Amy Roberts

Senior Money Writer

As one of MSE's Money writers, Amy's main topics include student loans, credit scoring, budgeting and buy now, pay later. Having worked at MSE for over a decade, Amy has covered everything money related over the years, from mortgages and pensions, to investments and reclaiming.

Before joining MSE in 2013, Amy worked as a Senior Features Writer at Financial Adviser (a Financial Times business publication), and was also a Senior Reporter at Post, a magazine from the insurance industry, after qualifying as a journalist in 2009.

As a busy mum of three, Amy spends any spare time she has running the streets of her home town Norwich, or attending a dance class – a hobby she has continued since she was three years old.

Amy has been recognised twice at the British Insurance Brokers' Association Awards – she was named runner-up for the Online Award in 2011 and was highly commended in the Trade Feature Award category in 2012. She was nominated for the General Insurance Journalist of the Year at the 2010 Association of British Insurers Financial Media Awards, for Trade Newcomer at the 2012 Santander Media Awards and for General Insurance Journalist of the Year at the 2012 Headline Money Awards.

Latest from Amy Roberts

Pensions can be complicated and your money needs to last you throughout retirement. If you've got workplace or private pensions, taking the money at the right time and in the right way will be important, and getting it wrong can be costly. This guide takes This guide gives you an overview of what you need to think about when thinking about how to access your money – and where to go for free guidance.

14 August 2025

Taking a day to cut your bills saves many people £1,000s over the year. And unless you earn £100,000s, doing a money makeover can be the next best way of putting some extra aside – something that's really important during this cost of living crisis. So check your bills NOW and see if you can save £100s on broadband, mobiles, food and more by working through your finances one-by-one to ensure you've the best deal on everything.

22 July 2025

Student loans - the truth about uni fees, loans and grants

Student loans in Scotland work differently to the rest of the UK. If you normally live in Scotland and decide to go to university, there are 11 key things you need to know about how 'Plan 4' student finance works – even if you study elsewhere in the UK.

9 July 2025

If you're an adult with any long-term, complex health needs you could qualify for free care arranged and funded by the NHS – known as NHS continuing healthcare. The eligibility criteria is notoriously strict, but you don't need to pay anyone to help you apply or qualify. This guide explains what continuing healthcare is, how it's assessed and how to navigate the process.

15 May 2025

Mobile phone with a '999' credit score on its screen, plus a credit card and pen and notepad

For many students, going to university is a time of increased financial independence. That often goes hand-in-hand with increased borrowing, whether via a student loan, overdraft, or credit card. While not necessarily a bad thing, it's vital to know how this impacts your credit score, and what you can do now for a healthier financial future post-uni. Here are our 10 key need-to-knows.

15 May 2025

If you're English and studying in England under the age of 60, you'll be eligible for a loan to help with living costs while at uni – known as a maintenance loan. The amount you can borrow will depend on your family income, which for many students under 25 means parental income – though not always. This guide explains how family income is worked out, and what happens if you're not supported by your parents or are 25 or older.

14 May 2025

Credit unions, also sometimes called community banks, offer an alternative to traditional banks and building societies for saving and borrowing – especially if you've found it tricky to access financial products in the past. We explain what credit unions do, who can use them and what they can offer.

8 May 2025

Most money related conversations while at uni focus on your student loan. While its a debt of sorts, there’s other more serious debts you could take on as a student that can have dire consequences if used incorrectly. This guide talks you through what debt is, how to budget and where to get help if you find yourself in debt.

8 May 2025

The costs attached to attending university can be eye-watering, with lots struggling to get by solely on student loans to cover living costs. But many students don't realise they might be able to apply for extra funding – essentially FREE money from grants, scholarships and bursaries. Here we take you through the types of funding available and who is most likely to qualify – plus some options for those studying outside of a uni setting.

8 May 2025

Buying a car can be a MoneySaving minefield, particularly if you're no petrolhead. There are lots of moving parts to think about – sometimes quite literally – so in this guide we'll steer you through the whole car-buying journey. Whether you're just starting out or you're further along that process, we've key help on:

30 April 2025

Nothing's as certain as death and taxes. Yet while there's no doubt we'll all be taxed, the rates can change rapidly. This guide covers income tax thresholds, the personal allowance, national insurance and more for the 2025/26 tax year.

7 April 2025

In April 2021 Scotland introduced its own student loan repayment plan, separate from the rest of the UK, to replace its existing plan 1 loans. This easy-to-follow guide is for Scottish students who started uni since September 1998 and have a plan 4 loan with the Student Awards Agency Scotland (SAAS).

6 April 2025

If you have two or more private or workplace pensions, consolidating some or all of them in the same place can have benefits, though there are things to consider before deciding if moving them is the right option. This guide gives you an overview of what you need to think about when combining your pensions – and where to go for free guidance.

4 February 2025

There's lots to think about when you go to uni, and sorting your budget should be a top priority. Student maintenance support, designed to help cover the cost of rent, transport, food, household bills and other outgoings, isn't always enough. Knowing what you have to spend each week is essential... here's how to do it.

23 January 2025

The Financial Services Compensation Scheme (FSCS) doesn't just protect your savings. If you've an insurance, investment or pension product with a regulated company that's gone out of business, you may also have FSCS protection. It could prevent you from being left £1,000s or even £10,000s out of pocket – even if the company went bust decades ago.

24 September 2024

Knowing which student loan plan you're on is crucial as it affects how much interest you're charged, how much you repay and when your loan's wiped. And which system you're on depends on when you started uni, as well as where you're from originally.

17 September 2024