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Jun
23
2005

Archive: MoneySavingExpert's Money Tips Email

23 June 2005: 5p to call mobiles, Healthcare Cashplans, free £15 for Egg customers, Energy price hikes, 25p to charity if you smile, How Did You Get Into Debt? and much, much more MoneySaving…
This info may be out of date. Read this week's emails

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The following is the text of Martins Money Tips Email sent on 28 July 2005

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Hiya. So far over 24,000 people have signed the Not In Front of the Kids petition against secured loan ads on children's TV. The campaign now has a parliamentary Early Day Motion supporting it. If you haven't yet, please sign the petition and lobby others too - the more signatures the stronger our case.

STOP PRESS! New cheapest way to call mobiles 5p/minute. Just before sending this I noticed a new provider charging 5p/min to call UK mobiles from landlines at all times, half the the current daytime cheapest. I've hastily written an update note in the
Calling Mobiles: Sever the Price article.

MUST READ ESP. FOR FAMILIES! Healthcare cashplans, a cracking deal. With Healthcare cashplan policies (sounds boring, but it's serious MoneySaving) you pay £4 - £20 a month, then when you use NHS or private treatments such as dentistry, opticians or osteopaths you claim it back. HSA is the famous one, but there are much much better repaying up to six times its costs. New Article.
Healthcare Cashplans compared. Related article. Private Medical Insurance Quick Briefing.

IMMINENT GAS & ELEC PRICE HIKES RUMOURED. This summer is looking like hike city (unconfirmed). One safeguard option is choose a price capped provider yet some good ones e.g. Npower's, close on 30 June so compare the cost difference between the cheapest capped and uncapped prices via the winning price comparison service
Energyhelpline/Cashback* or better read Cheapest Gas & Elec Plus Cashback.

SMILE! Take a photo and get 25p for charity. If you send a pic of yourself smiling, HP will donate 25p to the national childrens charity.
Smile!

URGENT. FREE £15 FOR EGG CUSTOMERS.
Simple, easy and no hassle. Closes 1 July.

SLICE LOAN INSURANCE COSTS. Lenders push their own payment protection insurance but standalone insurance is much cheaper for new or existing borrowers. Updated Article.
Cunning Loan Insurance Cost Cuts. Related Article. Personal Loans.

GREAT 'FREE ONLINE BOOKS' HUNT. An Australian Uni provides free online/downloadable access to some classics like Orwell or Bram Stoker, so I thought I'd see if MoneySavers know of elsewhere so we can try and compile a free online book library.
Add yours/ read others. Past Hunts. Ways to cut back, DAB Radio, Free Info.

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS
Windows media player streamed: Broadband /Dial-Up Download:Broadband / Dial-Up (Discuss what's said).
Streams via Media or RealPlayer, for help read this

DON'T WAIT FOR RENEWAL TO SAVE ON INSURANCE! People often wait till the renewal date to cut home and car insurance costs. Actually, many insurers will refund you the rest of the year's premiums provided you haven't claimed. See if yours does then read Home or Car Insurance Cost Cutting articles. Related Articles. Cheapest Travel Insurance.

Reminder. 9 month 0% fees free balance transfers. Apply/View:
Virgin*, Natwest*, RBS*, M&S* Read Best Balance Transfers
Reminder. Fixed/Discount rate coming to an end? Free MoneySavingExpert.com Remortgage Guide
Reminder. 5% interest, 0% overdraft, free travel insurance Best current account

FLIGHTCHECKER SALES WATCH Ryanair has flights to Malmo, Venice & Bratislava from £3.99 + taxes & charges (usually c. £20). Use the free
FlightChecker to find them.

FIX YOUR CREDIT CARD RATE. Special guaranteed rates insure against increasing interest rates or your credit score dropping. Updated Article.
Guaranteed Cheap Credit Card.

GREAT HUNT RESULT: Best Letters That Work. Among the ideas were
Get a better mobile deal, Wipe out bank fees and Direct debit dispute.

LATEST QUICK CHAT TIPS (Warning! Bargains listed here tend to sell out quickly)
(Also see Daily Bargains Updates and Chat Tips GOLD)


HOW DID YOU GET INTO DEBT? On the debt-free wannabe board people help each other through and out of bad debt. A new How did you get into debt discussion is both moving and informative. Related Article. Where to start with problem debts? Plus follow someone working through their debts and redundancy story. Please cross your fingers for squiffy.

TV WANNABE. A couple of TV progs are looking for people. One wants
Old Style MoneySavers, the other people who've recently reigned in their spending.

Reminder. Reclaim forgotten bank accounts/shares/funds/pensions
for free
Reminder. Save money on your hols
A great beach read
Reminder. Free safer system for online spending
Cahoot Webcard

Andrea's Freebies (also see Freebies GOLD)
Original Source, Bread-making Yeast, Asthma Attack Card,
Bounce Sample, Lancome Moisturiser

MARTIN'S MUSINGS. 'Calm down Martin, it's only a radio programme!' This week m'blog entries include' 'It's important to prioritise' , 'Calm Down Martin' and 'MoneySaving may hurt your nipple' Blog.

SUNDAY TRADING POLL. Retailers are asking the government to extend Sunday Trading Hours so they don't have to close at four. What do you think?
Vote or discuss.

That's it for this week. Before I go, though, you might like to see what this site used to look like. This is a sneak postview of my old home page before the site became the site. Shock, horror, there's no chat forum!

As always my final word is to say please pass the word! If you save money then do recommend the site and more importantly this email to friends and family.



I hope you save some money

Martin




*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.energyhelpline.com, www.virginmoney.co.uk, www.natwest.co.uk, www.marksandspencer.com, www.rbs.co.uk. For more on how it works and the site's non-profit driven ethical and financial policy
read this.

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