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Jul
20
2005

Archive: MoneySavingExpert's Money Tips Email

20 July 2005: Unlimited call £6/month, student accounts, boots triple points, endowment complaints, 5.7% loans, vodafone users passport and much, much more MoneySaving...
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The following is the text of Martins Money Tips Email sent on 28 July 2005

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Wooooo hooooooo! ITV's just given me my own series to really get into the nitty-gritty of MoneySaving. Rather scarily it's calling the show 'Make Me Rich?' Read more info including how to apply for a MoneySaving Makeover, plus see my blog on the day I heard.

URGENT! CHEAPEST PHONE PROVIDER. All UK landline calls for £6/month. During July,
Talk-Talk* is offering its ‘unlimited calls all times to UK landlines' package at £7.99/month plus the first three months free, effectively £6/month over a year. Make 10+ calls a day and it beats the current winner, call18866 (a flat 2p per call), though after a year it jumps to £12.99/month so ditch it then. Updated Article: Cheapest UK calls provider or Discuss

TOP UK STUDENT ACCOUNTS 2005-6. A Level results mightn't be out yet, but it's already possible for this years students to grab the top terms early (and existing students can switch to gain too). New Articles:
Top Student Accounts, Student Funding. Related Article: Best Graduate Account

BOOTS IN STORE TRIPLE POINTS WEEKEND. It's Triple Points (if you spend over £15) until Tuesday at Boots. Thus amongst other things top-up £20 on a PAYG mobile and you'll get £2.40 back in Advantage Card points. Article.
Boots Treasure Trove Also Read. Boots Bargains Hunt.

COMPLAIN URGENTLY WITH MISSOLD ENDOWMENTS If your endowment was missold then you could be compensated in the thousands, yet there's a deadline on complaints and it's running out.
Endowment complaining, Full free MoneySavingExpert printed remortgage guide.

NEW CHEAPEST PERSONAL LOANS 5.7%. The two top cheapest for uninsured loans
Northern Rock* and Moneyback*. Better still read Best Personal Loans article .

Reminder. £125 free cash for you plus a friend. Alliance & Leicester*
details in Best current account article
Reminder. Free £15 for existing
Egg customers.
Reminder. Free ID Fraud Protection Loophole. Get Capital One No Hassle*
card but never use it. Full Article

DON'T PAY CAR INSURANCE MONTHLY! It's effectively borrowing the money from the insurer at a usually high rate, e.g. the AA is 24.9%. Surprisingly you're usually better off paying with a credit card. I've added all the major insurers interest rates to the '
Car Insurance Cost Cutting Article'. Related Articles: Home Insurance and Travel Insurance Cost Cutting

THE GREAT 'CHEAP NUMBERS TO DIAL HOME' HUNT. Instant access cheap international dial providers are springing up in other countries too (for those here, see the
CallChecker) - so I'm tapping MoneySavers' collective knowledge to find as many countries' numbers as possible. I've detailed some cheap calling when abroad tips as a starter. Add yours/read others. Past Great Hunts: Disguised own brands, Boots bargains, Ways to cut back

Free MoneySavingExpert 'Screw the banks'
Car Sticker

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS
Windows media player streamed: Broadband /Dial-Up Download:Broadband / Dial-Up (Discuss what's said).
Streams via Media or RealPlayer, for help read this

BE AN ALERT TART: The credit card tart's cardinal sin is forgetting when the 0% period runs out and paying real interest. Use my free, non-commercial credit card ‘Tart Alert' for which sends an e-mail or text message reminder. . Current top balance transfer (debt shifting) cards (0% for 9 months, no fee) Virgin*, NatWest*, RBS*. Related Articles: Best Balance Transfers, Best Card For Purchases

MoneySaving Job Opportunity: London Based
Junior Researcher/Office Junior wanted

VODAFONE USERS: Cheaper way to make/receive calls when abroad. Vodafone's just launched a free add on the 'passport'; you only get it if you ask for it though. See the updated '
Using your mobile when abroad: Roam for less'

THE ICE CAMPAIGN IS NOT, REPEAT NOT A VIRUS! Disgustingly there are spam emails flying around saying the ‘In Case of Emergency' campaign to add contact details to your mobile is a virus or fraud. Yet it's not,
see the proof.

FLIGHTCHECKER SALES WATCH Ryanair has flights to Frankfurt, Nimes and Dublin from 19p + taxes & charges (usually c. £20). Use the free
FlightChecker to find them in seconds.

GREAT HUNT RESULT: Last week's challenge was to find the Harry Potter books for the best price
. Amongst the ideas were HP & the Half Blood Prince £4.99 at Kwiksave, or £7.99 at Tesco's and HP & the Order of the Phoenix £3

NEW CURRENT ACCOUNT LAUNCHED. Not bad if you're a Tart. Barclays is offering thousands of pounds worth of interest free cash, but with a catch. Use its interest-free overdraft and Barclaycard 0% balance transfer offer for 10 months, but ditch it after the intro period, or you'll end up paying yearly fees of £144.
More details Article: Best Current Accounts

LATEST QUICK CHAT TIPS (Warning! Bargains listed here tend to sell out quickly)
(Also see Daily Bargains Updates and Chat Tips GOLD)



ITS CHRISTMAS TIME!!!! You may think I'm mad, but this is a good time to start thinking about Christmas. Work out how much you'll spend. Put money aside, it's better to save than to borrow. Keep your eye out for relevant prezzies on discount. Related Article. Christmas Saving loophole. Related Discussion. It's not too early to think about Xmas

Reminder. Cheapest gas & elec plus £10 cash back
energyhelpline* or read Article
Reminder. Bag a bargain hol Barter for a beach trip
Reminder. Discover the cheapest way to spend when overseas Article

BOARD OF THE WEEK.
House Buying, Selling & Property Prices . Discussions include Free house price info, Getting on the ladder and How should I price my house

Andrea's Freebies (also see Freebies GOLD)

Mens/Womens shave oil, TV Guide,
Pocket Financial Planners Cool bag, Tube map for your palm

MARTIN'S MUSINGS. 'Woooo hoooo!', 'Rosie's becoming a MoneySaver' and 'Well Done ING' see M'Blog. Also in the week I got my series, thought you may find it fun to see my showreel, the one producers get, it's permanently been added to the biog section, or open the Windows Media or Quicktime streams (If the video doesn't stream, try right clicking and do 'save as' to make it work).

MARTIN'S MONEY POSER. Not solved yet Find the link between these two numbers 7,560,000 and 7,200,000? (clue: only a money-hungry swinger will get it!)
Answer/see others' ideas. Past Money Posers What's the next number?, A common question, Caesar's solution.

CHILD TRUST FUNDS POLL: Have you opened one for your kids? If you do will you add to it?
Vote or discuss. Also, see last week's ICE campaign Poll results.

That's it for this week. Before I go, I spotted this. No other way to describe than a weird girl falling and wiggling through giant bubbles at the touch of the mouse.

I hope you save some money

Martin




*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.talktalk.co.uk, www.northernrock.co.uk/loans, www.moneybackbank.co.uk, www.alliance-leicester.co.uk, www.virginmoney.co.uk, www.natwest.com, www.rbs.co.uk and www.energyhelpline.com . For more on how it works and the site's non-profit driven ethical and financial policy
read this.

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