Do you have credit cards and how do you use them?

Do you have credit cards and how do you use them?

It’s the New Year, and the time when most debt problems are at their worst. This week we want to focus on plastic, meaning credit (and store) cards, and are interested to know how you use them.

Which of these is closest to your credit card situation?




Results

I'm female and aged under 25 (254 votes)
I don’t have any credit cards 60 votes (24%)
I have a credit card/cards but never use it/them 14 votes (6%)
I have a credit card/cards but always repay it/them in full each month 108 votes (43%)
I have a credit card/cards and mostly repay it/them in full each month 25 votes (10%)
I have a credit card/cards and rarely repay it/them in full each month 18 votes (7%)
I have a credit card/cards and never repay it/them in full each month 29 votes (11%)
I'm female and aged 25 to 34 (1455 votes)
I don’t have any credit cards 117 votes (8%)
I have a credit card/cards but never use it/them 68 votes (5%)
I have a credit card/cards but always repay it/them in full each month 716 votes (49%)
I have a credit card/cards and mostly repay it/them in full each month 210 votes (14%)
I have a credit card/cards and rarely repay it/them in full each month 116 votes (8%)
I have a credit card/cards and never repay it/them in full each month 228 votes (16%)
I'm female and aged 35 to 49 (2656 votes)
I don’t have any credit cards 153 votes (6%)
I have a credit card/cards but never use it/them 97 votes (4%)
I have a credit card/cards but always repay it/them in full each month 1607 votes (61%)
I have a credit card/cards and mostly repay it/them in full each month 226 votes (9%)
I have a credit card/cards and rarely repay it/them in full each month 185 votes (7%)
I have a credit card/cards and never repay it/them in full each month 388 votes (15%)
I'm female and aged 50 to 64 (3137 votes)
I don’t have any credit cards 113 votes (4%)
I have a credit card/cards but never use it/them 63 votes (2%)
I have a credit card/cards but always repay it/them in full each month 2506 votes (80%)
I have a credit card/cards and mostly repay it/them in full each month 168 votes (5%)
I have a credit card/cards and rarely repay it/them in full each month 99 votes (3%)
I have a credit card/cards and never repay it/them in full each month 188 votes (6%)
I'm female and aged 65+ (1433 votes)
I don’t have any credit cards 29 votes (2%)
I have a credit card/cards but never use it/them 15 votes (1%)
I have a credit card/cards but always repay it/them in full each month 1284 votes (90%)
I have a credit card/cards and mostly repay it/them in full each month 54 votes (4%)
I have a credit card/cards and rarely repay it/them in full each month 22 votes (2%)
I have a credit card/cards and never repay it/them in full each month 29 votes (2%)
I'm male and aged under 25 (271 votes)
I don’t have any credit cards 42 votes (15%)
I have a credit card/cards but never use it/them 14 votes (5%)
I have a credit card/cards but always repay it/them in full each month 154 votes (57%)
I have a credit card/cards and mostly repay it/them in full each month 19 votes (7%)
I have a credit card/cards and rarely repay it/them in full each month 18 votes (7%)
I have a credit card/cards and never repay it/them in full each month 24 votes (9%)
I'm male and aged 25 to 34 (1171 votes)
I don’t have any credit cards 73 votes (6%)
I have a credit card/cards but never use it/them 34 votes (3%)
I have a credit card/cards but always repay it/them in full each month 713 votes (61%)
I have a credit card/cards and mostly repay it/them in full each month 132 votes (11%)
I have a credit card/cards and rarely repay it/them in full each month 94 votes (8%)
I have a credit card/cards and never repay it/them in full each month 125 votes (11%)
I'm male and aged 35 to 49 (1515 votes)
I don’t have any credit cards 68 votes (4%)
I have a credit card/cards but never use it/them 34 votes (2%)
I have a credit card/cards but always repay it/them in full each month 1019 votes (67%)
I have a credit card/cards and mostly repay it/them in full each month 150 votes (10%)
I have a credit card/cards and rarely repay it/them in full each month 82 votes (5%)
I have a credit card/cards and never repay it/them in full each month 162 votes (11%)
I'm male and aged 50 to 64 (1638 votes)
I don’t have any credit cards 63 votes (4%)
I have a credit card/cards but never use it/them 30 votes (2%)
I have a credit card/cards but always repay it/them in full each month 1331 votes (81%)
I have a credit card/cards and mostly repay it/them in full each month 97 votes (6%)
I have a credit card/cards and rarely repay it/them in full each month 37 votes (2%)
I have a credit card/cards and never repay it/them in full each month 80 votes (5%)
I'm male and aged 65+ (1529 votes)
I don’t have any credit cards 35 votes (2%)
I have a credit card/cards but never use it/them 29 votes (2%)
I have a credit card/cards but always repay it/them in full each month 1372 votes (90%)
I have a credit card/cards and mostly repay it/them in full each month 44 votes (3%)
I have a credit card/cards and rarely repay it/them in full each month 19 votes (1%)
I have a credit card/cards and never repay it/them in full each month 30 votes (2%)

                   15,059 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.