Ever been given a different rate to the credit applied for?
Poll Started 03 November 2009: Ever been given a different rate to the credit applied for? When you apply for a loan or credit card have you ever experienced being accepted, but being given a higher rate that the one you applied for (or a different card entirely)? There’s currently a parliamentary investigation into this issue; see the flawed credit system MSE News story. In the last three years have you ever been given a higher rate than you applied for?
Poll Started 03 November 2009:
Ever been given a different rate to the credit applied for?
When you apply for a loan or credit card have you ever experienced being accepted, but being given a higher rate that the one you applied for (or a different card entirely)?
There’s currently a parliamentary investigation into this issue; see the flawed credit system MSE News story.
In the last three years have you ever been given a higher rate than you applied for?
Results
| A. Yes - on many occasions. |  |
942 votes (25 %) |
| B. Yes - once or twice. | |
1,208 votes (32 %) |
| C. No - usually been rejected. | |
137 votes (4 %) |
| D. No - usually been given the correct rate. | |
853 votes (23 %) |
| E. I haven't applied for a loan/card. | |
586 votes (16 %) |
3,726 votes received.
We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.
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