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What is it appropriate to borrow for?

The financial impact of the pandemic has left many needing to borrow more to make ends meet. This week, we want to know if it has also changed attitudes about when it's right or wrong to borrow.

We've listed 21 options and want to know which you feel is appropriate to borrow for, or if it's appropriate to borrow at all. We've included some disguised lending, such as paying for your mobile phone or car insurance monthly – in effect a loan.