Do you check your credit files?
In the last five years, credit checking has become far more important. It decides whether you get mortgages, contract mobiles, credit cards, even whether you can pay for energy the cheapest way. One small error on your files, which are held at Callcredit, Equifax and Experian, can cause havoc. So how often do you check? Which is the nearest to your situation? PS. For help, see how to boost your credit score.
In the last five years, credit checking has become far more important. It decides whether you get mortgages, contract mobiles, credit cards, even whether you can pay for energy the cheapest way.
One small error on your files, which are held at Callcredit, Equifax and Experian, can cause havoc.
So how often do you check? Which is the nearest to your situation?
PS. For help, see how to boost your credit score.
Results
| I check ALL three agencies annually |  |
687 votes (9 %) |
| I check infrequently, once or twice in the last few years | |
1,738 votes (22 %) |
| I check my credit files with at least one agency a year | |
373 votes (5 %) |
| I have an ongoing credit monitoring product with one agency | |
971 votes (12 %) |
| I’ve never checked my credit files | |
4,007 votes (52 %) |
7,776 votes received.
We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.
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