Do you use banking apps – and which are the best?

6 November 2017

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There were 159 banking app logins per second last year. And now there are even app-only banks. So we want to know what you think of them. Do consider how easy they are to use, customer service and the range of features, eg, does it just have standard features such as account details and transactions, or does it offer extra features such as budgeting and categorising your spending? Please vote for ALL THE APPS that you've used.

There were 159 banking app logins per second last year. And now there are even app-only banks. So we want to know what you think of them.

Do consider how easy they are to use, customer service and the range of features, eg, does it just have standard features such as account details and transactions, or does it offer extra features such as budgeting and categorising your spending?

Please vote for ALL THE APPS that you've used.

Results

I don't use banking apps (1331 votes)

I don't use banking apps		1331 votes (100%)

Atom (294 votes)

Lots of features, great to use		36 votes (12%)
Lots of features, OK to use		29 votes (10%)
Standard features, great to use		63 votes (21%)
Standard features, OK to use		93 votes (32%)
Not worth using		73 votes (25%)

B (from Clydesdale) (251 votes)

Lots of features, great to use		60 votes (24%)
Lots of features, OK to use		52 votes (21%)
Standard features, great to use		31 votes (12%)
Standard features, OK to use		60 votes (24%)
Not worth using		48 votes (19%)

Bank of Scotland (281 votes)

Lots of features, great to use		94 votes (33%)
Lots of features, OK to use		39 votes (14%)
Standard features, great to use		66 votes (23%)
Standard features, OK to use		57 votes (20%)
Not worth using		25 votes (9%)

Barclays Bank (1088 votes)

Lots of features, great to use		568 votes (52%)
Lots of features, OK to use		174 votes (16%)
Standard features, great to use		154 votes (14%)
Standard features, OK to use		159 votes (15%)
Not worth using		33 votes (3%)

Chip (67 votes)

Lots of features, great to use		13 votes (19%)
Lots of features, OK to use		9 votes (13%)
Standard features, great to use		11 votes (16%)
Standard features, OK to use		9 votes (13%)
Not worth using		25 votes (37%)

Clydesdale Bank (99 votes)

Lots of features, great to use		13 votes (13%)
Lots of features, OK to use		12 votes (12%)
Standard features, great to use		13 votes (13%)
Standard features, OK to use		31 votes (31%)
Not worth using		30 votes (30%)

Co-op Bank (367 votes)

Lots of features, great to use		28 votes (8%)
Lots of features, OK to use		23 votes (6%)
Standard features, great to use		81 votes (22%)
Standard features, OK to use		162 votes (44%)
Not worth using		73 votes (20%)

First Direct (1115 votes)

Lots of features, great to use		363 votes (33%)
Lots of features, OK to use		144 votes (13%)
Standard features, great to use		274 votes (25%)
Standard features, OK to use		254 votes (23%)
Not worth using		80 votes (7%)

Halifax (1625 votes)

Lots of features, great to use		583 votes (36%)
Lots of features, OK to use		224 votes (14%)
Standard features, great to use		405 votes (25%)
Standard features, OK to use		363 votes (22%)
Not worth using		50 votes (3%)

HSBC (867 votes)

Lots of features, great to use		96 votes (11%)
Lots of features, OK to use		124 votes (14%)
Standard features, great to use		136 votes (16%)
Standard features, OK to use		355 votes (41%)
Not worth using		156 votes (18%)

Lloyds (924 votes)

Lots of features, great to use		391 votes (42%)
Lots of features, OK to use		145 votes (16%)
Standard features, great to use		211 votes (23%)
Standard features, OK to use		141 votes (15%)
Not worth using		36 votes (4%)

M&S Bank (336 votes)

Lots of features, great to use		10 votes (3%)
Lots of features, OK to use		9 votes (3%)
Standard features, great to use		20 votes (6%)
Standard features, OK to use		82 votes (24%)
Not worth using		215 votes (64%)

Metro Bank (118 votes)

Lots of features, great to use		21 votes (18%)
Lots of features, OK to use		9 votes (8%)
Standard features, great to use		32 votes (27%)
Standard features, OK to use		29 votes (25%)
Not worth using		27 votes (23%)

Monzo (519 votes)

Lots of features, great to use		340 votes (66%)
Lots of features, OK to use		66 votes (13%)
Standard features, great to use		57 votes (11%)
Standard features, OK to use		27 votes (5%)
Not worth using		29 votes (6%)

Nationwide Building Society (1657 votes)

Lots of features, great to use		620 votes (37%)
Lots of features, OK to use		227 votes (14%)
Standard features, great to use		460 votes (28%)
Standard features, OK to use		295 votes (18%)
Not worth using		55 votes (3%)

NatWest (1052 votes)

Lots of features, great to use		577 votes (55%)
Lots of features, OK to use		128 votes (12%)
Standard features, great to use		174 votes (17%)
Standard features, OK to use		140 votes (13%)
Not worth using		33 votes (3%)

Plum (41 votes)

Lots of features, great to use		6 votes (15%)
Lots of features, OK to use		4 votes (10%)
Standard features, great to use		2 votes (5%)
Standard features, OK to use		6 votes (15%)
Not worth using		23 votes (56%)

Royal Bank of Scotland (321 votes)

Lots of features, great to use		135 votes (42%)
Lots of features, OK to use		35 votes (11%)
Standard features, great to use		55 votes (17%)
Standard features, OK to use		64 votes (20%)
Not worth using		32 votes (10%)

Santander (1489 votes)

Lots of features, great to use		412 votes (28%)
Lots of features, OK to use		254 votes (17%)
Standard features, great to use		324 votes (22%)
Standard features, OK to use		415 votes (28%)
Not worth using		84 votes (6%)

Smile (115 votes)

Lots of features, great to use		13 votes (11%)
Lots of features, OK to use		14 votes (12%)
Standard features, great to use		27 votes (23%)
Standard features, OK to use		29 votes (25%)
Not worth using		32 votes (28%)

Starling (277 votes)

Lots of features, great to use		195 votes (70%)
Lots of features, OK to use		34 votes (12%)
Standard features, great to use		15 votes (5%)
Standard features, OK to use		15 votes (5%)
Not worth using		18 votes (6%)

Tesco Bank (766 votes)

Lots of features, great to use		146 votes (19%)
Lots of features, OK to use		113 votes (15%)
Standard features, great to use		238 votes (31%)
Standard features, OK to use		227 votes (30%)
Not worth using		42 votes (5%)

TSB (831 votes)

Lots of features, great to use		167 votes (20%)
Lots of features, OK to use		115 votes (14%)
Standard features, great to use		215 votes (26%)
Standard features, OK to use		261 votes (31%)
Not worth using		73 votes (9%)

Ulster Bank (130 votes)

Lots of features, great to use		34 votes (26%)
Lots of features, OK to use		16 votes (12%)
Standard features, great to use		24 votes (18%)
Standard features, OK to use		30 votes (23%)
Not worth using		26 votes (20%)

Yorkshire Bank (129 votes)

Lots of features, great to use		10 votes (8%)
Lots of features, OK to use		17 votes (13%)
Standard features, great to use		27 votes (21%)
Standard features, OK to use		37 votes (29%)
Not worth using		38 votes (29%)

           7,777 people have voted.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.