Mortgage exit fees
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%.
26 September 2023
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Fixing your mortgage for 10 years or more is now CHEAPER than a two-year fix – but should you lock in your mortgage rate for the long term?
Fixing your mortgage rate for 10 years is now significantly cheaper than two and five-year deals – even the UK's only 25-year fix has a lower rate than the top two-year fix.
11 July 2023
Fixed mortgage rates rising as inflation higher than expected – here's what's happening and why you might want to consider fixing now
While no-one has a crystal ball, experts believe fixed mortgage rates are likely to continue increasing while inflation remains high.
31 May 2023
Skipton launches UK's first 100% no-deposit mortgage since 2008 – which Martin Lewis says could be a 'sensible' option for some renters
Renters struggling to save for a deposit can now get a 100% mortgage from Skipton Building Society. It's the first no-deposit deal – that doesn't require a guarantor's backing – to launch in the UK since 2008.
9 May 2023
Fixed mortgage deals get cheaper – now from 3.8% despite base rate rise – so should you fix?
Lenders are still cutting interest rates on fixed mortgages despite the base rate continuing to rise. It means a significant gap has opened between the best fixes and variable deals.
6 April 2023
Martin Lewis: Warning - fix your mortgage if you want certainty but you could end up paying more than you need to
Planning to fix your mortgage? You might want to wait a little while longer before doing so as you could end up paying more than you need to. That's the warning MoneySavingExpert.com founder Martin Lewis gave in the opening episode of the new series of ITV's The Martin Lewis Money Show Live.
20 October 2022
Thinking about fixing your mortgage for 10 years or longer? Here are the pros and cons
Fixing for a decade can be done for as little as 3.33% right now and is becoming more appealing as the Bank of England base rate continues to rise. But there are pros and cons to doing so - here's what to watch out for.
8 July 2022
First ever sub-1% five-year mortgage fix launched by Nationwide – check if you can take advantage of record low rates
Nationwide's deal is another reminder of the fierce competition between lenders – there's no better time to check if you could save £1,000s on your mortgage
21 July 2021
Martin Lewis: 'Mortgage rates drop below 1% – check urgently if you can switch & save £1,000s'
New mortgage deals are at their LOWEST EVER rates, with two-year fixes down to 0.95% and five-year fixes at 1.17% (though in some cases they load the cost in the form of hefty fees). That means huge savings are possible for some.
16 June 2021
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3 October 2023
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Lycamobile users face service disruption following a cyber-attack – here's what you need to know
4 October 2023![]()
Some Lycamobile customers have been unable to make or receive calls or top-up their pay-as-you-go accounts after the Sim-only mobile provider confirmed it had been hit by a cyber-attack. -
Asda shopper? Christmas delivery slots open from 3 October – here's what you need to know
4 October 2023![]()
If you're planning to buy your Christmas food shop from Asda, get ready to bag your delivery slot as bookings open from 3 October for delivery pass customers, while all shoppers will get access from next 10 October. -
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
3 October 2023![]()
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime. -
E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
2 October 2023![]()
E.on Next is launching a new support scheme for some of its existing customers on low incomes or with medical needs. -
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
29 September 2023![]()
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter.
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Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023![]()
The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.
Clever ways to calculate your finances
