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10 months 0% on purchases and balance transfers
Finally a card company has come out and beaten the PC World Marbles cards 9-month offer. Correctly configured RBS Advanta new online U card offer 10 months interest free on purchases and balance transfers – the longest we've ever seen.
This card is only the RBS Advanta U card not the RBS Advanta card. It is a configurable card, which means you can set it up as you like with seventy-five combinations of interest rate and rewards. As I explain in the credit card cashback article I don't think configurability is worthwhile for credit cards.
However at one extreme this card has a great option. To get the 10 months 0% you need to opt for no reward scheme and a standard rate of 15.9%. Neither of these are a problem, as if you want rewards other cards beat it and if you want a low standard rate other cards beat it too. Therefore the only reason to pick this card is for this 10 month 0% option.
To get it go to www.rbsadvanta.co.uk - however do check it's the U card not the standard card you're choosing.
20 Free Text Messages a day
www.textstream.co.uk offers 20 free text messages a day from the internet. This is £2 worth a day - £700 a year. Of course you lose the flexibility of being able to text on the move, yet for texting from home it's a very useful system. Be prepared to have a line of advertising attached to the end of your message though.
A couple of tips for sending texts from the internet.
- Always sign your name. The messages don't come from your phone, so the number doesn't appear on the message. Let people know it is you who sent them
- People cannot immediately reply. As your number doesn't appear, it isn't possible for people to simply reply and send a message back to you.
- Queueing. Sometimes messages via the internet take longer as they need to be queued on very bad days this can take hours.
Multi-region DVD player £60
Richer sounds has cut the cost of the Accoustic Solutions DVD 321 (and it's a new slimline version), my past deal for the UK's cheapest multi-region player. It now costs £59.95 for the multi-region and £49.95 for the single region. For the text of the old deal go DVD Player Deal
If you have a question
That's it for this money tips – if you have any questions are suggestions then just go to Chat post them there and I will attempt to answer them.
Martin
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