When did you last check your credit report?

When did you last check your credit report?

Your credit report can strongly influence whether you get a particular mortgage, credit card deal, mobile phone contract or cheap energy tariff, and sometimes even the rate you're given.

Even a small error held on your report by the three main credit reference agencies – Experian, Equifax or TransUnion – can cause havoc, but when did you last check yours?

(If you want to find out how to check your report, see our Credit reports guide).