Chris Collier

Assistant Editor – Money Products

Chris is an industry expert on financial products, with a focus on banking, savings, credit cards, loans, travel, and insurance. He has three years' experience working in MSE's Money Products team and, for the last year, has led and managed the team. In this time, he's written and edited a variety of new complex guides and has contributed heavily to MSE's weekly newsletter.

He's even designed several tools – including 'Should I ditch my fixed cash ISA?' and 'How do UK gilts compare to savings?' – which relied on the knowledge and experience he gained by studying a professional qualification in financial mathematics.

Prior to MSE, Chris worked as an actuary for a variety of banks and insurance companies, and tutored students in A-level and university mathematics and physics.

Outside of work, Chris spends most of his time with his wonderful family – his partner Jo, six-year-old son Teddy and two-year-old daughter Lottie – dreaming about an unbroken night's sleep. He's very active and particularly enjoys long-distance running and weights, and will happily kick back and get immersed in video games, anime and sci-fi/fantasy books, films or series.

Latest from Chris Collier

Overdrafts are a debt like any other, a fact brought into stark relief by most accounts having 40% interest rates – almost double those of most credit cards. If you're struggling, we've tips on how to pay less for your overdraft, and how to pay it off...

18 February 2025

An autosaving app uses clever tech to work out what you can afford to save, then automatically moves money from your bank account to a virtual savings account. The idea is that you start building up savings without really noticing the cash is going. We've everything you need to know and our top picks below.

5 February 2025

We've said it many times, but switching bank accounts is quick and easy. Plus with some banks lining up to pay for your business with FREE cash and other perks, it can be lucrative too. So why stop at just one switch? This guide explains how you can safely and easily switch multiple times, and bag £100s in freebies.

28 January 2025

If you're unable to get a bank account, or want a simple way to limit your spending, then a prepaid card is worth considering adding to your wallet. There's no credit check to pass and you can only spend or withdraw the amount you add to it. This guide has full information, alternatives and our top-pick cards.

7 January 2025

Every driver must have a valid car insurance policy for the car they're driving – that part's clear. Yet there are three main types of car insurance to choose from, which can complicate your decision. This short guide explains the differences so you can decide which is best for you.

18 November 2024

If you've a poor credit score, you might have struggled to find a bank account that will accept you. If so, you're not alone – more than one million people in the UK don't have a bank account. Yet there is a solution – a basic bank account. This guide runs you through what they are, what you need to know, and our top-pick accounts.

1 October 2024

Heading to the US and think you might need some cash? Use this guide to check which countries do and don't take the US dollar, where you can get the best exchange rates and whether using a top overseas card might be a safer (and cheaper) option.

18 August 2024

Workers will pay less in national insurance from 6 April, the Chancellor Jeremy Hunt has announced in today's Spring Budget. Around 29 million workers are set to benefit from the change, which will see contributions cut from 10% to 8% for employed workers and from 9% to 6% for self-employed workers.

6 March 2024

Autumn Statement: ISA shake-up announced – though no win for Lifetime ISA savers.

A raft of changes for savers using ISAs – savings accounts where you'll never pay tax on the interest – have been announced by the Chancellor in today's Autumn Statement. However, Jeremy Hunt failed to address MoneySavingExpert.com's calls for a shake-up to Lifetime ISAs.

22 November 2023

Heading to Europe and think you might need some cash? Use this short guide to check which countries do and don't take the euro, where you can get the best exchange rates and whether using a top overseas card might be a safer (and cheaper) option.

15 August 2023

NS&I to increase the Premium Bond prize rate to 1.4%

NS&I will increase its Premium Bond prize-fund rate to 4.65% from 4% for its September 2023 draw and beyond, with an extra £66 million in prizes up for grabs. This latest increase – the eighth we've seen in just over a year – is to the highest rate since March 1999. The odds of winning will also increase from 22,000 to one to 21,000 to one.

14 August 2023

The Bank of England has increased the base rate from 4.5% to 5% – taking it to its highest level since the 2008 financial crisis. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

28 June 2023

NS&I will increase its Premium Bond prize-fund rate to 3.7% from 3.3% for its July 2023 draw and beyond, with an extra £39 million in higher-value prizes up for grabs. This latest increase – the sixth we've seen in just over a year – is to the highest rate in 15 years. The odds of winning will remain the same at 24,000 to one, but there will more prizes between £50 and £100,000 available.

25 June 2023

NS&I will increase its Premium Bond prize-fund rate to 3.3% from 3.15% for its March 2023 draw and beyond, with an extra £15 million in higher-value prizes up for grabs. The odds of winning will remain the same at 24,000-to-one, but there will more prizes between £50 and £100,000 available.

14 February 2023

NS&I will increase its Premium Bond prize-fund rate to 3.15% from 3% for its February 2023 draw and beyond, with an extra £15 million in higher-value prizes up for grabs. The odds of winning will remain the same at 24,000-to-one, but there will more prizes between £50 and £100,000 available.

24 January 2023

The Bank of England has increased the base rate from 3% to 3.5%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn.

20 December 2022