MoneySavingExpert.com homepage
Cutting your costs, fighting your corner
Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert
Search bar closed.
Isabelle Walker

Isabelle Walker

Money Features Writer

Isabelle Walker is a Writer on the Money Features team, she looks after all our content related to benefits, reclaim rights, pensions, credit scoring, and assists with MSE’s work on car finance redress. She also recently published MSE’s guide to the government’s new Making Tax Digital system.

Before joining MSE in November 2025, Isabelle worked at an international membership organisation for lawyers covering stories related to human rights, technology, and press freedom. In her spare time, Isabelle likes to read, practice yoga, and cook elaborate recipes (and eat the results).

Latest from Isabelle Walker

visa, mastercard and amex chargeback
There's valuable hidden protection on credit, debit and charge cards, called 'chargeback'. If you don't receive the goods or services you paid for, and the retailer is refusing to refund, you may still be able to get your money back – so knowing when you can use chargeback is vital. Here are all the ins and outs, including a free template letter.
30 June 2026
Section 75 refunds
Section 75 is your secret financial superhero – buy something costing more than £100 and less than £30,000 on your credit card, and your card company has a LEGAL responsibility to come to the rescue if there's a problem. So if something you've paid for has turned up broken or faulty, or perhaps didn't arrive at all, you may be able to get your money back through a Section 75 claim. And we've a free tool to make it easy.
30 June 2026
free uniform tax refund
If you wear a uniform at work and have to wash, repair or replace it yourself, you may be able to reclaim £100s of tax for up to five years of expenses. You can reclaim whether it's just a branded T-shirt or if you're a fully uniformed pilot, police officer or nurse. Do not pay a claims firm, as their charges can eat up most of what you're due, or even leave you out of pocket – do it yourself for FREE.
23 June 2026
Reclaim mis-sold guarantor loans for free
In the past few years guarantor loans have been widely mis-sold, with affordability and lack of proper credit checks being particular issues. In this guide we'll run you through what counts as mis-selling and how to make a reclaim.
22 June 2026
Do I need parcel protection insurance for sending parcels?
Consumers lose £670 MILLION to parcel delivery problems every year, according to Citizens Advice. Yet paying for parcel protection insurance is NOT the no-brainer it seems, as your consumer rights give you protection for free. This guide explains your rights, and how to complain and (hopefully) get compensation if your parcel's lost, damaged, or stolen.
22 June 2026
Reclaim bank charges.
Excess bank charges are no longer such an issue as many banks aren't charging fees for going over your overdraft limit any more. Yet many people in financial hardship can still reclaim past charges worth up to £100s – joining the £1bn already repaid. This guide runs through whether you might be eligible, how much you could get back and how to make a reclaim, including free template letters.
16 June 2026
Is PayPal safe to use on a credit card
An ever-growing number of retailers now encourage customers to pay via PayPal, but if you're doing it on a credit card – for items that cost more than £100 – you could be missing out on valuable extra protection. That's because using PayPal, as well as other 'new forms' of payment like buy now, pay later, can scupper your Section 75 rights. This short guide runs through how to make sure you don’t lose out when shopping online.  
15 June 2026
Credit report.
Checking your credit report is in good shape is VITAL if you want to get a mortgage, credit card, loan and much more. And with the cost of living eating into people's budgets and perceived 'affordability' for credit, having a good history has only grown in importance. Thankfully, there's no need to pay to access your credit report. In fact, some newbies can even earn money for doing so. Here's how to check your credit reports.
15 June 2026
Managing finances for vulnerable individuals who cannot handle their own banking or benefits can be challenging. There are two main options: appointeeship – which is benefits specific – or obtaining power of attorney – which gives you the ability to manage someone’s financial affairs more broadly. We’ll break down both options, including how to apply for each.
15 June 2026
Reclaim overpaid pension tax.
Have you taken some taxable money from your pension for the first time? If so, you could be one of thousands of people due back £1,000s or even £10,000s in overpaid tax. And while you will be refunded any overpayment automatically by the end of the tax year, it still leaves you temporarily out of pocket  – in some cases by up to 12 months. This guide talks you through whether you've overpaid and, if so, how to get your money back sooner.
10 June 2026
Financial Ombudsman.
If you have a problem with a regulated financial company that the firm won't resolve, you can complain to the Financial Ombudsman Service. It's a free dispute resolution service, which can order firms to pay you compensation. This guide runs through everything you need to know about how it works and how to submit a complaint.   
9 June 2026
Carer's credit and carer's allowance.
There are millions of carers in the UK on low or no pay, with many of them missing out on vital help in the form of Carer's Allowance or Carer's Credit. If you care for someone for at least 20 hours a week, you could boost your State Pension by £1,000s or even be entitled to nearly £4,000 a year. This guide takes you through how to check and apply.
2 June 2026
Attendance Allowance is one of the most underclaimed benefits, with as many as 1.1 million missing out on up to £5.2 BILLION a year, according to estimates from MoneySavingExpert and Policy in Practice. If you're aged 66+ and need help with daily living due to illness or disability, check if you're due up to as much as £5,740 a year...
2 June 2026