This is the text of the Money Tip sent out on 17th August 2003.  To sign up to get the tips, simply enter your e-mail in the box top left.

(An independent non-profit driven consumer help e-mail from www.moneysavingexpert.com)

As I mentioned last week, there are so many deals about I would split this tip in two.  So here's the second part

Subjects Covered:

• Completely Free Directory Inquiries Calls
• Credit Cards – free personal CD player/digital camera
• Cheapest Personal Loans
• Free Cash From Gala
• Gas & Electricity Cashback (hurry)
• Your help needed – Domestic Oil Prices
• The previous tip
• Stopthingy
• How to ask a question
• How to say thank-you

Completely Free Directory InQuires Calls

Phew…  just finished a nightmarish mammoth study of the new 118 DQ services and guess what, I found a loophole! To read a full article on it, plus cheapest standard 118 numbers from BT, Telwest, NTL and mobiles click here

Credit Card Freebies

The Halifax £50 deal was so popular I thought I'd check out other freebies available just for signing up to credit cards.  I've found a personal CD player, digital camera and numerous flights.  For full details and pros and cons click here.

Updated: Cheapest Personal Loans

The lowest loan rate is now just 6.3%, a massive saving over some others, for an updated and extended deal on how to get the very cheapest click here.

Free Cash from Gala x 13,000

Gala casino is offering a free scratch card game, some people have won up to £200.  While gambling your own cash isn't a Money Saving thing to do, a free gamble is.  This post is now the Chat board's most popular ever with over 13,000 people having read it to join them click here

Up to £20 off Sainsbury Home Delivery

A group of people on the Chat board have worked out how to combine a variety of online Sainsbury vouchers to get £20 off your online order.  Click here to read it

Gas & Electricity switching with cashback.

In response to my challenge a comparison provider has agreed to pay you some of the cash it gets when switching you, but only in August, so act quickly, click here for full details.

Your help needed – Domestic Oil Dilemna

I'm stumped.  A chat board question asked ‘how to cut the cost of domestic fuel' while we've come up with a few suggestions – if you've a better idea help would be appreciated, please click here if you can help.

The previous tip

This is the second part of two tips remember. The first included “free video phone” (now mostly closed), “updated credit cards the full monty”, “make £220 a month from your car”, “free £20 for Egg cardholders” and more to read the last one Click here

Stopthingy

Just something amusing to finish, as I can't think of any Martin's Money Posers at the moment.  The Chat site software is American and contains a rude word filter, which produces some interesting results to say the least.  My favourite so far took place in a discussion about safety precautions you should take when on holiday – so I hope you will all remember to "turn off your water at the stopthingy"

To Ask A Question

Please don't email me directly to ask a question – just click here and simply pop one in the Questions section of the Chat board.  It will be answered much more quickly there.

How to say thank you

I'm being asked more and more if people can make a donation to the site to say thanks.  No is the easy answer.  It isn't necessary or needed.  What would be a fantastic way to say thank is to get as many of your friends as possible to sign up.  So please forward them this e-mail and tell them to join.

I hope you save some money

Martin Lewis

Money Saving Expert

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