MoneySavingExpert.com homepage
Cutting your costs, fighting your corner
Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert
Search bar closed.
msepolls-light-pink

Do you use credit cards?

28 September 2021

Credit cards are like fire. Used right and they're a useful tool, but get it wrong and they burn. Plus, with less than 100 days 'til Christmas it's a chance to bag free points or cashback on spending you'd do anyway. So this week, we want to know if you have a credit card and if you do, how much debt – at 0% or otherwise – do you have on it?

Credit cards are like fire. Used right they're a useful tool, but get it wrong and they burn. Many use them to collect points or cashback on spending they'd do anyway, but for others they're just another debt that needs to be paid. So this week, we want to know if you have a credit card and if so, whether you've debt on it and how much?

MSE Forum

Go to the MSE Forum

Forum image
Tools and calculators

Clever ways to calculate your finances

Find your odds of getting top cards
Find your odds for getting a cheap loan
Compare broadband, phone & TV deals
Compares thousands of mortgages
Eight calcs to help you work out the cost
We ensure you’re on the cheapest tariff