Archive: MoneySavingExpert's Money Tips Email

28 April 2004: 0.5p/min calls, are you wasting £300 a year, New Egg Blue, Cheap Prescriptions, 6.05% interest, 5.9% loan all amounts and much more moneysaving….,

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The following is the text of the E-mail sent on 28 April 2004

0.5p/min calls, are you wasting £300 a year, New Egg Blue, Cheap Prescriptions, 6.05% interest, 5.9% loan all amounts and much more moneysaving….,

Hello, hopefully we've sorted the ‘some get it, some don't' bug out. Onto the tips (don't skim read the second one, it mightn't be sexy, but it's costly and an easy, pain free saving)…
New cheapest. Call landlines for 0.5p/min.
A new company 1899 charges 0.5p/min at all times, with a 3p connection charge. The prior cheapest for daytimes, 18866 at 1p/min + 1p connection (still cheapest for calls under 4mins). It's also joint cheapest for calling mobiles (10p midweek, 2p weekends). To operate it, set up an account on line, and then just dial 1899 before the number you're calling. More info & Discuss it. Also I've done a major update of the ‘cheapest home phone guide' incorporating this and other changes.
Are you wasting £300 a year without knowing it?
Many people have credit card payment protection insurance without realising it. Check every credit card's statements to see if it includes ‘protection'. It's costly, possibly worthless and definitely more expensive than necessary. Read my full new Deal on it. New Egg Blue Card – quick heads up.
Next week Egg will launch its Blue card (before that all current cardholders should read Egg cardholders guaranteed 0% loophole). I've got sneaky sketchy details on the new card, but it's likely to be 0% for 6 months and 0.5% cashback. Frankly, I'm not impressed. Much better is available see Best card for purchases, best cashback card, best balance transfer card. To discuss the Blue card click here.
Cheap Prescriptions, HRT, etc:
The prepayment prescriptions MoneySaving discussion is a long term Chat Forum stalwart. Now a pharmacist has collated all the different ways to save. Well worth a read, if not for you, for someone you know. Read here
Leather Office Chair & Free Sandwich Toaster £29.99.
This was in quick Chat Tips last time & was so popular I've given it a promotion. Apparently the chair & toaster are being delivered same or next day, and most people are screaming ‘bargain!!!' Other freebies are also possible. Check it out
6.05% five year savings for higher taxpayers:
National Savings has increased the amount saveable in its index linked tax free savings accounts to £15,000. This currently means higher rate taxpayers could earn the equivalent of 6.05%. Read more
Northern Ireland MoneySavers: The Great ‘Is it cheaper in the Republic?' Hunt.
The aim is to build info on all things that're better value in the Republic so people know where to shop. make a suggestion or read others' suggestions.
5.9% loan available from £1k up.
Marks and Spencer is just started to offer 5.9% loan exclusively via price comparison website Moneysupermarket. This is joint cheapest (uninsured loans), but has the advantage of being available from all amounts £1k - £25k. Personal loan article
Quick Chat Tips
Free day trip to France with £300 of booze!
Click here
Alton Towers discounts click here
£4 luncheon voucher for doing a survey click here
Cheapest Hair Straighteners (like I need ‘em!) click here
MoneySaving wedding tips click here
Personal injury claims discussion (solicitor ‘Grahams' contribution is a must read) Click here
New fridge £50, Freezer £75 if you're on benefits or tax credits click here
Water Meter Users Save-A-Flush Bag click here
Free Travel MoneySaving E-book click here
Orange text saver £10 (£20 direct from Orange) click here
Nominate someone for the £50 April post of the month prize (last chance) click here
Andrea's Freebies / Samples:: Eye tests (for relatives of glaucoma suffers), Surcare washing powder, Take your dog to work day goody bag, Garden design software, Chic for Men, (Andrea also included ‘free Man. United TV for a month' tip. On ethical grounds I deleted it, though it's still on the site for any poor confused souls who're interested (come on Kevin – we can't go down!))A MoneySavers Mission – help others:
We're a savvy lot, so its time to help the rest. Two million UK pensioners aren't claiming their Pensions Credit, which gives much needed extra cash. Any single person over 60 earning less than £140 or couple under £205 may be eligible. If you know someone who qualifies (I'm presuming all eligible MoneySavers have already claimed), see if they're claiming & if not help out. Read more. Discuss this. They can claim by calling the pensions Credit Claimline 0800 991234. Quick Note
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Popular Chat Tips and Articles
Get a 0% overdraft
Article
1,000 free Boots Clubcard points code: Chat Forum
Free Accurist £110 ladies & gents watch set (so it says) with 0% card: View it, Article}
Ryanair under £5 flight availability checker. Full details
The Savings Fountain, max your interest Article
Broadband for a tenner: Chat Tip
REVENGE: Make free cash from credit cards Article
Car Insurance, cost cutting system Article
Most popular chat posts of all time click here

And a final silly note to finish. I've put this in before, but people had so much fun last time I thought'd I'd repeat it. . While sitting at your desk, lift your right foot off the floor and make clockwise circles. Now, while doing this, draw the number "6" in the air with your right hand. Your foot will change direction and there's nothing you can do about it. To discuss this click here
That's it for this week. I do hope the tips work for you. As always please forward the e-mail on and try and recruit new MoneySavers. The best way is to get them to sign up for this. It's much appreciated.

I hope you save some money

Martin

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Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research.
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