When did you last check your credit file?

2 June 2020

Your credit file can strongly influence whether you get a particular mortgage, credit card deal, mobile phone contract or cheap energy tariff, and sometimes even the rate. So a small error on your files at credit reference agencies Experian, Equifax and TransUnion can cause havoc – but when did you last check yours?

Your credit file can strongly influence whether you get a particular mortgage, credit card deal, mobile phone contract or cheap energy tariff, and sometimes even the rate.

So a small error on your files at credit reference agencies Experian, Equifax and TransUnion can cause havoc – but when did you last check yours?

(If you want to find out how to check your credit file, see our Credit Report guide.)