Experian follows TransUnion's move to include buy now, pay later data in customer credit files - here's how it might impact your credit score
Experian has become the second credit reference agency (CRA) after TransUnion to include buy now, pay later (BNPL) data in customer credit files, MoneySavingExpert.com can reveal.
4 March 2022
Zopa launches new credit-scoring tool
Peer-to-peer lender Zopa has launched a new free credit-scoring tool
16 October 2019
Equifax fined £500,000 for failing to protect customer data
Credit reference agency Equifax has been fined £500,000 following an investigation into a hack last year, which compromised more than 15 million UK customer records
20 September 2018
Got an Equifax letter saying you were hacked? The helpline's struggling - here's what to do
Almost 700,000 British victims of the Equifax hack are receiving letters offering free identity protection
1 November 2017
Millions of UK records hit by Equifax hack
More than 15 million British records were compromised by a hack earlier this year, Equifax has admitted
11 October 2017
Massive Equifax data breach - what you need to know
Credit report heavyweight Equifax has warned that millions may have had personal details stolen as part of a breach
12 September 2017
Are you financially attractive?
Test whether your credit history is good enough to turn lenders on
2 March 2016
Experian shakes up how it calculates credit scores: what it means
Experian has shaken up the way it calculates people's credit scores meaning many suddenly dropped or increased
20 November 2015
15 things you need to know about credit scoring
Boost your credit score for mortgages, cards, energy bills, mobiles and more
24 June 2015
Beware split tariff mobile contracts if you're about to apply for credit
If you're planning to buy a latest model phone from O2, be aware that you'll actually be taking out a loan
17 October 2014
Martin's mortgage and savings help
As the UK base rate hits 1.25%
New. Bag FREE £150 at Amazon
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Martin: 'Oh shoot!'
Latest energy price cap prediction's UP 51%
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24 June 2022Free lateral flow tests in Wales will continue to be available for people showing Covid symptoms up until 30 July.
24 June 2022Private car park operators in England, Scotland and Wales will no longer be able to set fines above £50 in the majority of circumstances, under new rules set out by the Government.
You've got 100 days to use paper £20 and £50 notes before they become unusable - so check your pockets and down the back of sofas now23 June 2022Time is running out to check down the back of your sofa for any soon-to-be-discontinued paper £20 and £50 notes. There are only 100 days left before they become invalid but the latest figures from the Bank of England show there are almost £15 billion-worth of notes still around.
New Government-backed interest-free loan scheme to be rolled out across the UK from September – here’s how it works23 June 2022Vulnerable people who have been rejected from borrowing will apply to apply for a one-off no interest loan scheme (NILs) from September. The scheme aims to reach 20,000 struggling to pay off debt, with them being able to borrow anything from £100 to £2,000 – here’s how it’ll work.
Barclays to shut a further 15 bank branches this year - check if yours is closing and what your options are23 June 2022Barclays has announced another round of bank branch closures, with 15 more outlets set to shut by the end of the year. The latest closures mean Barclays will close 55 branches by the end of the year. Below we list the branches disappearing and what the alternatives are if you still want face-to-face banking.
17 June 2022It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.
26 May 2022With the announcement of the Government's energy cost of living plans due out at lunchtime. I thought I'd speedily bash out a note down of what (from memory) I'd asked the Chancellor for when we spoke on Monday - and the other general suggestions I've been making.
24 May 2022Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016.
6 May 2022I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way.
Clever ways to calculate your finances