It's Christmas, so for this week's poll we're going to have a bit of fun. If you could choose only ONE chocolate from ONE selection box (Celebrations, Cadbury Heroes, Roses or Quality Street), which would you choose?

Once again, it's been a tough year financially. Household bills and mortgage rates have remained high, leaving many feeling the pinch. But not everyone's affected in the same way... for example, those without mortgages or those still locked into cheap mortgage deals with a reasonable amount in savings will be getting decent interest. So in this week's poll, we want to ask how you've fared financially in 2024, and whether you feel better or worse off than last year.

The festive season is the highest spending period of the year for most people. So this week we want to know – including food, drink, decorations, presents, travel and more – how much are you planning to spend on Christmas this year, and is it more or less than you would typically spend?

In the world of banking, we often hear the same few names over and over. But there are far more banking options than just the 'Big Six'. Whether it's a new digital-base start-up, or a long running but small building society, there are a wealth of different financial institutions out there. We want to hear which of these you consider to be established firms, so we can better judge if we're hitting the mark when we say something's a good offer from a big name. Please let us know in the poll below.

Haggling isn't just tried with call centres and market stalls, some even do it at high street chains. If you have, have you succeeded? Whether it's asking 'em to throw in some extras or negotiating a discount.

As the weather gets colder, it becomes more likely that your car could break down on the road, or not start at all. If this happens, your compulsory car insurance won't help – you need a specific breakdown policy. So this week, we want to know if you've got one, and if so, which provider it's with, how you bought it and how much you pay.

Black Friday's no longer just one weekend of deals, with many retailers starting offers in early November and often running them through in to December. So, this week, we want to know if you're planning to shop in the Black Friday sales this year and, if so, how much you intend to spend?

Life insurance is designed to provide financial support for your loved ones if you pass away. This week, we'd like to know: do you have life insurance? If not, what's your reason?

It's half term a lot of children are at home finding entertainment in their tech devices. We're curious, how old were your children when they got their first phone? whether it was for saftey, socialising or school, we want to know what age you handed over that first device. Let us know in this weeks poll.

As the cost of living crisis continues to heap pressure on to the finances of many people across the UK, we'd like to know whether you've had to dip into any savings you have. And if so, how often, and why have you needed to dip into your savings pot?