Archive: MoneySavingExpert's Money Tips Email
The following is the text of Martin's Money Tips E-mail sent out on 23 Feb 2004
www.moneysavingexpert.com: Free To Use, Ad Free, Independent, Unbiased
MoneySaving is about cutting bills not cutting back. It's about being a sassy consumer. We spend our lives being screwed by companies for profit. MoneySaving is about how to screw them back.
Winner BBC Radio 2 Most Useful Website 2003
Hello. Lots around this week. A reminder though, at the end of each E-mail – there are always links to best buys, major articles, and the various sections of the site. On to the tips
New cheapest PAYG tariff (and it has video too): Video phone network 3 today launches its Pay As You Go tariff. It's very competitive for mid to high users. My rough rule of thumb is if you spend £25+ a month on PAYG it'll save you money (though the £149 handset price will take time to recoup) I'll publish a full assessment Sunday. Meanwhile click here for the basics.
Come to the MoneySavers Party, now it's FREE! The site's first birthday and my book launch party is on 25 March in London. I've rejigged the numbers, so now rather than charging it's completely FREE. Please come along. E-mail ed.obrien@intelligent-pr.com with your name & how many tickets. For further details & info if you've already paid (you'll get a full refund) click here.
Serious Savings Special Section
The Bank of England increased interest rates a fortnight ago and savings rates have finally caught up. (by the way, if you think the titles a tongues twister try saying “unique New York.”)
Latest Deal, Cash ISAs 4.6%: Cash ISAs are simply an annual tax-free savings accounts and the first place you should put any savings. If you haven't used yours, you've six weeks left! Sort it out. Article: click here
6% Regular Savings Account: If your cash ISA's used up (or you're not a tax payer) this is the next place to put your cash. Halifax just launched a 6% payer, massively above anything else on the market. Article: click here
Best Standard Savings Account
with updated best buys. Article: click hereEarn more than stockmarket growth in perfect safety: OK not quite savings, but I remembered this Deal as I was writing & it ends in a month. Lock your cash away for 6 years & you get 101% of the stockmarket's growth, and if the market drops you get all your money back. Article: Click Here
Free Magazines Loophole – now listed & categorised: You may be familiar with this chat tip - now MoneySaver RedSeven (Matt) has kindly categorised and collated all the mags. It's a great resource, so I've put it in the starting post click here
New Home Phone Line Rental Cheaper than BT: Low users can save £10 a quarter on line rental. Updated Home Cheapest Phone Article: Click here
Latest Site Poll: Who's the biggest corporate villain? Click here to vote
The Great Cheap Batteries & Other Hunts: Time for another ‘Great Hunt' where all MoneySavers collectively hunt for a best deal. What better than batteries, they're always needed and we always resent buying them - to add your suggestion or read others click here. The other ‘Great Hunts' still running are:
Free Text Messaging, Gas & Central Heating Service Contract, Technology, Mobile handsfree Set, Printer Cartridges, Shopping Vouchers, Free Casino Cash, Pay as You Go Mobile, Champagne
Special Note to AOL Users: You didn't get last tip, as AOL treated it as ‘spam' (grrrr), it included free cash from credit cards, a special note for Radio 2 listeners, and loads of others. I hope you get this one, if you do click here to read the last tip.
Quick Chat Tips
Vouchers for mums and babies click here
OnDigital Box holders get extra channels click here
2 for 1 restaurant voucher from index.co.uk click here
CD-Wow £1 off voucher making CDs £7.99: (it's almost a tradition) click here
Freebies/Samples: Box of chocolate Truffles, Newspapers, Dog Food, Beauty Products
MoneySaving for Carers: discussion and tips click here
No-frills intercity bus trips £1: A new company Mega-bus has started intercity journeys based on the no-frills airline package. Double-decker buses will take customers inter-city for prices from £1 online (price increases with demand) – to discuss click here
Special note for Kelly Show viewers: I had a wonderful time in Belfast on Friday – I hope you like the site. Just for ease the three articles I discussed were free cash from credit cards, sneakily getting mortgage advice for free, and Best Balance Transfers for existing debt
Are you getting all your benefits? Even with family earnings of £60,000, benefits may be available. www.entitledto.co.uk has launched a trial benefits calculator for the under 60s, to go with its over 60s version. There is also a ‘benefits, tax credits & jobseeking' chat section in the Chat Forums that can help click here.
Popular Chat Tip Reminders
Website Ratings: use www.alexa.com to find site's legitimacy to discuss Click hereSave on MOT bills, using council centres click here
Avoid expensive 0845 and 0870 numbers: click here
Broadband for a tenner: click here
Money-Tips dedicated to charity: In a past email I asked all who'd saved to donate £1 to MoneySaver Don's marathon run for charity. We made the target! Hooray. Click here
List of the most popular chat tips of all time: click here
FTSE Champagne: It's your last chance to enter ‘predict FTSE closing price to win a bottle of champagne' contest. If you ‘know nothing' about the FTSE – I've done a very short guide to help. Click here
60,000 thank yous: This e-mail has hit another big landmark - 60,000 people are now signed up and there will be around 250,000 visits to the site this month. For a year old site, which has never had a penny spent on advertising - frankly I'm blown away. Thank you so much for your support. And remember the more of us there are, the more companies will understand that consumers won't take their crap anymore. Please tell everyone you know about the site and the e-mail and let's build MoneySavers power even more.
I hope you save some money
Martin
Questions? Please don't email directly, instead please click here to ask them.
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Martin's Next Broadcast Appearances: For a list click here
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Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research.
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