Archive: MoneySavingExpert's Money Tips Email

Hello again.  I'm nervously counting the days to the 100,000^th person to sign up to this e-mail – as I write there are 99,543.  My fingers are crossed by the next Money Tip I'll have cracked open the MoneySaving bubbly – and to be fair I'll send a bottle to whomever it is too!

PLAY THE SYSTEM TO GET A SHORT TERM LOAN AT 0% (NEW ARTICLE) For a cash loan over a short period (under a year), simple manipulation of the system will make it completely interest free.  Rock on!  New Article: Short term 0% loan

DVD RECORDER £120: The predicted price plummet of DVD recorders is finally happening.  Of course it's not high spec, but at this price ditching VHS and recording in quality is now a real option and for £40ish you can really up-spec.  £120 DVD Recorder Chat Forum Discussion

MONEYSAVING IN THE £100,000s:  Inheritance tax is boring, but as the cost is often measured in £100,000s, I've drafted a new article which give you a 5 minute inheritance tax health check, so you (or your parents) don't unnecessarily give Mr. Brown a lifetime's accumulated cash.  

THOUGHT OF THE WEEK!  VOICEMAIL IS FROM MONEYSAVING HELL.  Ever wondered why voicemail is offered free and freely these days? Simple, it means no more engaged tones or unanswered calls so every time you pick up the phone, it connects through, and the phone companies get to charge you, racking up their profits.  There's no real solution, just ensure your phone provider has low minimum call charge & cancel voicemail on your mobile when abroad, or the roaming charge massively racks up.  Discuss voicemail profitability

DON'T WORRY, BE ABBEY.  My in-box has been jammed with Abbey customers' worries about the proposed takeover.  So here are some ultra-brief answers.  No, customers won't get a windfall. Yes, your money will be just as safe.  No, don't withdraw money just because of the takeover (but if your products are pants, do it anyway).  As for the long term impact, a new owner with more cash looking to be competitive can be good news for customers.  Discuss the Abbey situation.

CUT DEBT COSTS WITHOUT NEW CREDIT.  Remember there is a way to cut your interest costs even if you get rejected for new credit. Read the credit card shuffle.

HOT ARTICLES: Best credit card for purchases, free £25 cash, 5.5% savings account

BARCLAYCARD – PALTRY CREDIT LIMITS:  People are reporting disappointingly low credit limits from Barclaycard's new table topping offer - read Barclaycard article or low credit limit discussion.  For alternatives read my Best Balance Transfers (note MBNA o ften gives generous credit limits) and Best Purchase Card articles.  Do be careful though, only ever borrow what you planned to, and what you can afford to pay back.

RENEWAL REMINDER: Remember the four step plan to cutting Home Insurance and Car Insurance

LATEST QUICK CHAT TIPS (also see Chat Tips GOLD)

50 digital prints for £2 at Boots (4p each) £2 pics

2 for 1 London Imax screenings (and very funny initial retort) Imax 2for1

25% off meals at Beefeater Beefy Discount

Medion A4 Graphics Tablet £30 (computer drawing tool) £30 tablet

Plus-sized clothing for less Big Discounts

Range of Argos old catalogue bargains (be quick selling fast) Argos Bargains

WHSmith 70%-off clearance sale WHSale

Don't forget to nominate the post of the month Post of the month

Most Popular Chat Tips Ever (with links) Popular Tips

BEST LOAN COMPANIES CHANGE, RATES DON'T:  The “whos” have just changed, but the top fixed & flexible loan rate remains 5.8%. Personal Loan Article

BEST CURRENT ACCOUNT (AGAIN):  5.5% interest, 0% overdraft, £25 cash is what I mentioned last week, yet I forget to note gives free annual travel insurance too. Best Current Account Article

EVEN GREASIER PALM: Internet shopping cashback site Greasy Palm has relaunched its website and added 350 retailers.  If you haven't a clue what I'm talking about the cutting-edge internet shopping article explains all.

Andrea's Freebies:  Free spectacle repairs, Natural Collection creamy cheek colour, Envelopes,

Soltan sun-lotion, Travel adaptor, Oralcare Products,
Try Me Free Summary, Freebies GOLD

ANDREA JOINS THE MONEYSAVING TEAM.  Andrea (yes as in Andrea's freebies above) is joining Brendan (Web-manager) and I, as a full-time MoneySaving Researcher.  This means even more money saving articles and current ones updated quicker.  Hoorah!  Andrea's appointment

MARTIN'S CHAMPAGNE MONEY POSER:  Crack the code.  It has been a while since I did a Money Poser - you got too good at them.  So this is hardcore.  Can you crack the code? 1110291059510.  Do it first & before I post clues (in three days) and I'll send a bottle of Champagne. Answer or read others attempts.  

Past money posers: A question of risk, A non-notable note, Billy the Cad, what are X & Y?, stick or switch and where's the other pound?

That's it for this week.  I'm just finishing a full piece on the best graduate accounts, so if you know anyone who has graduated in the last three years give ‘em a nudge, it'll be on the site Sunday.  Plus I'm in the middle of doing my research into the cheapest broadband provider – and I've already found a cracking loophole – I'll put it all together in a week or so. 

I hope you save some money

Martin

TO ASK A QUESTION OR SEE ALL BEST BUYS LISTED SCROLL DOWN

Questions? Pls don't email, instead ask here. Technical problems: please e-mail forumteam@moneysavingexpert.com Martin's Next Broadcast Appearances List: click here

Read Martin's NEW Book 'The Money Diet'. 
To read more click here.  To compare shops prices and buy it for less click here.    To discuss it click here

Best Buys & Major Articles
[ Credit Cards | Shopping | Personal Loans & Current Accounts | Savings, ISAs & Toisas | Mortgages & Remortgaging | Telephones & Mobiles | Insurance (travel, car, life etc) | Gas & Elec | Water |Other Ar ticles ]