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How do you rate your bank account's service?

18 August 2014

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.

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We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback.

Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.

Results

Bank of Scotland (183 votes)
I'm usually in credit – POOR service in last 6 months 20 votes (11%)
I'm usually in credit – OK service in last 6 months 64 votes (35%)
I'm usually in credit – GREAT service in last 6 months 86 votes (47%)
I'm usually overdrawn – POOR service in last 6 months 2 votes (1%)
I'm usually overdrawn – OK service in last 6 months 7 votes (4%)
I'm usually overdrawn – GREAT service in last 6 months 4 votes (2%)
Barclays Bank (522 votes)
I'm usually in credit – POOR service in last 6 months 101 votes (19%)
I'm usually in credit – OK service in last 6 months 167 votes (32%)
I'm usually in credit – GREAT service in last 6 months 187 votes (36%)
I'm usually overdrawn – POOR service in last 6 months 36 votes (7%)
I'm usually overdrawn – OK service in last 6 months 22 votes (4%)
I'm usually overdrawn – GREAT service in last 6 months 9 votes (2%)
Cahoot (36 votes)
I'm usually in credit – POOR service in last 6 months 1 votes (3%)
I'm usually in credit – OK service in last 6 months 8 votes (22%)
I'm usually in credit – GREAT service in last 6 months 22 votes (61%)
I'm usually overdrawn – POOR service in last 6 months 1 votes (3%)
I'm usually overdrawn – OK service in last 6 months 1 votes (3%)
I'm usually overdrawn – GREAT service in last 6 months 3 votes (8%)
Clydesdale (66 votes)
I'm usually in credit – POOR service in last 6 months 3 votes (5%)
I'm usually in credit – OK service in last 6 months 32 votes (48%)
I'm usually in credit – GREAT service in last 6 months 21 votes (32%)
I'm usually overdrawn – POOR service in last 6 months 1 votes (2%)
I'm usually overdrawn – OK service in last 6 months 6 votes (9%)
I'm usually overdrawn – GREAT service in last 6 months 3 votes (5%)
Co-op Bank (283 votes)
I'm usually in credit – POOR service in last 6 months 18 votes (6%)
I'm usually in credit – OK service in last 6 months 59 votes (21%)
I'm usually in credit – GREAT service in last 6 months 186 votes (66%)
I'm usually overdrawn – POOR service in last 6 months 2 votes (1%)
I'm usually overdrawn – OK service in last 6 months 6 votes (2%)
I'm usually overdrawn – GREAT service in last 6 months 12 votes (4%)
First Direct (933 votes)
I'm usually in credit – POOR service in last 6 months 16 votes (2%)
I'm usually in credit – OK service in last 6 months 46 votes (5%)
I'm usually in credit – GREAT service in last 6 months 783 votes (84%)
I'm usually overdrawn – POOR service in last 6 months 2 votes (0%)
I'm usually overdrawn – OK service in last 6 months 8 votes (1%)
I'm usually overdrawn – GREAT service in last 6 months 78 votes (8%)
Halifax accounts - excluding the Reward account (149 votes)
I'm usually in credit – POOR service in last 6 months 25 votes (17%)
I'm usually in credit – OK service in last 6 months 53 votes (36%)
I'm usually in credit – GREAT service in last 6 months 55 votes (37%)
I'm usually overdrawn – POOR service in last 6 months 6 votes (4%)
I'm usually overdrawn – OK service in last 6 months 8 votes (5%)
I'm usually overdrawn – GREAT service in last 6 months 2 votes (1%)
Halifax Reward account ONLY - other Halifax below (470 votes)
I'm usually in credit – POOR service in last 6 months 17 votes (4%)
I'm usually in credit – OK service in last 6 months 155 votes (33%)
I'm usually in credit – GREAT service in last 6 months 276 votes (59%)
I'm usually overdrawn – POOR service in last 6 months 5 votes (1%)
I'm usually overdrawn – OK service in last 6 months 12 votes (3%)
I'm usually overdrawn – GREAT service in last 6 months 5 votes (1%)
HSBC (499 votes)
I'm usually in credit – POOR service in last 6 months 59 votes (12%)
I'm usually in credit – OK service in last 6 months 198 votes (40%)
I'm usually in credit – GREAT service in last 6 months 196 votes (39%)
I'm usually overdrawn – POOR service in last 6 months 14 votes (3%)
I'm usually overdrawn – OK service in last 6 months 18 votes (4%)
I'm usually overdrawn – GREAT service in last 6 months 14 votes (3%)
Lloyds (652 votes)
I'm usually in credit – POOR service in last 6 months 71 votes (11%)
I'm usually in credit – OK service in last 6 months 233 votes (36%)
I'm usually in credit – GREAT service in last 6 months 286 votes (44%)
I'm usually overdrawn – POOR service in last 6 months 14 votes (2%)
I'm usually overdrawn – OK service in last 6 months 30 votes (5%)
I'm usually overdrawn – GREAT service in last 6 months 18 votes (3%)
M&S Bank (30 votes)
I'm usually in credit – POOR service in last 6 months 2 votes (7%)
I'm usually in credit – OK service in last 6 months 6 votes (20%)
I'm usually in credit – GREAT service in last 6 months 18 votes (60%)
I'm usually overdrawn – POOR service in last 6 months 0 votes (0%)
I'm usually overdrawn – OK service in last 6 months 2 votes (7%)
I'm usually overdrawn – GREAT service in last 6 months 2 votes (7%)
Metro Bank (17 votes)
I'm usually in credit – POOR service in last 6 months 2 votes (12%)
I'm usually in credit – OK service in last 6 months 2 votes (12%)
I'm usually in credit – GREAT service in last 6 months 13 votes (76%)
I'm usually overdrawn – POOR service in last 6 months 0 votes (0%)
I'm usually overdrawn – OK service in last 6 months 0 votes (0%)
I'm usually overdrawn – GREAT service in last 6 months 0 votes (0%)
Nationwide (954 votes)
I'm usually in credit – POOR service in last 6 months 44 votes (5%)
I'm usually in credit – OK service in last 6 months 225 votes (24%)
I'm usually in credit – GREAT service in last 6 months 612 votes (64%)
I'm usually overdrawn – POOR service in last 6 months 10 votes (1%)
I'm usually overdrawn – OK service in last 6 months 12 votes (1%)
I'm usually overdrawn – GREAT service in last 6 months 51 votes (5%)
NatWest (573 votes)
I'm usually in credit – POOR service in last 6 months 74 votes (13%)
I'm usually in credit – OK service in last 6 months 233 votes (41%)
I'm usually in credit – GREAT service in last 6 months 197 votes (34%)
I'm usually overdrawn – POOR service in last 6 months 14 votes (2%)
I'm usually overdrawn – OK service in last 6 months 33 votes (6%)
I'm usually overdrawn – GREAT service in last 6 months 22 votes (4%)
Norwich and Peterborough BS (34 votes)
I'm usually in credit – POOR service in last 6 months 2 votes (6%)
I'm usually in credit – OK service in last 6 months 8 votes (24%)
I'm usually in credit – GREAT service in last 6 months 23 votes (68%)
I'm usually overdrawn – POOR service in last 6 months 0 votes (0%)
I'm usually overdrawn – OK service in last 6 months 1 votes (3%)
I'm usually overdrawn – GREAT service in last 6 months 0 votes (0%)
Royal Bank of Scotland (212 votes)
I'm usually in credit – POOR service in last 6 months 33 votes (16%)
I'm usually in credit – OK service in last 6 months 61 votes (29%)
I'm usually in credit – GREAT service in last 6 months 85 votes (40%)
I'm usually overdrawn – POOR service in last 6 months 4 votes (2%)
I'm usually overdrawn – OK service in last 6 months 17 votes (8%)
I'm usually overdrawn – GREAT service in last 6 months 12 votes (6%)
Santander 123 account ONLY - other Santander below (1188 votes)
I'm usually in credit – POOR service in last 6 months 24 votes (2%)
I'm usually in credit – OK service in last 6 months 199 votes (17%)
I'm usually in credit – GREAT service in last 6 months 935 votes (79%)
I'm usually overdrawn – POOR service in last 6 months 6 votes (1%)
I'm usually overdrawn – OK service in last 6 months 7 votes (1%)
I'm usually overdrawn – GREAT service in last 6 months 17 votes (1%)
Santander accounts - EXCLUDING Santander 123 (400 votes)
I'm usually in credit – POOR service in last 6 months 49 votes (12%)
I'm usually in credit – OK service in last 6 months 122 votes (31%)
I'm usually in credit – GREAT service in last 6 months 181 votes (45%)
I'm usually overdrawn – POOR service in last 6 months 15 votes (4%)
I'm usually overdrawn – OK service in last 6 months 23 votes (6%)
I'm usually overdrawn – GREAT service in last 6 months 10 votes (3%)
Smile (120 votes)
I'm usually in credit – POOR service in last 6 months 8 votes (7%)
I'm usually in credit – OK service in last 6 months 24 votes (20%)
I'm usually in credit – GREAT service in last 6 months 82 votes (68%)
I'm usually overdrawn – POOR service in last 6 months 0 votes (0%)
I'm usually overdrawn – OK service in last 6 months 2 votes (2%)
I'm usually overdrawn – GREAT service in last 6 months 4 votes (3%)
Tesco Bank (46 votes)
I'm usually in credit – POOR service in last 6 months 8 votes (17%)
I'm usually in credit – OK service in last 6 months 13 votes (28%)
I'm usually in credit – GREAT service in last 6 months 23 votes (50%)
I'm usually overdrawn – POOR service in last 6 months 1 votes (2%)
I'm usually overdrawn – OK service in last 6 months 0 votes (0%)
I'm usually overdrawn – GREAT service in last 6 months 1 votes (2%)
Think Money (10 votes)
I'm usually in credit – POOR service in last 6 months 0 votes (0%)
I'm usually in credit – OK service in last 6 months 3 votes (30%)
I'm usually in credit – GREAT service in last 6 months 6 votes (60%)
I'm usually overdrawn – POOR service in last 6 months 0 votes (0%)
I'm usually overdrawn – OK service in last 6 months 0 votes (0%)
I'm usually overdrawn – GREAT service in last 6 months 1 votes (10%)
TSB (222 votes)
I'm usually in credit – POOR service in last 6 months 24 votes (11%)
I'm usually in credit – OK service in last 6 months 76 votes (34%)
I'm usually in credit – GREAT service in last 6 months 110 votes (50%)
I'm usually overdrawn – POOR service in last 6 months 3 votes (1%)
I'm usually overdrawn – OK service in last 6 months 4 votes (2%)
I'm usually overdrawn – GREAT service in last 6 months 5 votes (2%)
Ulster Bank (27 votes)
I'm usually in credit – POOR service in last 6 months 7 votes (26%)
I'm usually in credit – OK service in last 6 months 8 votes (30%)
I'm usually in credit – GREAT service in last 6 months 8 votes (30%)
I'm usually overdrawn – POOR service in last 6 months 2 votes (7%)
I'm usually overdrawn – OK service in last 6 months 1 votes (4%)
I'm usually overdrawn – GREAT service in last 6 months 1 votes (4%)
Yorkshire Bank (141 votes)
I'm usually in credit – POOR service in last 6 months 13 votes (9%)
I'm usually in credit – OK service in last 6 months 61 votes (43%)
I'm usually in credit – GREAT service in last 6 months 60 votes (43%)
I'm usually overdrawn – POOR service in last 6 months 2 votes (1%)
I'm usually overdrawn – OK service in last 6 months 2 votes (1%)
I'm usually overdrawn – GREAT service in last 6 months 3 votes (2%)
Your local credit union (31 votes)
I'm usually in credit – POOR service in last 6 months 2 votes (6%)
I'm usually in credit – OK service in last 6 months 10 votes (32%)
I'm usually in credit – GREAT service in last 6 months 17 votes (55%)
I'm usually overdrawn – POOR service in last 6 months 1 votes (3%)
I'm usually overdrawn – OK service in last 6 months 0 votes (0%)
I'm usually overdrawn – GREAT service in last 6 months 1 votes (3%)
Other (59 votes)
  59 votes (100%)
I don’t have a current account (18 votes)
  18 votes (100%)

                   7,875 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.

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