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Mar
9
2005

Archive: MoneySavingExpert's Money Tips Email

9 Mar 05: Free 50p to Comic Relief, cheapest directory enquiries, best life of balance card ending, spruce up your home, Flybe sales and much much more moneysaving
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The following is the text of Martins Money Tips Email sent on 9 March 2005

Burp! Well it is Comic Relief week and m'nose is already on (see the site!), plus m'pledge is below.  If you're donating, do tick the Gift Aid box, so they get more and you pay the same (see charity tax article).

M'COMIC RELIEF PLEDGE 50p donated per new genuine person on this free e-mail list until midnight Sunday. Pls suggest your friends/family join up (go to Money Tips).  This pledge (capped at 10,000 people so I don't cripple the site) is based on the hungersite's logic.  It's win-win-win, helping people save money, helping the site and, best of all helping Comic Relief.  How can a non-profit driven site afford to do this? Read ‘how the site generates revenue'.

CHEAPEST DIRECTORY ENQUIRIES. Includes a 'call for free' loophole.  The winner, 118848, costs a flat rate 27p for three enquiries. The article explains why this cheapest number is never publicised, how to get free online enquiries, and a loophole for free enquiry calls. New Article.  Directory EnquiriesRelated Articles. Saynoto0870, Cheapest UK calls provider.

ONLY
3.9% LIFE OF BALANCE CARD ENDING?  I've heard unconfirmed insider rumours the Texaco credit card's status is being reviewed and the deal may be dropped.  This card is a powerhouse.  It offers 3.9% interest, if you switch debt to it, and the rate lasts until the card's paid off.  If you may need to transfer a balance, do it asap. Read relevant articles. Balance Transfers, Half Price Plastic Personal Loans.

GREAT SPRUCE UP YOUR HOME HUNT.  Property programmes drone on about things that "increase your home's value", but what about for people who just want to live there?  This hunt's to find cheap and easy ways to make your house a home.  I'm tapping MoneySavers collective knowledge of useful tips.  Add yours or read others herePast Hunts. Disguised Own-brand, Factory Shops. Related Tip.  Free info on what your neighbour's home sold for.

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS
A Broadband or Dial-Up (low quality) raw commentary on this tip (discuss)
Streams via Media or RealPlayer, for help read this

NOW I'M MUTTERING ABOUT ARTICLES.  M'mutterings (audio commentary) on the tip have been so popular I've done article mutterings too in Best Balance Transfers, Directory Enquiries and Cutting edge internet Shopping.  More to come - I'll let you know each week.

CAR AND HOME INSURANCE SPRING CLEANING.  Don't just auto-renew your insurance, read the Car and Home Insurance cost-cutting articles to ensure you're getting the best deal.

KNOW SOMEONE WANTING/NEEDING A TV MONEYSAVING MAKEOVER?
More info.

RADIO 2 HEADS UP:  "What's in your wallet?" I'm on Jeremy Vine 1-1.40pm  Friday 11th

Reminder.  Free MoneySavingExpert.com Printed remortgage guide.
Reminder.  Less than a month to open your mini-cash ISA.  Best Mini Cash ISA article.
Reminder.  Best current account Article.  Overdraft? A&L (Apply/view*) In-credit?  Lloyds.  (Apply/View*)

CHEAPER UK CALLS PLUS £32.50 FREE! Extended to March. One-Tel's Feb deal for ''free evening and weekend calls' for free has been extended.  Read a full how to work this for maximum benefit.

FLIGHTCHECKER SALES WATCH!  Cheap regional airport flightsFlybe's got a big ad push this week offering April/May flights from £14 to £30 one way. It's strength is the number of UK airports it flies from;  Liverpool, Exeter, Southampton, Belfast, Norwich & Newcastle among others.  Use the free FlightChecker to home in on these sales flights (and others).

BARGEPOLE WARNING: ZOPA!  It made the news this week claiming to be the new 'ebay of lending,' but it gets my bargepole warning, ie., don't touch it with one.  Analysis and discussion.

BOARD OF THE WEEK!  House-buying and selling board.  From estate agents' fees to bartering with a house builder.  If you're considering moving and have unanswered questions this is a good place to start, with such animated discussions as Where to buy in London?, House prices set to crash, House prices set to rise.

LATEST QUICK CHAT TIPS (Warning! Bargains here tend to sell out quickly)

SHOCK HORROR! Mother worrying about son starting university!  OK it's as surprising as finding E numbers in a packet of crisps but her question's sparked countless responses.  While it's not strictly MoneySaving, it's organically grown into a great 'Starting Uni Frequently Asked Questions'.

NEWBIES. DID YOU KNOW THERE'S A MONEYSAVING BOOK?  It's called the Money Diet and it's designed to compliment the site. As well as a product by product work-out it goes into training your MoneySaving muscles.  (Well I am allowed a plug once in a while).
More info, Compare online prices, Discuss where to buy it cheapest.


Andrea's Freebies (also see Freebies GOLD)
Fixodent sample, Elemis skin care samples


NAME AND SHAME!  Restaurant service charges.   I asked a waitress this week how much of the 12.5% automatic service charge went to her; she said half is divided amongst the waiters, the rest to the restaurant.  What a disgrace! When we tip, it's for the staff, not the management.  As is a legal right, I refused to pay the service charge and tipped the waitress the same in cash.  I suggest we all do it.  More info and discuss.

NEW MARTIN'S CHAMPAGNE MONEY POSER.  CAESAR'S SOLUTION.  Another champagne money poser but the question's too long to put here so please see Caesar's Solution.  The last two money posers Time for Change and Black and White Poser have now been solved (see the answers there).

NEW POLL. 
  How much did Sudan 1 cost you? 
Vote or discuss.  Also, see last week's Can you trust your child? Poll results.

That's it for this week.  Next week it's the Budget.  It's likely petrol prices, cigarettes and booze will all rise (at least with inflation).  Petrol prices rise on the day, so do fill up before.  The price of alcohol and fags tends to rise as shops restock, so buying sooner rather than later is usually a good idea.   And if you're watching the Budget, I'm part of ITV1's live coverage so do tune in.

That really really is it now, do please forward the e-mail to everyone you know and get them to sign up, both because more MoneySavers means more Consumer Revenge and because this week it'll help Comic Relief too.

I hope you save some money
 
Martin







*Affiliated link:  Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use.  This in no way impacts any editorial decisions (what I write), costs you anything or changes the product.  For an identical link which doesn't help the site go to www.onetel.co.uk, www.alliance-leicester.co.uk, www.lloydstsb.com.  For more on how it works and the site's non-profit driven ethical and financial policy read this.


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