Chris Collier

Assistant Editor – Money Products

Chris is an industry expert on financial products, with a focus on banking, savings, credit cards, loans, travel, and insurance. He has three years' experience working in MSE's Money Products team and, for the last year, has led and managed the team. In this time, he's written and edited a variety of new complex guides and has contributed heavily to MSE's weekly newsletter.

He's even designed several tools – including 'Should I ditch my fixed cash ISA?' and 'How do UK gilts compare to savings?' – which relied on the knowledge and experience he gained by studying a professional qualification in financial mathematics.

Prior to MSE, Chris worked as an actuary for a variety of banks and insurance companies, and tutored students in A-level and university mathematics and physics.

Outside of work, Chris spends most of his time with his wonderful family – his partner Jo, six-year-old son Teddy and two-year-old daughter Lottie – dreaming about an unbroken night's sleep. He's very active and particularly enjoys long-distance running and weights, and will happily kick back and get immersed in video games, anime and sci-fi/fantasy books, films or series.

Latest from Chris Collier

The Green Savings Bond is a three-year fixed savings account that uses savers cash to fund green infrastructure projects. It's available through National Savings & Investments (NS&I) and pays 2.95% AER interest. It's not the most competitive rate on the market, but if green is your top priority, here's how the account works, and how it compares with other green savings accounts.

25 April 2025

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If you need to transfer money to friends, family or businesses overseas (or even to your own overseas account), don't just do it blindly via your bank. Instead, find an online specialist currency transfer firm – these almost always have better rates, making your transfer much cheaper. This guide has full info on how international money transfers work and how your cash is protected, plus our top picks.

22 April 2025

Switching to a new current account is quick, easy and can earn you up to £175 in free cash. Yet you can get plenty of perks without switching bank account, including 1% cashback on spending or bills and decent savings interest. This guide explains it all and helps you compare the top-pick accounts.

22 April 2025

The Tax Code Calculator lives on page four of this multipage guide – use it to get an idea of whether you're paying the right amount of tax. If you're not, it's worth taking further action to check whether you're owed (or owe) cash.

8 April 2025

You've learned about tax codes, checked yours, and possibly discovered an over- or underpayment. But what next? On the sixth and final page of this guide we look at the steps you can take in the future to ensure you're contributing the right levels of tax.

8 April 2025

Now you know what a tax code is and where to find yours, on this page we'll help you to decipher what those letters and digits actually mean.

8 April 2025

Now we go into detail on exactly what to do if your tax code is wrong, whether you're in the happy position of being due money back because you've overpaid tax, or not-so-happy position of owing cash, as you've underpaid tax.

8 April 2025

On page three of this multipage guide we'll talk you through when it's sensible to check whether you're on the right tax code.

8 April 2025

Interest rates indicate the price at which you can borrow money. It can get seriously complicated, with many anomalies, so for starters this guide covers the basics first. If you want to know all there is to know, including the difference between APR and AER, then step it up a notch and read to the end. But the basics is the most important bit!

6 April 2025

If you're planning a trip overseas, making sure you'll be able to pay for things in your destination is crucial. But many don't like taking too much cash in case it's lost or stolen. A prepaid travel card could be a solution – they let you load your chosen currency to it before you leave, then use it while on your trip like any normal debit card. This guide has everything you need to know about these cards, and our top picks.

27 March 2025

Personal loans are one of the cheapest ways to buy a car – and that's even considering that their rates have doubled in the past two years.

25 March 2025

More than four million of us are now self-employed, freelancing, contracting or part of the gig economy, whether that's as our main job or a side hustle. While most can use their normal bank account, there are times when you need to use a business account, or it's simply easier to separate your finances.

21 March 2025

If you’re thinking about studying for a degree, heading to university is often seen as the only way. However, if you’re a little unsure over the course you want to do, are put off by the fees or want to gain practical experience at the same time, degree apprenticeships are well worth checking out – and you can apply all-year round.

13 March 2025

Most car insurance policies run for 12 months, with a new price calculated for the following year around a month before it ends. Yet you should never just auto-renew as it's likely you'll pay more than you need to. You should always compare prices, and we've found that the best time to buy car insurance is 20 to 27 days ahead, as this is usually the cheapest. For why, read this short guide...

11 March 2025

Holidays can be worry-free if you sort out the practicalities early. Yet many treat how to pay when they're abroad as an afterthought – even though doing it wrong can cost them £100s. This guide compares the four main options to get the most bang for your buck when overseas.

26 February 2025