MoneySavingExpert.com homepage
Cutting your costs, fighting your corner
Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert
Search bar closed.
vote-grey

Do you check your credit files?

9 July 2007

Poll started 10 July 2007. Credit reference agencies know a huge amount about us; and the info held informs almost every financial product application we make. One small error can cause havoc. There are three reference agencies Callcredit, Equifax and Experian. So how often do you check? Which is the nearest to your situation? IMPORTANT WARNING!. It's important to check your files, for more info, after voting, read your credit rating: check for free and improve it

pollDefault.jpg

Poll started 10 July 2007.

Credit reference agencies know a huge amount about us; and the info held informs almost every financial product application we make. One small error can cause havoc.

There are three reference agencies Callcredit, Equifax and Experian. So how often do you check? Which is the nearest to your situation?

IMPORTANT WARNING!. It's important to check your files, for more info, after voting, read your credit rating: check for free and improve it

Results

A. All'n'Often. I check the 3 agencies annually. 143 votes (3 %)
B. Often but not all. I check one agency a year 312 votes (6 %)
C. Occasionally. I've checked all 3 over the last few years 218 votes (4 %)
D. Rarely. I've only ever checked once or twice 1,311 votes (27 %)
E. Never. I've never checked my files 2,887 votes (59 %)

                   4,871 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.

MSE Forum

Discuss this poll

Forum image
Tools and calculators

Clever ways to calculate your finances

Find your odds of getting top cards
Find your odds for getting a cheap loan
Compare broadband, phone & TV deals
Compares thousands of mortgages
Eight calcs to help you work out the cost
We ensure you’re on the cheapest tariff