Archive: MoneySavingExpert's Money Tips Email

2 Sept 2004: Student accounts, Egg car insurance, even more Regular savings interest, 0% Balance Transfer card, £20 Free Calls, Great Student Discounts Hunt and many more Moneysavers...

This info may be out of date. Read this week's emails

The following is the text of Martin's Money Tips e-mail on 2 September 2004

Hiya, loads of tips below, including a some specials for new & returning students. If you know any do make sure they have a read, money is tight and MoneySaving should help.

TOP NEW & EXISTING STUDENT ACCOUNTS, SAVE £700: New Article. This week's Deal is simply the top student account. Even though term hasn't started, as the acceptance not registration letter is key, students should apply immediately to grab extra time at preferential terms. Plus nothing prevents existing students switching too. Article: Top Student Accounts.
Student Funding, Grants & Loans: Also a fully updated article explaining how this works.

LOOPHOLE! EXTRA £50 OFF CAR INSURANCE: Get Egg's Car Insurance and it'll pay £50 cashback if you have its savings account too. If you don't, just open a savings account with £1 and you qualify immediately anyway. Egg isn't always cheapest, so best practice is read either Car Insurance Cost Cutting Quick Read or Extended Feature articles, follow these and then check Egg's price (Egg offer link*). If it isn't £50+ more expensive than the best of the rest, put £1 in its savings account and you're quids in. Discuss this loophole.

URGENT ADDITION! STOP PRESS! Landline call costs even cheaper. Brief notes only as this is developing as the tip's being sent. More details next week.

EVEN MORE REGULAR SAVINGS INTEREST 5.85%: Derbyshire Building Society has increased its regular saver account rate to 5.85%. It was already head-and-shoulders ahead for larger amounts of regular savings. Updated Article: Regular Savings (includes how to use this account for saving lump sums).

Reminder: Free Accurist Ladies & Gents watches with 0% card. View/apply*, Article.

Reminder: Cut the cost of contact lenses A Visible Saving

Reminder: 5.8% loans Cheapest Personal Loan Article

Reminder: MoneySaving of possible £100,000s Article: Sort out your inheritance tax

NEW 0% FOR A YEAR BALANCE TRANSFER CARD: Lloyds TSB Advance card has joined Barclaycard in offering new customers 0% interest for a year on debt shifted to the card. Unfortunately this is one of the few cards which charges monthly interest on purchases even if you pay the card off in full. For this (and other) reason(s) never, ever, ever spend on this card. Use it purely for balance transfers. Updated Articles: Best Balance Transfer Quick Read or Extended Feature.

SNEAKY SKY BILL CUTS: This Chat Tip was so popular last week, I've promoted it. Read Bye bye Sky to try & cut £60 off your bill and for a raft of other tricks.

£20 FREE INTERNATIONAL & UK CALLS IF YOU USE CALL18866 OR 1899: It's not call18866 or call1899 offering the £20, but OneTel. Confused? You should be. Basically, if you use either of these for your calls, or have very low bills, then read free £20 calls for an explanation. If not, don't bother.

LATEST QUICK CHAT TIPS (also see Chat Tips GOLD)

· More Boots free cash (well 1p and a freebie anyway) Boots cash

· Harry Ramsdens BOGOF (restaurant or take-away) Your plaice or mine?

· Cirque du Soleil 4DVD boxset £5.99 Circus savings

· Mispriced PCWorld bargains (going fast so get in quick) Misprice mania

· Push your internet provider to cut your bill Broadband for less

· Winner(s) of August Post of the Month

· Nominate a £50 Post of the month winner for September Post of the month

· Most Popular Chat Tips Ever (with links)

GREAT ‘STUDENT DISCOUNTS' HUNT. This week's call asks MoneySavers to hunt for student discounts. Report your spots or read others.
Other Current Great Hunts: 'How to get a flight upgrade', Cheapest Laptop Hunt, 'Cheap but Romantic Gifts', Cheapest Shredder Hunt read others, ‘Posh Nosh No Dosh', ‘Cheap Places to take a Date' & ‘Kids' Summer Holidays Days Out'.

ORIGINAL MINT CARDHOLDERS WARNING: Vast numbers signed up to Mint at launch. It had a 0% offer until 1 Oct 2004, so it's about to end. Those still with debts on the cards should apply immediately for a new card to shift it to (as it takes a few weeks). See Best Balance Transfers. Those using it for spending should again switch. See Best card for purchases. Credit Card Beginners read: Which type is right for me?

CHARITY, CHARITY & CHARITY. Thanks to your use of the site's ‘Special Note' links, the second year of the MoneySavingExpert Charity fund (begun in May) has already beaten the previous year's total. See Charity Fund how much and who? (also read about the site's non-profit driven ethical stance).

MoneySaving Charity Articles: Give more at less cost, Ditch Charity Credit Cards, Feed the starving at no cost to you

SPAM SOFTWARE STOPPING TIP: Unfortunately as this tip is all about money products, spam filters mistakenly block it. If you're going to install anti-spam software please make sure you specifically give permission for moneysavingexpert.com emails. Also, if anyone you know is wondering why the tip isn't arriving, please suggest they check their spam filter. Ask a question/Discuss

Andrea's Freebies: frisbee, baseball cap, Frubes playball, Map for LPG drivers, Ben & Jerry's ice-cream (central London) 25 free photos print n' go colouring book Try Me Free Summary, Freebies GOLD

NEW SITE POLL: Pick a slogan! Ideas whizzed in for the T-Shirt slogan contest. Twelve are short listed, Vote for your favourite. In last week's polls, you voted against paying for a London Olympic Games, and cheap petrol beat the environmental argument.

That's it for this week. As always, please do tell everyone you know about MoneySavingExpert.com and especially about signing up for this e-mail. The more of us, the more big companies tremble. Hoorah!

I hope you save some money

Martin

*Note: If a link has a star. It invisibly takes you via a price comparison site which then makes a contribution to MoneySavingExpert.com. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.moneysupermarket.com (for MBNA) or www.egg.com (for Egg). For more on how it works and the site's non-profit driven ethical and financial policy click here.

Guide to finding info on MoneySavingExpert.com.

Find out more about Martin's Book ‘The Money Diet'

What is MoneySavingExpert.com? It's a website focused on the very best ways to save money on everything and anything. It is owned and run by journalist Martin Lewis, the Money Saving Expert on ITV1s This Morning, Sunday Express columnist, BBC Radio 2, 4 & 5 amongst others. To read about how the site is funded click here

Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to your own specific circumstances. All tips are followed at your own risk and should be followed up with your own research Full Terms & Conditions.

Change your E-mail: Go to front page, unsubscribe current email & then subscribe your new one.
Unsubscribe: Go to front page and use the unsubscribe option under Free Money Tips E-mail.