
MSE's weekly round-up
Beat 30% Price Cap rise, grab up to £500 in credit card freebies, bag a Boots beauty bargain & more
Welcome to the hottest MoneySavingExpert.com content from the past week! We've picked a selection of our best tips, top deals and news-you-can-use, plus the latest from Martin, and packaged it in a quickfire bite-sized format. Here's what you need to know from this week.
The week in brief...
Catch up on this week's MoneySaving highlights, with the full round-up below:
Cut energy costs, time festive shopping for big bargains & get up to £500 in credit card perks – this week's Money Tips email
Bag £358 of beauty products for £90, grab a Christmas tree fir less & get up to 50% off Hot Diamonds
Heating on all day or just when needed? Martin has an answer
Home energy upgrades planned? Government scheme cuts borrowing costs
Earn extra cash with a side hustle? Check whether you need to pay tax with rules changing
Top comps, are Blue Light Cards worth it? and cinema snack tactics – this week in the MSE Forum
MSE's Money Tips email: Beat 30% Energy Price Cap hike, cut Christmas costs, get up to £500 in credit card freebies & more

Highlights from this week's email include...
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Is your home wasting energy – and cash? Compare cheap fixes to avoid January's nearly 30% Price Cap hike, then use our 21 tips to boost your home's energy-efficiency.
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The MSE Christmas Deals Predictor is BACK. There's snow need to guess when to shop – we forecast the biggest deals so you can buy presents at their cheapest.
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Get up to £500 in credit card perks. To get this you need to spend £3,000 in the first three months, on the American Express Preferred Rewards Gold credit card. Always repay IN FULL each month.
Deals of the week: Bag big beauty savings, rock around the HALF-PRICE Christmas tree & get up to 50% off Hot Diamonds
Here are just some of the week's top deals...
Bag £358 of beauty for £90. Boots' 24-item beauty box (reviewed by MSE Olivia) features products from Fenty, Estée Lauder, Ole Henriksen and more.
Get a Christmas tree for less dough-ho-ho. Tesco's real trees are 50% off with a Clubcard, until Tuesday 15 December or while stocks last.
Use three Hot Diamonds codes for big savings. Get 40% off full-price items, an extra 50% off outlet stock and free standard delivery until 11.59pm on Tuesday 17 November at the online jewellery store.
BROWSE MORE MSE DEALS & FREEBIES
The latest from Martin Lewis: Why there's no single best home-heating approach
It's a question we often hear: is it cheaper to leave the heating on low throughout the day or only use it when needed?
MoneySavingExpert.com founder Martin Lewis – with help from an energy professor and a heating engineer – explains why the answer depends, and how to work out which may be better for your home.
Key MSE News: Virgin Media email is closing – switch for FREE & save your data
Virgin Media is ending its free email service, affecting addresses including @virginmedia.com, @ntlworld.com, @blueyonder.co.uk and @virgin.net.
Virgin Media will email you about your account closing, and then you'll have 45 days to decide whether you want to move to a PAID replacement service, Junara. However, you DON'T need to pay for this, with many other free providers available. We take you through what to do...
What's new on MSE: Planning home energy upgrades? New government scheme can lower borrowing costs
The aim of the UK-wide Warm Homes Loan Scheme is to make it cheaper for you to borrow for home energy upgrades, including solar panels, batteries and heat pumps. Some participating lenders offer interest-free loans, and our new guide highlights some of the most competitive options available.
Bear in mind that these are loans, not grants, so you'll need to pass credit and affordability checks and repay what you borrow.
From our social channels: Earning extra cash? Check whether you need to tell the tax office
You can currently earn £1,000 a year tax-free from a side hustle, but, as our social post explains, the tax-free trading allowance will rise to £3,000 from April 2027.
Our guide explains what counts as trading, how the rules work and how to declare your earnings.
And finally, from the MSE Forum: Top comps, are Blue Light Cards worth it? and a popcorn poll
Highlights from the MSE Forum this week include...
It's Competition Time! Here are just some prizes in this week's top FREE-TO-ENTER comps:
Blue Light Cards: do the savings stack up? Forumites discuss whether the discount card is worth it for eligible workers.
Poll: What's your cinema snack strategy? Buy when you're there, bring your own, just stick to the film or something else? Let us know.














