The following is the text of Martin's Money Tip sent on 21 October 2003

Hi MoneySavers, no pre-amble just the tips:-

Call overseas for 1p a minute at all times:  A new provider has launched that for costs just 1p a minute at all times to call a range of countries.  As my previous Deal Telediscount has now upped some prices.  This takes over as new cheapest.  Click here to read more

NEW Best Buy Section: I've reworked the Best Buy section to include more products and make it better guide to some articles on the site. Hope you like it.

Shame on you Two: I'm shocked (again).  In the latest Site Poll over a quarter of MoneySavers have never switched gas and electricity supplier.  Sort it out folks!  It's the easiest and quickest way to save cash.  £150 a year for 5 minutes work. Click here to read.

Find the cheapest flights easily?  Two new services compare flight costs - they claim to include scheduled, no-frills and online travel agencies. It's Travel Jungle and Travel Supermarket.  If you try them please click here to report your findings (or read others reports)

Home insurance:  Tesco now offers a 20% online discount at Tesco Finance.  Also Insure Supermarket has launched a home insurance search engine.  I plan to do full research and a proper deal soon – but in the meantime try these.  If you can, also, please click here to report your feedback (or read others)

The Great Christmas Shopping Voucher Hunt – sorted! There are now online discount vouchers for John Lewis and Dixons as well as underwear and christmas cards. Click here to use the vouchers or to tell us if you spot more.

Free wine from Egg: Egg cardholders who signs up a second cardholder for their account will get a half case of wine, if its done before 3^rd Nov.  If you have a card, why not - they don't actually have to use it.  Click here

Latest Deals (click them to read):
Cheapest Personal Loans

Guaranteed cheap credit card

Money Savers Arms: There's a new section on the chat site.  Many people were enjoying a natter.  So we've set up a pub – and Chat room regular Andrea has agreed to be Landlady.  Click here if you fancy a pint, or maybe just a Diet Coke.

Special Office Promotion!!!! Well that's a wee white lie.  Too long spent debunking marketing means its getting in my blood.  In my quest to build the MoneySaving community it occured to me to suggest you may want to email your office colleagues a quick note about signing up for the tips.  Just think how popular you (and me) would be. 

Slow site: Sorry if the site's been slow recently. There are some problems with the server – Im trying to get it sorted. Please stick with it.  My apologies.

To Ask A Question:  Please don't reply to this e-mail – just click here and simply pop one in the Questions section of the Chat board instead.

That's it.  Hope everything in life is good.

And as always I hope you save some Money

All the best

Martin Lewis

Money Saving Expert