Archive: MoneySavingExpert's Money Tips Email

28 July 2005: Mobile Cost Cutting, Kids Cash Scandal, Browser Upgrade, New Top Car Insurer, Free Printed Remortgage Guide, 3.9% Loan and much much more MoneySaving....

This info may be out of date. Read this week's emails

Hiya. Phew!! For 4 years I've put off writing a ‘cheapest mobile' article, as it's a nightmare. You've literally a better chance of hitting the lottery jackpot than randomly picking the right package. Yet as it's the subject of my Radio 2's Vine programme phone-in this Friday 1pm, I've spent two weeks researching and writing and I'm chuffed with the result. Hope it works for you.

MAJOR NEW ARTICLE!!! MOBILE PHONE TWO STEP COST CUTTING PLAN. This is the definitive plan to find the right tariff for you, then get it as cheaply as possible. Some heavy users can cut yearly mobile costs from £2,600 to just £120! New Article. There are two versions, the Quick Read with just the two-step plan, but if you've time go for the Extended Feature which includes a raft of other mobile cost cutting solutions.

URGENT! KIDS CASH SCANDAL! Parents with unused Child Trust Fund vouchers are the scandal, throwing their kids' cash away, as until they're deposited the vouchers don't earn interest. If this is you, or you know someone who's not done it, at least dunk it in the best CTF savings account (currently 6% with Ipswich Building Society) while you decide where it should go, then it's earning interest, and you're free to move it elsewhere when you decide. Updated Article. Best Child Trust Fund.

IMPROVE YOUR WEB BROWSER FOR FREE! 90% of web users surf via Internet Explorer, yet Mozilla's Firefox beats it hands down. The ‘British English' version is available free. Firefox Info.

SPREAD THE SAVINGS! Pls suggest to friends/family/colleagues they get this email too
NEW TOP CAR INSURER (for some). Newly launched car insurer Swiftcover is coming top in some categories, especially higher value cars. To see if it's cheaper for you, the right system is still follow my Car Insurance Cost Cutting Plan using screen scraping multi-quote gathering websites Insuresupermarket* and Confused.com*, which both include Swiftcover. Related article. Home Insurance Cost-cutting Plan.

FREE PRINTED MONEYSAVINGEXPERT GUIDE TO REMORTGAGING. There are 8,000 copies of my free printed remortgaging guide available. If your current mortgage deal has ended or is about to, grab it. It takes you through step by step, including how to get free advice. Free Remortgage Guide Printed or PDF download. More details.

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS

Windows media player streamed: Broadband /Dial-Up Download:Broadband / Dial-Up (Discuss what's said).

Streams via Media or RealPlayer, for help read this
GREAT 'CHEAP LOCAL SIM CARD' HUNT. A few weeks ago I published the 'Cheapest International Roaming' article which explains how to make cheap calls from your mobile while abroad. One of the solutions is using a Sim bought in that country. To help I want to use this hunt to build a database of what to get where. If you've bought a Sim abroad, please let us know the details. Add yours/read others. Other Great Hunts Cheapest way to call from abroad, What shops don't want us to know and WAP sites.

Reminder. £125 free cash for you plus a friend. Allianc e & Leicester* Details in Best Current Account article
Last Chance Reminder. Free three months' unlimited calls when you sign up in July Talk Talk
Last Chance Reminder. Free £15 for existing Egg customers

GET A LOAN FOR HALF PRICE IF YOU'RE SNEAKY. I've a way to use credit cards to bag yourself what's effectively a personal loan at just 3.9%. Updated Article. Half Price Plastic Loan. Related Article. Best Balance Transfers.

CHEAPEST WAY TO CALL MOBILES 5p/MIN (AGAIN). It was 4p a min, but provider Dialwise has increased its prices to 10p at all times so the second place provider takes over. See the Cheapest Way To Call Mobiles article.

ICICI SAVINGS APPLICANTS. Feedback required good and bad.

FLIGHTCHECKER SALES WATCH Ryanair has flights to Poitiers, Pescara and Nimes from 9p + taxes & charges (usually c. £20) each way. Use the free FlightChecker to find them in seconds.

OFT CRACKDOWN ON LATE PAYMENT FINES. Sounds good, but it may be bad news for consumers. Read more/discuss.

GREAT CHEAP NUMBERS TO DIAL HOME HUNT RESULT: Last week's challenge was to find numbers for other countries' cheap international dial providers. Suggestions include Germany's Predial, Ozprepaidcards and Buzzcard.

LATEST QUICK CHAT TIPS (Warning! Bargains listed here tend to sell out quickly)
(Also see Daily Bargains Updates and Chat Tips GOLD)

DVD Recorder from Somerfield £89.99 Can you beat it?
Time Out City Guides £2.99 delivered
Money for your old mobile plus 10% to Childline Can you beat it?
£50 CTF Bonus if your kid's named George (or Georgina) By George!
School uniform name tags 48 for £3 Don't wait till the last minute
Old Style (Frugal) Board Thread of the Week: Cheap but fun hobbies
Nominate Post of the Month for July

Reminder. Cheapest Unsecured Personal Loans 5.7% Northern Rock*, Moneyback* or better, read Article
Reminder. Pay less for Contact Lenses A Visible Saving
Reminder. Save when you buy online Internet Shopping Techniques

OOPS WRONG CHRISTMAS. Last week I begged you to start planning and budgeting for Xmas, yet it was the link to the wrong article. It should've been Christmas Saving Loophole Related Discussion. It's not too early to think about Xmas.

BOARD OF THE WEEK. Ebay (& Other Auctions). Discussions include Item lost in post, Helpful links to ebay and Possibly funniest feedback ever.

Andrea's Freebies (also see Freebies GOLD)
Cwella Fruit Juice, Audio Book Downloads, 20 Photo Prints,
Kids' Window Drawing Pens, Sodoku Puzzle Creator

MARTIN'S MUSINGS. 'Chaos theory in Easyjet seating', Gazing at her navel for a living' and 'Gutted due to bad spelling' Blog.

MARTIN'S CHAMPAGNE MONEY POSER. Well, it's still going. No-one's solved it yet so I'm offering champagne to the winner. Find the link between these two numbers: 7,560,000 and 7,200,000. Answer/see others' ideas. Past Money Posers. What's the next number?, A common question, Caesar's solution.

MONEY CAN BUY YOU? POLL. How much would you have to win on the lottery to give up work? Vote or discuss. Also, see last week's Child Trust Fund Poll results.

Cilla eat your heart out That's it for this week, yet I have to tell you we've our first MoneySaving couple. Two of the Chat Forum regulars have now been seeing each other for four months. I'm slightly worried I may have to call it Martin's dating service. Best of luck, MoneySavers Savvy and Godders. Do I need a hat?

I hope you save some money

Martin

*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.virgin.com, www.rbs.co.uk, www.natwest.com, www.insuresupermarket.com, www.confused.com, www.alliance-leicester.co.uk, www.northernrock.co.uk, www.moneybackbank.co.uk. For more on how it works and the site's non-profit driven ethical and financial policy read this.

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