Archive: MoneySavingExpert's Money Tips Email

18 August 2005: Pension not cold baked beans, double frappuccino, free mobile unlocking, holiday special, top savings after rate cut, 5.6% personal loans and much much much more MoneySaving......

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The following is the text of Martins Money Tips Email sent on 18 August 2005

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Hiya. It's m'phone-in on borrowing and credit scoring on Radio 2's Vine show this Friday at 1pm. If you've questions email vine@bbc.co.uk. Also I'm excited. We've almost hit 300,000 people receiving this free email. I'd love to get there this week. Please recommend friends and family join the distribution list.

STAKEHOLDER PENSION. Sneaky way to cut the cost (and not end up eating cold baked beans). Face it: the state will hardly look after us when we retire. You must DIY. This article is how to get a low charge stakeholder pension, with a sneaky tip to make it grow faster. A must read for anyone older today than yesterday. New Article. Cut the Cost of a Stakeholder

2 FOR 1 STARBUCKS FRAPPUCCINOS. Nothing clever just a bargain voucher spot Slurp!

BREAK AWAY FROM YOUR NETWORK. Unlock your mobile for free. Buy a mobile and it'll normally be locked to a particular network meaning try and use the same phone as another network and you can't. Yet there is a legal way to unlock it for free. New Article. Unlock Your Mobile For Free Related Article. Mobile Phone Cost Cutting Plan.

BEST SAVINGS AFTER UK INTEREST RATES CUT. Updated article. Almost all accounts have dropped their rates, yet the prior instant access top payer hasn't, and says it isn't planning to. ICICI's* 5.4% hisave account is therefore a massive best buy and it's also clean (ie no tricks), so while customer service ain't great, it's worth it. Full pros and cons in Best Instant Access Savings article. Related articles. Where to Start with Saving.

Reminder. Find the cheapest gas & elec plus £10 cash back energyhelpline* or read article
Reminder. £125 free cash for you plus a friend. Alliance and Leicester* details in Best Current Account article
Reminder. Free safer system for online spending Cahoot Webcard

HOLIDAY SPECIAL. Save money on every aspect of your trip. Find A Cheap Flight, Cheapest Travel Insurance, Package Holiday Bargaining, Cheapest Way To Spend Overseas, Mobile Roaming. Plus for UK day's out money-off vouchers try Gosummer.

NEW CHEAPEST UNINSURED PERSONAL LOAN 5.6%. Now's a cheap time to borrow if you need to. Northern Rock* is slightly ahead of competitors. Related Article. Best Personal Loans.

GREAT 'CHEAP BACK TO SCHOOL STUFF' HUNT. Kids go back to school soon (as if you need reminding) so I thought I'd tap into the knowledgebase of the MoneySaving community to find out where the cheap stuff is. Add your find/read others. Other Great Hunts Cheapest Harry Potter, Price Beaters Plus, WAP sites.

DON'T ACCEPT A BALANCE TRANSFER FEE ON A FEE FREE CARD. Many people are applying for cards which say they are fee free and then are incorrectly told that they'll face a charge. The customer service reps are speaking a load of boloney. What to do if this applies to you. Market leading balance transfer (9 month 0% fees free). View/Apply: Virgin* Related Article. Best Balance Transfers.

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS

Windows media player streamed: Broadband /Dial-Up Download:Broadband / Dial-Up (Discuss what's said).

Streams via Media or RealPlayer, for help read this
(My apologies to Andrea for what I asked)
A-LEVEL RESULTS ARE OUT THIS WEEK. (Top UK student accounts). Article. Top Student Accounts Related Articles. Best Graduate Account, Student Funding. Also Read. Student MoneySaving Board.

FLIGHTCHECKER SALES WATCH Flights to Nice, Prague and Amsterdam for £20 each way. The fares are with BMI baby and include taxes & charges. Use the free FlightChecker to find them in seconds.

NTL/ TELEWEST USERS CUT YOUR CALLS. Call18866, my long time recommendation for home phone calls, charges a flat 2p (ie 2p for as long as you talk) to call other landlines yet on Telewest and NTL you can't access this rate but Call1899, which charges 3p whatever the call length is accessible. Related Article. Cheapest UK Calls Provider.

SAFEGUARD YOUR MOBILE! Register it with the police for free. If, like me (grrrr see blog), you've ever had your mobile stolen you'll appreciate this. There's a new register to help stop mobile phone crime. New Article. Combat Mobile Phone Crime.

LATEST QUICK CHAT TIPS (Warning! Bargains listed here tend to sell out quickly)
(Also see Daily Bargains Updates and Chat Tips GOLD)

Two Pride & Prejudice cinema tickets for £1.95 Very Glamourous
Inflatable football goals x 2 £2.50
Pregnancy tests spotted in Savers for 99p Can you find them?
Two M&S Wines Fiver or less
Jennie Colgan book - just pay £1.50 postage
Old Style (Frugal) Board Thread of the Week: Recycling in the Home
Nominate Post of the Month for August

BEWARE 'H&O Insure Limited'. This is a fake motor insurer, the FSA (financial regulator) is warning about it. Don't touch it. Related Article Car Insurance Cost Cutting System.

Reminder. Not in Front of the Kids Campaign More Info, Petition
Reminder. Credit Ratings How to improve them
Reminder. Fixed/Discount rate coming to an end? Free MoneySavingExpert.com Remortgage Guide

Andrea's Freebies (also see Freebies GOLD)
Ashes T-shirt, Gym Day Pass, Simple samples for Men,
Monthly Lillet samples, Free ferry to Ireland, Windsurfing DVD
ILL-EDUCATING WHICH? The Consumers Association's launched an online Money Quiz. The problem is it's got the answers wrong. Read More. Quizzing the quiz. Past discussion. Shameful Which?

MARTIN'S MUSINGS. 'Poverty for postgrads', 'Sometimes telly is tough' and 'Haunted by a Smart car' Blog.

CASH KING OR PLASTIC FANTASTIC POLL. Which way do you pay? Vote or discuss. Also, see last week's Splash the Cash Poll results.

That's it for this week. Before I go, I'm aware m'grammer and speling isn't often up to much, however it's nice to know there are some people out there who make me look like Samuel Johnson. Take a look at this.

I hope you save some money

Martin

*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.virginmoney.com, www.northernrock.co.uk, www.icicibank.co.uk, www.alliance-leicester.co.uk, www.energyhelpline/cashback. For more on how it works and the site's non-profit driven ethical and financial policy read this.

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