how to maximise the interest you earn.